Owner Financing - How Sellers Can Leverage Low-Interest Rate Loans

Real Estate Agent with Joe Manausa Real Estate 8508880888

Owner financing, also known as seller financing or seller carryback, is a financing arrangement in real estate where the seller acts as the lender.


Instead of the buyer obtaining a traditional mortgage from a bank, the seller provides the financing directly to the buyer. This means that the buyer makes regular payments to the seller, typically with interest, over an agreed-upon period.


Owner financing can benefit both parties, as it offers greater flexibility in terms and eligibility criteria. It allows buyers who may not qualify for traditional financing to purchase a property and provides sellers with additional options for selling their property (more options equals more potential buyers equals higher potential contract price).


Here's a full summary of the owner-financing methods one can use.

Learn About Owner Financing Methods


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Joe Manausa Real Estate
1934 Dellwood Drive
Tallahassee, FL 32303
(850) 366-8917

Comments (3)

Bill Salvatore - East Valley
Arizona Elite Properties - Chandler, AZ
Realtor - 602-999-0952 / em: golfArizona@cox.net

Thank you for sharing the information, regarding seller financing. Wishing you continued success. Have a wonderful day and sell a house. bill

Jun 05, 2023 07:17 AM
Joe Manausa - Tallahassee, FL

Thank you, Bill.

Jun 06, 2023 12:14 PM
Myrl Jeffcoat
Sacramento, CA
Greater Sacramento Realtor - Retired

You make a good point about the value of low interest seller carrybacks, Joe.

Jun 05, 2023 11:31 PM
Joe Manausa - Tallahassee, FL

Thanks for the feedback, Myrl.

Jun 06, 2023 12:14 PM
Myrl Jeffcoat
Sacramento, CA
Greater Sacramento Realtor - Retired

CONGRATULATIONS Joe, on having this blog FEATURED in the Old Farts Club group!  

Jun 05, 2023 11:45 PM
Joe Manausa - Tallahassee, FL

Thanks, Myrl!

Jun 17, 2023 08:09 AM