This month Dr. Paula McDonald and Kathy Streib are hosting the September ActiveRain Challenge titled "Let's Get Serious About Writing a Blog Series." Through my 17 plus years of writing blogs on ActiveRain I have written many series of blogs. My most notable series of blogs is one I write yearly on the progression of the Fall Colors here in Connecticut. However, this months challenge only requires a series of 3 blogs, so I have decided to write about my three most favorite mortgage experiences as a Loan Originator.
The first favorite mortgage experience I have chosen is the very first mortgage I did as a Loan Originator. This transaction was a special experience for many reasons, and an experience I will never forget. When I became a Loan Originator I had to go through an initial training which lasted a month before I was allowed to take a mortgage application. While I was in training a friend of mine, whom I watched grow up into an exceptional young man, and now father of three special kids to me and my wife, approached me. He told me that once I was out of training he wanted to refinance his house. I asked him if he was planning to do some additional work to the house, consolidate some bills, or was he just simply looking to lower his interest rate? He told me NO, he did not want to refinance for any of those reasons.
So naturally my next question was "then why do you want to refinance?" His response was one that took me by surprise, and one I will never forget. He stated "we have been friends since I was a young teenager. You have watched me grow up. You were there for my father when he needed someone to encourage him. Now I want to do something for you, I want to be the one you do your first mortgage with." I did not know what to say except "thank you, and I am honored that you feel that way."
The rest of the time I was going through training, I looked forward to doing his refinance, and wanted to do the very best job I could putting it together. Luckily for me it was not only my first loan, but it was probably one of the smoothest loan I have ever done. It was a great start to a career I truly have enjoyed each and everyday since then.
I have done many more loans since this one that were also very special, including refinancing this friend again into a lower interest rate, but there is none that I will remember more clearly, or with more satisfaction then this Loan. This loan was the perfect way to start off my career as a Loan Originator.