Exploring Home Styles: Finding Your Perfect Match

Mortgage and Lending with Veterans United Home Loans of Puget Sound NMLS#1907 NMLS 120968

When it comes to purchasing a home, there are countless factors to consider. Finding your perfect match, From location to price, each aspect plays a crucial role in determining the right fit for you and your family. However, one often overlooked element is the style of the home itself. The aesthetic and layout of a house can significantly impact your daily life, from comfort and functionality to potential resale value. So, let’s delve into some common home styles to help you make an informed decision.

  1. Colonial Revival

Colonial revival homes exude timeless elegance with their symmetrical façades and distinctive triangular roofs. Typically spanning two to three stories, these houses offer ample space for families. With bedrooms tucked away on upper levels and expansive common areas on the ground floor, Colonial revival homes boast a harmonious blend of functionality and classic charm.


  • Symmetrical design
  • Spacious layout
  • Classic appeal


  • Potentially higher maintenance costs
  • Limited customization options
  1. Cottage

For those seeking a cozy retreat, cottage-style homes are an excellent choice. Characterized by their quaint brick or stone exteriors and steep roofs, these houses exude warmth and charm. Inside, you’ll find low, arched doorways and snug living spaces that promote a sense of intimacy. With porches or patios adding to the allure, cottage homes offer a perfect blend of comfort and character.


  • Cozy atmosphere
  • Energy efficiency
  • Outdoor living spaces


  • Limited square footage
  • Potential for cramped interiors
  1. Ranch

Simplicity meets functionality in the ranch-style home. Featuring a single-story layout and a low-pitched roof, these houses prioritize easy living. Expansive windows flood the interior with natural light, while seamless transitions to patios and porches invite outdoor enjoyment. With no stairs to navigate, ranch homes are ideal for individuals seeking a convenient and accessible living environment.


  • Accessibility
  • Abundant natural light
  • Indoor-outdoor flow


  • Uneven heat distribution
  • Limited architectural variety
  1. Split-Level Ranch

Offering a unique twist on the traditional ranch design, split-level homes provide distinct living zones within a single structure. With entryways that lead either up or down to different levels, these houses promote a sense of separation and privacy. Additionally, attached garages save space while enhancing convenience. However, navigating multiple levels may pose challenges for some individuals.


  • Defined living areas
  • Efficient use of space
  • Attached garage


  • Potential for uneven heating
  • Increased maintenance requirements
  1. American Bungalow (Craftsman)

Crafted for efficiency and comfort, American Bungalow homes boast distinctive features such as built-in cabinets and low-to-the-ground designs. These one-and-a-half-story residences offer a seamless flow between rooms, making them ideal for families and entertainers alike. With their timeless appeal and practical layouts, Craftsman homes embody the essence of classic American architecture.


  • Functional layout
  • Built-in storage
  • Timeless aesthetic


  • Limited vertical space
  • Potential for higher construction costs
  1. Neo Eclectic

Drawing inspiration from various architectural styles, Neo Eclectic homes embrace minimalism and functionality. Clean lines, uncluttered spaces, and a restrained color palette define this modern aesthetic. By combining elements of Mediterranean, Tudor, Colonial, and more, these houses offer a contemporary twist on traditional design.


  • Versatility
  • Contemporary appeal
  • Emphasis on functionality


  • Potential lack of architectural cohesion
  • Limited historical authenticity
  1. Pacific Northwest Style (NW Modern)

With its roots in the modernist movement, Pacific Northwest Style homes offer a unique blend of contemporary design and regional influences. Featuring extended roof overhangs and Japanese-inspired aesthetics, these houses seamlessly integrate with their natural surroundings. Ideal for nature enthusiasts, NW Modern homes provide a tranquil retreat from the hustle and bustle of everyday life.


  • Seamless indoor-outdoor living
  • Regional authenticity
  • Sustainable design elements


  • Limited availability in certain areas
  • Potential for higher construction costs

Finding Your Dream Home

Ultimately, the perfect home style depends on your individual preferences, lifestyle, and budget. Whether you're drawn to the classic charm of a Colonial revival or the contemporary flair of a Pacific Northwest Style, exploring different options can help you find the ideal match for you and your family. So, before embarking on your homebuying journey, take the time to consider which style resonates with you most. After all, your home is more than just a place to live—it's a reflection of your unique tastes and aspirations.

Ready to take the next step? Contact Trish Cole, Senior Loan Officer, to explore your mortgage options and turn your homeownership dreams into reality.

Contact Information:

  • Trish Cole, Senior Loan Officer
  • NMLS #120968
  • Phone: (253) 770-5668
  • Email: (253)617-6200. 10514 156th St E, Suite 104, Puyallup, WA 98374. Veterans United iHome Loans is a VA approved Lender; Not endorsed or sponsored by the Dept. of Veterans Affairs or any govt. agency. NMLS #1907 ( Equal Opportunity Lender.

Brian England
Ambrose Realty Management LLC - Gilbert, AZ
MBA, GRI, REALTOR® Real Estate in East Valley AZ

This post helps me a lot since I have never really known the difference between different styles.

Apr 05, 2024 06:24 AM
Trish Cole

Hi Brian, I would guess you concentrate more with helping your clients find the home that meets their wants and needs, rather than a particular style.  The Pacific Northwest has a large variety of architectural styles.  Have a great day! 

Apr 05, 2024 09:42 AM