VA buyer success! Happy Closing Day in Marble Hill, Elkridge, MD!

Real Estate Agent with Thompson Company, REALTORS® 240.593.2860 MD594797

Happy Closing Day in Marble Hill in Elkridge, MD

This darling 2-bedroom condo has found a very happy new owner, my client! It's a very special closing for so many reasons. My client is the son of friends I've known for more than 18 years. He's a VA buyer - we ratified just before Veteran's Day - and a first time buyer. In a fast-paced market with limited inventory buying with a VA loan can be quite the challenge. You are competing with cash buyers and conventional loan buyers who put down a large chunk of money, and possibly adding appraisal waivers to their offers. There's still a stigma attached to the VA loan process, unfortunately, because of its appraisal being often - and wrongly - viewed as too strict. 

My buyer wrote two prior offers before he got the one - neither presented any red flags that could have potentially been an issue with the VA appraisal. 

He did compete against another buyer on this townhouse in Marble Hill as well. But, he put his best foot forward, wrote a strong offer, and worked with one of the best loan officers around, Cylda Hodo with First Home Mortgage. Cylda always does her due diligence upfront so there are no surprises later. She also always calls the listing agent as soon as I give her heads up that I submitted the offer. Real Estate is teamwork. Strong offer + well prepared to move forward + teamwork = ratified contract! 

This was such a smooth transaction from beginning to end thanks to Cylda and Lakeside Title! Both have been on my short referral list for quite some time, and this deal proved why once again. Thank you!! 

Marble Hill is condo townhouse community in Elkridge, MD, just off Route 1, that has been growing in popularity ever since Ducketts Lane Elementary Street opened across the street in 2012. It now also feeds into the brand-new Guilford Park High School that welcomed its first freshman and sophomore students this school year. Marble Hill was developed in the early 1980s, and consists of 2-and-3 bedroom townhouse-style condos. The community includes a tot lot and tennis court, has well maintained common grounds, and it is pet friendly. The condo fee is comparably low, just $125/month, but, as I just verified again, the community maintains a very healthy budget and sizeable reserve funds. That's a really big deal when many other condominiums struggle to make (mandated) major repairs. 

VA buyer success! Happy Closing Day in Marble Hill, Elkridge, MD! 

Congratulations, Chuck! Although the house needs a little love, you are just the person to tackle it all and bring out its charm. Wishing you and the boys nothing but happiness in your very first own home! 

Perfect closing gift. Woodworks by Phil ChampagneA special client deserves a special closing present. As many of you know, I support other small locally owned businesses whenever I can. I often commission The Lavender Whim to create closing art for my sellers. This time I asked Woodworks by Phil Champagne for one of his beautiful handmade cutting boards. From one veteran to another - a perfect ending to this Real Estate story. 

Posted by

Andrea Bedard
Thompson Co., REALTORS®

Silver Spring, Maryland

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Comments (9)

George Souto
George Souto NMLS #65149 FHA, CHFA, VA Mortgages - Middletown, CT
Your Connecticut Mortgage Expert

Andrea Bedard congratulations on this sale.  Great way to close out the month.

Nov 30, 2023 12:14 PM
Andrea Bedard

Thank you, George! 

Dec 04, 2023 06:30 AM
Dorie Dillard Austin TX
Coldwell Banker Realty ~ 512.750.6899 - Austin, TX
NW Austin ~ Canyon Creek and Spicewood/Balcones

Good evening Andrea,

Wow! This is awesome news! I love that you just closed a family friend's son his first home and he was able to use his VA! Congratulations!

Nov 30, 2023 03:55 PM
Andrea Bedard

Such a special transaction, Dorie Dillard Austin TX, thank you!  

Dec 04, 2023 06:30 AM
Ed Silva, 203-206-0754
Mapleridge Realty, CT 203-206-0754 - Waterbury, CT
Central CT Real Estate Broker Serving all equally

Congratulations to you and your buyer on this closing. Now he gets to make memories.

Nov 30, 2023 05:26 PM
Andrea Bedard

He is so excited, Ed Silva, 203-206-0754, and so are his sons! It makes my REALTOR heart jump with joy. This is what it's all about! 

Dec 04, 2023 06:31 AM
Michael Jacobs
Pasadena, CA
Pasadena And Southern California 818.516.4393

Hello Andrea - congratulations to your client and you too.  While any real estate closing is typically a good thing, some are more special than others. 

Nov 30, 2023 07:17 PM
Andrea Bedard

I get very lucky with (most of) my clients, Michael Jacobs!  So, by default, most of my transactions are very special in one way or another. The hunt, the negotiations, the hurdles, the closing table... it just never gets old. Thank you!!

Dec 04, 2023 06:36 AM
Charles Ross - eXp Realty LLC
eXp Realty LLC Salina Group - Salina, KS
Love To Help People

Andrea, congratulations on the successful VA buyer closing in Marble Hill, Elkridge! 🌟 Your dedication and teamwork in navigating a challenging market for a first-time VA buyer is truly inspiring. Wishing Chuck and his family endless happiness in their new home! #HomeSweetHome #VeteranSuccess 🏡🎉

Nov 30, 2023 07:26 PM
Andrea Bedard

Thank you very much, Charles Ross - eXp Realty LLC for your kind comment! Chuck is a very happy homeowner! 

Dec 04, 2023 06:37 AM
Endre Barath, Jr.
Berkshire Hathaway HomeServices California Properties - Beverly Hills, CA
Realtor - Los Angeles Home Sales 310.486.1002

Congratulations on an other closing and for those who do not know VA closings are harder than the ordinary ones, Endre

Nov 30, 2023 10:58 PM
Andrea Bedard

Thank you, Endre! 

Dec 04, 2023 06:37 AM
Richard Weeks
Dallas, TX
REALTOR®, Broker
Congratulations on your recent sale.  Nice house and nice job with your presentation.
Dec 01, 2023 04:23 AM
Nina Hollander, Broker
Coldwell Banker Realty - Charlotte, NC
Your Greater Charlotte Realtor

Good morning, Andrea... congratulations on the sale! I don't know about you, but I just love working with veterans... they are just the best and deserve the best we can give them.

Dec 01, 2023 06:05 AM
Andrea Bedard

Hi Nina Hollander, Broker! I most definitely do, too, and wholeheartedly agree.  

Dec 04, 2023 06:38 AM
Brian England
Ambrose Realty Management LLC - Gilbert, AZ
MBA, GRI, REALTOR® Real Estate in East Valley AZ

Congrats on another nice closing!  That is a great-looking closing gift, I am sure it was appreciated!

Dec 02, 2023 04:48 AM
Andrea Bedard

Thank you, Brian England! Phil does beautiful work, I'll be sure to let him know!  

Dec 04, 2023 06:39 AM