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👨‍💼Before Buying a Home - Credit Scores

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Real Estate Agent with Ambrose Realty Management LLC SA634540000

💥Before Buying a Home - Credit Scores


 ☀️For ALL of Your East Valley AZ Real Estate Needs

📞Call or 🙋‍♂Text Brian at 480-773-2370

📨Email Brian  ~  Search the MLS for FREE



 

️Thinking about buying a home? Before you take the leap, it's crucial to understand the role of credit scores in the process. Get the insights you need to navigate the homebuying journey successfully.  To read the full article...  Click HERE.

 


I specialize in the East Valley of the Phoenix Metro area - Gilbert, Mesa, Chandler, Tempe, Scottsdale, Apache Junction, and Gold Canyon


☀️For ALL of Your East Valley AZ Real Estate Needs

📞Call or 🙋‍♂Text Brian at 480-773-2370

📨Email Brian  ~  Search the MLS for FREE

Brian England
Ambrose Realty Management LLC - Gilbert, AZ
MBA, GRI, REALTOR® Real Estate in East Valley AZ

Good morning, Wayne Martin you are right about that and I enjoy when I run into younger people that are already paying attention to their credit score, rather than doing all they can do to destroy it, haha.

May 08, 2024 06:19 AM
Michael Elliott
Fathom Realty - Burlington Township, NJ
Burlington, New Jersey Residential Sales

Brian--   credit score only matter when you need them most!   

May 08, 2024 06:31 AM
Brian England
Ambrose Realty Management LLC - Gilbert, AZ
MBA, GRI, REALTOR® Real Estate in East Valley AZ

They take time to build back up when they go down Michael Elliott so it is very important to not allow them to go down, haha.

May 08, 2024 06:34 AM
Katina Hargrove 352-551-0308
Stake Your Land Realty, Inc. - Eustis, FL
Broker/Owner, SFR®, e-PRO®, GRI, AHWD, REALTOR®

Brian England 

The critical role of credit scores play in the type of loan one can get is critical in purchasing. I have a customer right now that is having a difficult time with the purchase, because of the credit scores. They qualify for one type, but not the other.

May 08, 2024 06:45 AM
Roy Kelley
Retired - Gaithersburg, MD

This is a good link to share. Prospective home buyers should seek pre-approval by a trusted local mortgage loan officer.

May 08, 2024 07:04 AM
Elyse Berman, PA
LoKation Real Estate - Boca Raton, FL
Boca Raton FL (561) 716-7824

Great advice Brian England .  Buyers need to know their credit score and get their ducks in a row, so to speak, if they are going for financing

May 08, 2024 07:11 AM
Nick Vandekar, 610-203-4543
Realty ONE Group Advocates 484-237-2055 - Downingtown, PA
Selling the Main Line & Chester County

Credit scores not only impact mortgage rates but insurance rates as well.

May 08, 2024 08:25 AM
Brian England
Ambrose Realty Management LLC - Gilbert, AZ
MBA, GRI, REALTOR® Real Estate in East Valley AZ

Having a high credit score opens all the options and allows buyers to be in the best position possible Katina Hargrove 352-551-0308 

May 08, 2024 08:32 AM
Katina Hargrove 352-551-0308

Brian England 

Very True!

May 08, 2024 09:07 AM
Brian England
Ambrose Realty Management LLC - Gilbert, AZ
MBA, GRI, REALTOR® Real Estate in East Valley AZ

I have found that most people don't have their ducks in a row Elyse Berman, PA and when they check on their credit score, they find out that some of their ducks might actually be pigeons, haha.

May 08, 2024 08:33 AM
Brian England
Ambrose Realty Management LLC - Gilbert, AZ
MBA, GRI, REALTOR® Real Estate in East Valley AZ

They can also affect possible job opportunities as well Nick Vandekar, 610-203-4543, having a solid credit score is a good thing for sure.

May 08, 2024 08:34 AM
Lawrence "Larry" & Sheila Agranoff. Cell: 631-805-4400
The Top Team @ Charles Rutenberg Realty 255 Executive Dr, Plainview NY 11803 - Plainview, NY
Long Island Condo and Home Specialists

Brian, Definitely essential to learn about your credit scores well before you decide to buy a home!

May 08, 2024 08:53 AM
Brian England
Ambrose Realty Management LLC - Gilbert, AZ
MBA, GRI, REALTOR® Real Estate in East Valley AZ

I find it odd when someone doesn't know whether their credit score is likely good or bad Lawrence "Larry" & Sheila Agranoff. Cell: 631-805-4400 

May 08, 2024 08:58 AM
Andrea Bedard
Thompson Company, REALTORS® 240.593.2860 - Silver Spring, MD
Fluent in Real Estate & German, M.A. ABR ASP CIPS

I watch my score and review my report once a month (I'm signed up with a monitoring service). I'd rather not face a surprise when it's time to buy the next house! I do wonder, is an 850 possible? 

May 08, 2024 09:17 AM
Brian England
Ambrose Realty Management LLC - Gilbert, AZ
MBA, GRI, REALTOR® Real Estate in East Valley AZ

I don't even know if it is possible, they seem to ding for any little thing Andrea Bedard, haha.

May 08, 2024 09:33 AM
Hannah Williams
HomeStarr Realty - Philadelphia, PA
Expertise NE Philadelphia & Bucks 215-820-3376

This is a wonderful post Brian England and so very important

May 08, 2024 11:49 AM
Brian England
Ambrose Realty Management LLC - Gilbert, AZ
MBA, GRI, REALTOR® Real Estate in East Valley AZ

Thank you, Hannah Williams, I hope that you are having a wonderful day!

May 08, 2024 12:49 PM
George Souto
George Souto NMLS #65149 FHA, CHFA, VA Mortgages - Middletown, CT
Your Connecticut Mortgage Expert

Brian credit scores play a big roll in being able to qualify for financing, and what interest rate a borrower gets.  For these reasons and more it is important to have as high a credit score as possible.

May 08, 2024 01:08 PM
Brian England
Ambrose Realty Management LLC - Gilbert, AZ
MBA, GRI, REALTOR® Real Estate in East Valley AZ

Without a great credit score George Souto our buying power certainly goes down, haha.

May 08, 2024 04:01 PM
Dorie Dillard Austin TX
Coldwell Banker Realty ~ 512.750.6899 - Austin, TX
NW Austin ~ Canyon Creek and Spicewood/Balcones

Good evening Brian England ,

You are are smart to encourage those who are thinking of purchasing a home to understand what important role credit scores play.

May 08, 2024 08:16 PM
Brian England
Ambrose Realty Management LLC - Gilbert, AZ
MBA, GRI, REALTOR® Real Estate in East Valley AZ

Good evening, Dorie Dillard Austin TX it seems like it should be common sense to keep your bills paid and your credit score up, haha.

May 09, 2024 05:37 PM