Admin

What If I Can't Afford To Pay My Current IRS Installment Agreement?

By
Education & Training with Apex Tax Defense LLC

I focus my practice on tax resolution, representing taxpayers in Colorado, Florida, and across the United States. 

 

Having an IRS installment agreement in place is a step in the right direction when it comes to resolving your tax debt. However, there may be instances where you find yourself unable to afford the agreed-upon payments. It is important to address this situation promptly to avoid any potential consequences.

If you find yourself in a situation where you cannot afford to pay your IRS installment agreement, there are a few options you can consider:

  1. Contact the IRS: Reach out to the IRS as soon as possible to explain your financial situation. They may be willing to modify your existing agreement based on your current income and expenses. Be prepared to provide documentation to support your claims. 
  1. Seek professional help: It may be beneficial to consult with a tax professional or an enrolled agent who can navigate the complexities of the IRS system on your behalf. They can help negotiate with the IRS and explore potential alternatives to your current installment agreement. 
  1. Explore other payment options: If modifying your existing agreement is not possible, you may need to consider alternative payment arrangements. This could include requesting a temporary suspension of payments or exploring other tax settlement options such as an offer in compromise.

Remember, failing to address the issue can lead to serious consequences. The IRS has the authority to take enforcement actions, such as placing a tax lien on your property or garnishing your wages. It is crucial to take proactive steps to resolve your tax debt and communicate with the IRS to find a solution that works for both parties.

If you or someone you know has back taxes to deal with, don't hesitate to contact us immediately at 303-499-2700 or by email at mmoran@apextaxdefense.com. 


Michael Moran, CEO, EA
Apex Tax Defense LLC
825 S Broadway
Boulder, CO 80305
Phone: 303-499-2700
Fax: 888-478-7627
mmoran@apextaxdefense.com
www.apextaxdefense.com

Charles Ross - eXp Realty LLC
eXp Realty LLC Salina Group - Salina, KS
Love To Help People

Excellent post.Thank you for sharing. Have a wonderful day and a blessed week

Jul 20, 2023 02:07 AM
Michael Moran

Thank you Charles - appreciate it!

Jul 20, 2023 01:43 PM
Diana Dahlberg
1 Month Realty - Pleasant Prairie, WI
Real Estate in Kenosha, WI since 1994 262-308-3563

If and when you find yourself in the position of being unable to fulfill a financial commitment -- especially with the IRS -- the worst thing to do is INGNORE the problem and think it will just go away.

Your #1 point says it all:  Contact the IRS: Reach out to the IRS as soon as possible to explain your financial situation. They may be willing to modify your existing agreement based on your current income and expenses.

Jul 20, 2023 01:37 PM
Michael Moran

Thank you for your comment Diana!

Jul 20, 2023 01:44 PM