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Mortgage 101: How to Get a Home Loan In Pensacola Florida

By
Real Estate Broker/Owner with Charles Stallions Real Estate Services 610125

There are as many ways to get a home loan in Pensacola Florida as there are homes LOL with little to no money down let's look at a few. There are always the traditional ways as well such as FHA, VA, and Conventional. 

 

SHIP First Time Homebuyers Program

The City of Pensacola and Escambia County jointly participate in the State Housing Initiatives Partnership (SHIP) First-Time Homebuyers Program. The program is designed to assist low and moderate-income families in obtaining affordable housing. SHIP funds of up to $25,000 based on income are available for down payment and closing cost assistance. The monies are offered in the form of a zero-interest deferred payment loan. 

Pensacola Homebuyer Incentive Program

The City of Pensacola is offering up to $30,000 in down payment and closing cost assistance through American Rescue Plan Act (ARPA) funding to low-income homebuyers. Funding will be provided as a zero-interest deferred payment loan.

mortgage 101

How to get a Mortgage and FREE Credit Report   

Thinking of buying use our Broker Buying System to do your searches, find out the actual value of each home before you make an offer, property disclosures at your fingertips, home inspection reports, and any work that has or may have been done to the home before seller putting a home on market. Charles Stallions Real Estate Services will be with you every step of the way.

Looking for that perfect home at a price you want to pay click here My Home own search! and do it yourself or as one of our experts to do it either way we are ready to help you.

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Thinking of selling, YOU PAY US $2995. Flat Fee and 2.5% to the agent or agents selling your home,  and that is it.
Not the average 6 or 7% charged by others, saving the average homeowner $12077.00. We use a 106 Step Selling System with 28 that are specific to the marketing of your home.

Find the value of your home now by clicking here What Is My Home Value Or maybe you want a fast sell try our instant offer.

 

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Hello, Our family of licensed agents can show you ANY home on the market or many that may be Coming Soon. We would love to show you around our local Gulf Coast Area, from Pensacola to Pace, Gulf Breeze to Navarre, and all the beaches between. We will be your ambassadors to the area.

Charles Stallions, CBR, CRS, CSR, is a licensed broker/ owner representing buyers and sellers in Pensacola, Pace, and Gulf Breeze Florida. Text, Call, or Email, "answer" to Charles at 850-476-4494 for the answer to the two most important questions you need to ask YOUR next real estate agent or loan officer.

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