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Emily: Your Trusted Mortgage Banker at Flat Branch Home Loans

Real Estate Agent with St. Louis Living powered by Narrative Real Estate 2018024655

Purchasing a home is a milestone that many of us dream of, but the journey to turning that key for the first time can be filled with uncertainty and stress. That's where Emily and the team at Flat Branch Home Loans shine, transforming the daunting into the doable, the complex into the clear.

The Journey to Mortgage Mastery

Emily's venture into the mortgage industry was sparked by her own home-buying experience. Understanding firsthand the rollercoaster of emotions and the avalanche of questions that come with purchasing a home, she embarked on a mission: to demystify the mortgage process for others. Emily is not just any loan officer; she's a guide, a supporter, and, most importantly, a listener who knows that at the heart of every mortgage is a dream waiting to be realized.

A Personal Touch in a Digital World

In a world where digital communication often overshadows personal connections, Emily stands out by prioritizing clear, consistent, and meaningful communication with her clients. Her follow-up system is not just about ticking boxes; it's about building relationships. With Emily, you're not just a file number; you're a part of the Flat Branch family, and she's with you every step of the way - from application to beyond closing.

More Than Just Mortgages

What sets Emily apart even further is her passion for community involvement. Working for Flat Branch Home Loans, a company born and bred in Missouri that gives back to the community in numerous ways, Emily embodies the spirit of service. Her work is not just about closing loans; it's about building communities and fostering connections that last well beyond the closing table.

A Culture of "Yes"

Flat Branch Home Loans isn't just any mortgage company. Founded on the principles of hard work, integrity, and a commitment to excellence, it has adopted a culture of "Yes." This culture is not about reckless approvals but about finding ways to make homeownership possible for those who dream of it. With a goal of getting borrowers to the closing table in 30 days or less, Emily and her team are dedicated to making the seemingly impossible, possible.

Your Partner in the Home-Buying Journey

Choosing the right mortgage banker is as crucial as picking the perfect home. With Emily and Flat Branch Home Loans, you're not just choosing a lender; you're choosing a partner who understands your dreams, respects your concerns, and is committed to turning your vision of homeownership into reality.

In today's world, where the personal touch has become a rarity, Emily stands as a beacon of hope and reliability. Her journey from a home buyer to a mortgage banker, her dedication to clear and caring communication, and her passion for community involvement make her more than just a loan officer. Emily is a dream enabler, a community builder, and most importantly, your trusted partner in the journey to homeownership.

Discover Emily's Approach: Watch the Video

For a closer look at Emily's dedication to making the mortgage process as seamless and supportive as possible, check out this insightful video. Dive deeper into her philosophy and hear directly from the source what makes Flat Branch Home Loans the go-to for your home buying needs.

Explore More with St. Louis Living

To dive deeper into what makes St. Louis an incredible place to live, and to get more insights into the real estate market from a local expert, visit Dan McElfresh's St. Louis Living YouTube channel and explore his engaging content. Dan's insights and tips are an invaluable resource for anyone considering making St. Louis their home.

Connect with Emily and Learn More

Ready to take the next step in your home-buying journey? Here's how you can connect with Emily and explore her offerings in more detail:

Emily Peggs
Mortgage Banker | Flat Branch Home Loans
NMLS #1940277
Mobile: (636) 248-8286
Address: 14755 N. Outer Forty, Suite 110 | Chesterfield, MO 63017
Website: Visit Emily's Page at Flat Branch Home Loans (Please replace with the correct URL if different)

A division of Flat Branch Mortgage Inc | Equal Housing Lender | Company NMLS 224149
For licensing information, go to: www.nmlsconsumeraccess.org
Missouri Company License: #21-1713
DBA 417 Home Loans, Flat Branch Mortgage Services, Flat Branch Home Loans, Fast Forward Home Loans

Learn More About St. Louis Living

For further insights into living in St. Louis and to explore real estate opportunities, visit Dan McElfresh's website at mcelfresh.narrativerealestate.com. Dan McElfresh, powered by Narrative Real Estate, offers a wealth of knowledge and resources for current and prospective residents of St. Louis.

Bill Salvatore - East Valley
Arizona Elite Properties - Chandler, AZ
Realtor - 602-999-0952 / em: golfArizona@cox.net

Welcome to the Rain. Enjoyed your blog page, and I added you as a follower. I would love the follow back. Also, then we both get 50 points. Bill

Bill Salvatore, Realtor- Arizona Elite Properties

Mar 21, 2024 06:16 AM
Dan McElfresh

Thank you Bill!!

Mar 21, 2024 09:57 AM
Michael Jacobs
Pasadena, CA
Pasadena And Southern California 818.516.4393

Hello Dan - what a nice shout out to Emily Peggs.  Our partners in real estate, whether for mortgage needs or something else can be invaluable.   

Also welcome to ActiveRain and congratulations on this first AR post.  May your membership be beneficial to you and your business.  There's much to explore and discover in this online community.  

Mar 21, 2024 06:43 AM
Dan McElfresh

Thanks Michael!

Mar 21, 2024 09:56 AM
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

Dan, what a great first post to brag about your trusted lending partner.  GREAT job!  Welcome to ActiveRain, and keep on blogging.

Mar 21, 2024 08:39 AM
Dan McElfresh

thanks joan!!

Mar 21, 2024 09:55 AM
Will Hamm
Hamm Homes - Aurora, CO
"Where There's a Will, There's a Way!"

Hello and Welcome to the Rain where we all learn from each other and help each other.  Come join us on a zoom call on Tuesdays.

Mar 21, 2024 08:55 AM
Patricia Feager, MBA, CRS, GRI,MRP
Selling Homes Changing Lives

Dan McElfresh - Welcome to you and Emily! I hope you enjoy your experience here on ActiveRain. You'll meet a lot of good people. 

Mar 22, 2024 10:57 PM
Eileen Burns 954.483.3912
Trans State Commercial Realty Inc. - Fort Lauderdale, FL
FLorida Real Estate Connector

Welcome the Rain Dan McElfresh congrats on your first blog post.  Looking forward to hearing all about the St Louis lifestyle.

Our Rainer Carol Williams offers the following to emerge yourself in the community:


may I recommend you check out this link to "Getting Started On ActiveRain".  There's a LOT more to it than initially meets the eye.

One thing you might want to know, as a "Rainer" (free membership) your posts do not get indexed to the public. That requires a paid membership. When you reach the 500,000 point level, your membership becomes free with all the benefits of paid membership.

Tell us what you're hoping to get from your membership here, and we can help guide you.

Welcome aboard The Rain Train.

Mar 23, 2024 06:37 AM
Dennis Neal
RE/MAX, Big Bear - Big Bear Lake, CA
Your Home Sold in 21 Days or We Sell It For Free

Welcome to Active Rain. Congratulations on your first post. I look forward to seeing many more from you. Have a fantastic weekend.

Mar 23, 2024 10:41 AM
Dennis Neal
RE/MAX, Big Bear - Big Bear Lake, CA
Your Home Sold in 21 Days or We Sell It For Free

I've become your newest follower. I'd be delighted if you reciprocate the follow; it's a win-win, earning us both 50 points. Excited to engage further. Best regards, Dennis Neal, RE/MAX, Big Bear.

Mar 23, 2024 10:41 AM
Jeff Dowler, CRS
eXp Realty of California, Inc. - Carlsbad, CA
The Southern California Relocation Dude

Hi Dan:

Welcome to ActiveRain. What a nice shoutout for Emily and Flat Branch Home Loans. I hope you shared this with her!

Looking forward to hearing more you, your business, and the area you service.


Mar 24, 2024 12:50 PM