Special offer

Take Me Home

By
Services for Real Estate Pros with Ward County Notary Services 607851

I think all of us long for home often. Home may be the traditional house across town, it maybe a place we dream of, and/or we may be thinking of our eternal home. When I get tired of North Dakota's long winters I even find myself singing along with Lynyrd Skynyrd even though I've never been to Alabama.

Thinking of Earthly homes my "dream" home is not a mansion. I am very content with my current 1,100 square foot home. That being said I wouldn't mind a large pole barn building to keep my stuff in.

The American dream of home ownership is still very much alive today despite higher interest rates than we had just a year or two ago.

If you think that you can not afford a home now BUT have not checked with a lender you should make that your first step. Shop lenders and ask them if there are programs that might fit your needs. Ask them if they participate in VA and/or FHA loans. Ask your lender if the homeowner is willing to help with financing what portion would the lender help with.

If no lender is willing to work with you ask your Real Estate professional if they know of any Sellers who are willing to enter into a Rent-To-Own agreement. Be honest with your Real Estate professional and let them know your financial situation and if you have reason to believe it will improve soon.

Beyond these suggestions there is always the friends and relatives plan. Make your plea to them with using a written document, preferably written by an attorney.

Still no luck? Start saving in an designated account. Maybe even start purchasing bonds that you can not touch until they mature. The key is do not put the savings into a fund that can be raided for other uses.

Best of luck in searching and saving for your "Home Sweet Home". It all starts with taking action NOW!

 

Posted by

Michael Elliott
Fathom Realty - Burlington Township, NJ
Burlington, New Jersey Residential Sales

There is no place like home, Bob  and 1,100 sf would be plenty for me and my wife when we downsize. 

Apr 12, 2024 07:58 AM
Bob "RealMan" Timm
Ward County Notary Services - Minot, ND
Owner of Ward Co Notary Services retired RE Broker

Michael Elliott we purchased our current home when the kids were one and three years of age. At that time the home was about 650 sq'. It was what we could afford at the time but we expanded as we could afford to. We all enjoy each others company so the square footage was perfect being we all had our own bedrooms to withdraw to if needed.

Apr 12, 2024 08:17 AM
Mark Don McInnes, Sandpoint-Idaho
Sandpoint Realty LLC - Sandpoint, ID
North Idaho Real Estate - 208-255.6227

Nothing feels quite so good, even after a wonderful vacation, as to coming home and slipping into our own bed.  m

Apr 12, 2024 08:18 AM
Bob "RealMan" Timm

I agree Mark Don McInnes, Sandpoint-Idaho . As a big Star Trek fan I wish we had the "transporter" so we could beam in/out of our favorite place after a fun day right back home for a good nights sleep.

Apr 12, 2024 08:31 AM
Will Hamm
Hamm Homes - Aurora, CO
"Where There's a Will, There's a Way!"

Hello Bob, You have me rocking in my office chair to this song.  Love to rock all the time. Keeps me young.

 

Apr 12, 2024 09:19 AM
Bob "RealMan" Timm

I like to rock as well Will Hamm . Currently I am listening to Foreigner's Greatest Hit's. Love "Hot Blooded".

Apr 12, 2024 10:44 AM
Doug Dawes
Keller Williams Evolution - 447 Boston Street, Suite #5, Topsfield, MA - Topsfield, MA
Your Personal Realtor®

Good Afternoon @Bob

Our home meets our needs. It's not fancy but is simply home. It's my safe spot away from the stage of life. 

Apr 12, 2024 09:48 AM
Bob "RealMan" Timm
Ward County Notary Services - Minot, ND
Owner of Ward Co Notary Services retired RE Broker

Amen to that Doug Dawes although I never had much of a stage life being I always try to be myself at all times.

Apr 12, 2024 10:45 AM
John Juarez
The Medford Real Estate Team - Fremont, CA
ePRO, SRES, GRI, PMN

Being a homeowner is still a dream for many. For so many others, like you and me Bob "RealMan" Timm, we have this piece of the American Dream.

Apr 12, 2024 06:14 PM
Bob "RealMan" Timm
Ward County Notary Services - Minot, ND
Owner of Ward Co Notary Services retired RE Broker

It is a dream come true John Juarez . When I think of how lucky I have been to hold on to it I can only thank God for His grace.

Apr 12, 2024 06:59 PM
Nina Hollander, Broker
Coldwell Banker Realty - Charlotte, NC
Your Greater Charlotte Realtor

Good morning, Bob... whatever the difficulty in becoming a homeowner might be at any given time, I believe the American dream of homeownership will never die. It's just too much an intrinsic American value. I've loved all the homes I've lived in, but when I think of "home" I still think of NY City and Paris.

Apr 13, 2024 07:01 AM
Bob "RealMan" Timm

New York and Paris, especially Paris, truly sounds like a dream... if I were living with you Nina Hollander, Broker 💑.

Apr 13, 2024 07:25 AM