
Rate Update
unbelievable low rates are back - lock-in NOW
30 YEAR FIXED: 5 year Fixed
5.625% 2.50 PTS 1.99% Full Doc Payment %
5.875% 1.00 " 2.75% Stated / Stated payment %
6.125% 0.00 "
1.50 Total Points!
Fnma Limits and Guidelines
INVESTOR, INTEREST ONLY, Great For Investors!!!!
40 YEAR TERMS Option Arm, 5 year fixed full rate at 7.25%
AND 100% FINANCING AVAILABLE Call for details
AT SLIGHTLY HIGHER APR'S. Stated Income available!
CO-OP'S ADD 0.125%
----------------------------------------------------------------------------------------------------------------------------- High LTV No Income Check Loans Still Available
100% Stated Income -1-2 family- Purchase and Refi - Primary Home -6% Concession
95% NO-DOC -1-2 family- Purchase and Refi - Primary Home -6% Concession
95% Stated Income, 3-4 Family - Purchase and Refi - Primary - 6% Concession
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660 Credit Scores: 100% Stated Income, Wage Earner
640 Credit Scores: 100% Stated Income, Self Employed
620 Credit Scores: 100% Full Doc, all
580 Credit Scores: 90% Stated Income
580 Credit Scores: NO-DOC AVAILABLE!!!!!!
560 Credit Scores: 80% Stated Income
520 Credit Scores: 75% Stated Income
Below 500 Scores, 70% Stated Income (underwriter discretion)
Thomas Affee- Senior Mortgage Consultant 516-369-3714
Registered Mortgage Broker, NYS Banking Department. All loans arranged through third party providers. For real estate professionals only. Not for public display. Rates, terms, programs subject to change without notice
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