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How to Rock an Interest-Only Mortgage!

Mortgage and Lending with US Bank NMLS: 22343

How to Rock an Interest-Only Mortgage!


Interest-only mortgages are not just for luxury homebuyers with jumbo-sized home loans anymore!  And while we do see the buyers and owners of higher-priced real estate favoring interest only loans because of their lower payments, have you ever wondered why everyone doesn't consider this mortgage program?


Is it due to the fact that most interest-only loans are ARM mortgages, like the 7/1 or 10/1 ARM?


Or is it simply due to homeowner psychology?  After all, there is a large number of homeowners who just can't stand looking at their mortgage statements month after month and NOT seeing their principal balance decrease.


So, yeah, let's take a closer look at I/O loans because they do more than help their borrowers afford shelter and maybe the answers to your most pressing loan questions are 'just a shot away!'


Start me up,



Rob Spinosa

Mortgage Loan Officer

NMLS:  22343

415-367-5959 Cell/Text




*The views and opinions expressed on this site about work-related matters are my own, have not been reviewed or approved by U.S. Bank and do not necessarily represent the views and opinions of U.S. Bank.  In no way do I commit U.S. Bank to any position on any matter or issue without the express prior written consent of U.S. Bank's Human Resources Department.

Bill Salvatore - East Valley
Arizona Elite Properties - Chandler, AZ
Realtor - 602-999-0952 / em: golfArizona@cox.net

Great information. Thanks for sharing and enjoy your week!

Bill Salvatore, Realtor- Arizona Elite Properties

Aug 31, 2023 12:02 PM
Lise Howe
Keller Williams Capital Properties - Washington, DC
Assoc. Broker in DC, MD, VA and attorney in DC

Another great post - my son is loving his interest only home -particularly since I think he is at about 2% 

Sep 26, 2023 01:03 PM