Special offer

Qualified vs Approved

Real Estate Broker/Owner with PMI. Destin

Don't get Heart Broken.  Set your self up for success.

Starting the process by "just browsing" could set you up for heartbreak.

Before you go looking for (and falling in love with) a home, you need a realistic idea of what you can afford, make sure your credit is in good shape, and, most importantly, get pre-approved for a mortgage.

If you're unsure where to start, you're in luck! I know some of the best loan officers around, and working with me means my connections are your connections!

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Wayne Martin
Wayne M Martin - Oswego, IL
Real Estate Broker - Retired

Good morning Peter. When I started in the business, the buyer put a home under contract and had 45 days to get a mortgage. It was years before pre-qualified became the rage and a short period of time before it had little credence. Enter the pre-approval letter which I required towards the end of my career before working with a buyer. Enjoy your day.

Apr 20, 2024 05:00 AM
Michael Elliott
Fathom Realty - Burlington Township, NJ
Burlington, New Jersey Residential Sales

I had a lender who would refuse to run credit until we had a contract!  Guess what lender I no longer recommend?

Apr 20, 2024 05:21 AM
Roy Kelley
Retired - Gaithersburg, MD

This is good advice to share. Every prospective mortgage borrower should seek pre-approval.

Apr 20, 2024 07:02 AM
Will Hamm
Hamm Homes - Aurora, CO
"Where There's a Will, There's a Way!"

Hello Peter and thank you for sharing this interesting blog with us here in the Rain.  Have a great weekend.

Apr 20, 2024 08:03 AM