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Homeownership has many benefits

Mortgage and Lending with Cambria Mortgage NMLS 274132

Homeownership has many benefits.

According to multiple sources, here are the top 5 advantages of homeownership:

  1. Financial stability: In terms of both lifestyle and monetary stability, buying a home provides a new sense of reliability to first-time homeowners.
  2. Financial strength: If you are a first-time homebuyer, purchasing a home can strengthen your financial portfolio and help your money find its way back into your pocket. Owning a home, in and of itself, can help drastically improve your net worth.
  3. Tax benefits: Homeownership comes with tax benefits that can help you save money.
  4. Permanent residence: Owning a home means you have a permanent residence that you can call your own.
  5. Sense of community: Homeownership provides a sense of community that is hard to find in other living situations.

first time home buyers

Other benefits include homestead bankruptcy protection, capital gains exclusion, and other preferential tax treatment. Homeownership can also lead to numerous outcomes that extend beyond the house, such as greater economic stability, access to quality education, increased civic and social engagement, better health, and stability for your children.

Cambria Mortgage is dedicated to providing opportunities for first time home buyers with multiple low and no down payment programs, including first time home buyer programs with down payment assistance.

Cambria Mortgage Loan Application

Interested in buying a home, or finding out what you qualify to purchase?  We make it easy.  Just call our loan experts at (651) 552-3681, or visit JoeMetzler.com/apply to start a no cost, no obligation application review. We proudly lend in Minnesota, Wisconsin, Iowa, North and South Dakota, and Florida.

Equal Housing Lender. NMLS 274132, 322798.  We lend in the following states: MN, WI, SD, ND, IA, and FL. This is not an offer to lend or to extend credit, nor is this a guaranty of loan approval or commitment to lend. The information here may not be up-to-date and may no longer be accurate. Products and interest rates are subject to change at any time due to changing market conditions. Actual rates available to you may vary based upon a number of factors. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. (C) 2023 Joe Metzler. 


George Souto
George Souto NMLS #65149 FHA, CHFA, VA Mortgages - Middletown, CT
Your Connecticut Mortgage Expert

Joe Metzler I don't know anyone who does not desire to own their own home.  It is the American Dream.

Jun 07, 2023 09:50 AM
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

Joe, and you can do whatever you want as far as remodeling without anyone's permission!  

Jun 07, 2023 10:48 AM