When it comes to finances, especially as a beginner, we need all the help and expertise we can get to help guide us. The internet is full of people claiming “how to’s' ' and “should do’s”, but how do you know that what they’re claiming is good information?
YOU need to be the one in charge of your finances and that starts with learning about different people, methods, claims and guides in order to find the best fit for you. Not sure where to start? Look into these reputable, helpful people and guides to save you money.
1. Dave Ramsey
If you haven’t heard of Dave Ramsey then you’ve been living under a rock. He is a popular and personal finance personality, best selling author, radio show host and successful businessman. Whether you’re familiar with his books, shows, conferences or know nothing at all about him, he is the man to learn about when beginning your financial journey. Relatable, truthful and simple, his advice has helped millions of people.
Start with the 7 Baby Steps Financial plan to help save you money now.
2. The Latte Factor
The Latte Factor is written by David Bach and demonstrates to people of all ages that you can gain financial freedom no matter if you’re worried about saving enough for retirement or drowning in student debt. Personally, the best part of this book is that it doesn’t read like a boring “how to,” but follows the story of a struggling young professional who learns about a new way of life from an elderly coffee shop barista.
3. Ramit Sethi
Previously featured in the New York Times, PBS, ABC News, CNN (and more), you’ll soon see Ramit Sethi on Netflix helping everyday people live their rich life, both financially and emotionally. Sethi’s I Will Teach You to Be Rich is a best selling book that tells you the truth, provides tools and a 6 week program that will help you reach a rich life. Ramit follows a less restricted approach when it comes to spending; the key is knowing what you want to spend it on and may be a good fit for you if you struggle with financial restrictions.
4. The 9 Steps to Financial Freedom: Practical & Spiritual Steps So You Can Stop Worrying
This is Suze Orman’s best selling guide that helps change the way readers think and feel about money. Sometimes in order to get your money straight, you have to get your money mindset straight first and that’s what this book can help with. “A big part of financial freedom is having your heart and mind free from worry about the what-ifs of life.”
5. Get Rich Slowly
J.D Roth can tell you how to get out of debt and gain financial freedom because he had to do it himself. Great for beginners, Get Rich Slowly, answers all of your financial questions. His website is also chalk full of free guides, calculators, and step-by-step plans for those who are more visual learners and prefer to be hands-on.
It’s up to you to discover what method or plan best suits your financial needs, but luckily for you there are at least five great people to help guide you through the money saving process and lead you to financial freedom.