My Second Memorable Mortgage Experience

By
Mortgage and Lending with George Souto NMLS #65149 FHA, CHFA, VA Mortgages NMLS #65149

This month Dr. Paula McDonald and Kathy Streib are hosting the September ActiveRain Challenge titled "Let's Get Serious About Writing a Blog Series."  Through my 17 plus years of writing blogs on ActiveRain I have written many series of blogs.  My most notable series of blogs is one I write yearly on the progression of the Fall Colors here in Connecticut.  However, this months challenge only requires a series of 3 blogs, so I have decided to write about my three most favorite mortgage experiences as a Loan Originator.

My Second favorite mortgage experience I have chosen is a loan I did for a young couple who went to school with my oldest son Matthew  from kindergarten through High School.  Just like the first blog in this challenge "My First Memorable Mortgage Experience", it will be very obvious once you have read this blog why this was a very special transaction. 

This loan for a young couple that I watch grow up since they were both in kindergarten.  Both of them went to elementary school, junior high, and high school with my oldest son. My son also played little league baseball and sang in the High School Concert Chores with the husband.  These were two of the nicest and smartest kids that you would ever want to know.  So when I got the call from them telling me that they were married and buying a house, and wanted me to do the mortgage, I was extremely pleased.

The whole loan process with this young couple went extremely well and quickly.  They had all the documents I needed, the credit was great, plenty of income, and money in the bank.  The house even appraised over the selling price.  The Attorney that did the Closing was also someone they new, in fact her youngest daughter had grown up with them and my son.  I could not have asked for the Closing to go any better or smoother.  This was one of my most gratifying experiences that I have had as a Loan Office.

 

Posted by

George Souto
NMLS# 65149

C (860) 573-1308
CALL 7 Days/Wk
Fax (860) 760-6891

Email Me
About Me
My Blog

I am a Mortgage Loan Officer who can assist you with all your mortgage & refinancing needs in
CT, RI, MA, NH, and a FL Licensed Lender

I can assist you with your Conventional,
FHA, CHFA, VA, USDA, & 203K loan programs.

I reside in Middlesex County which includes Middletown, Middlefield, Durham, Cromwell, Portland, Haddam. E. Haddam, Higganum, Chester, Essex, Deep River.

 

Comments (7)

Myrl Jeffcoat
Sacramento, CA
Greater Sacramento Realtor - Retired

It's always rewarding when business transactions go well.  Especially, if it is with a family member, friend, or someone you know.

Sep 30, 2023 04:27 PM
Brian England
Ambrose Realty Management LLC - Gilbert, AZ
MBA, GRI, REALTOR® Real Estate in East Valley AZ

I have helped people buy homes that I have known since they were kids, it is indeed quite a nice experience!

Oct 01, 2023 03:57 AM
Patricia Feager, MBA, CRS, GRI,MRP
DFW FINE PROPERTIES - Flower Mound, TX
Selling Homes Changing Lives

George Souto - this is a beautiful memory and very touching too. How wonderful that there were personal connections to the Buyers and that they received support from all the right people who knew them all the years of their life.

Excellent! It's like a Reader's Digest or Yankkee Magazine best story to share. 

Oct 01, 2023 04:22 AM
Nina Hollander, Broker
Coldwell Banker Realty - Charlotte, NC
Your Greater Charlotte Realtor

Hi George... many years ago I helped the son of a friend buy his first home, as well. I used to kid him that I "knew" him before he was even born. He and his wife raised their boys in this home and continue to live in it some 20+ years later. I know exactly how you felt after this experience.

Oct 01, 2023 05:04 AM
Kat Palmiotti
406-270-3667, kat@thehousekat.com, Broker/REALTOR® - Kalispell, MT
Helping your Montana dreams take root

A smooth transaction with prepared people you are very fond of - priceless!

Oct 01, 2023 06:24 AM
Jeff Dowler, CRS
eXp Realty of California, Inc. - Carlsbad, CA
The Southern California Relocation Dude

Hi George:

What a pleasure to help these young people that you knew well as they are starting out as new homeowners. And to have things go so smoothly is a real bonus for all.

Jeff

Oct 01, 2023 11:10 AM
John Juarez
The Medford Real Estate Team - Fremont, CA
ePRO, SRES, GRI, PMN

We all know the value of working with people who know and trust us. This is a classic example.

Oct 07, 2023 12:46 PM