Admin

Student Debt Hurdle to Homeownership

By
Mortgage and Lending with First Community Mortgage NMLS#: 136881

back view of young couple walking into new home

With the recent decision by the Supreme Court to strike down Biden's student debt forgiveness program, many younger potential homebuyers may feel discouraged about their homebuying goals. 

Agree or not with the program or decision, we are all looking for ways to help young homebuyers. To that end, I'm sharing information about an innovative program to do just that, LoanSense. 

LoanSense is an excellent program that helps to make three things: lowering student loan payments, increasing the homebuying budget and providing counseling on loan forgiveness programs. 

In a nutshell, this program allows homebuyers with student debt to refinance their student loans into more affordable payments, which helps them with their debt-to-income ratios. 

The program does have a cost. However, it is affordable, and most participants find that they save enough money from the counseling to more than cover the fees. Here is a YouTube case study video of how it worked for one medical professional. 

We help homebuyers sail over this typical hurdle by increasing their purchasing power. Ultimately, this gets them on the path to homeownership faster. This win-win for us as real estate and mortgage professionals to offer our homebuyers. As a partner with LoanSense, we are thrilled that we have this tool for our borrowers. Hope you find this helpful. We are partners with LoanSense. Feel free to ask me anything about the program. 

Comments(2)

Show All Comments Sort:
Will Hamm
Hamm Homes - Aurora, CO
"Where There's a Will, There's a Way!"

Hello Joel and great information to share with us here in the Rain.  Make it a great weekend.

 

Jun 30, 2023 11:28 AM
Joel Richardson
First Community Mortgage - Austin, TX
SVP-Central Texas Mortgages, Home Reno Loan "Go-To

Thanks Will! Have a great weekend. 

Jun 30, 2023 12:08 PM