How to Rock Escrows (aka Impounds)!

Mortgage and Lending with US Bank NMLS: 22343

How to Rock Escrows (aka Impounds)!


When you buy your first home, you probably expect that you'll need to make a mortgage payment every month.  Common sense, right?


But what about your property taxes and homeowners insurance, and PMI, and HOA dues and impounds and escrows, etc.?  Are you just a bit stressed now?


In the short video below, we cover the most important points about your monthly housing payment --- what's in it, how you can pay it, when your payments are applied and who can waive and not waive an escrow account.


If you want to make a "killer" decision about whether or not to have an impound account on your mortgage, take a look on the "bright side" of this topic with me today!



I just can't look, it's killing me,



Rob Spinosa

Mortgage Loan Officer

NMLS:  22343

415-367-5959 Cell/Text



*The views and opinions expressed on this site about work-related matters are my own, have not been reviewed or approved by U.S. Bank and do not necessarily represent the views and opinions of U.S. Bank.  In no way do I commit U.S. Bank to any position on any matter or issue without the express prior written consent of U.S. Bank's Human Resources Department.

Comments (2)

Richard Weeks
Dallas, TX
REALTOR®, Broker
Great information, thanks for sharing.  I hope you have a great day.
Jul 08, 2023 02:58 AM
Lise Howe
Keller Williams Capital Properties - Washington, DC
Assoc. Broker in DC, MD, VA and attorney in DC

This is very helpful information on a subject that confuses lots of people.  Thanks for sharing.

Sep 26, 2023 01:02 PM