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Should you look at homes that are more than your budget?

Real Estate Agent with Berkshire Hathaway HomeServices Preferred Real Estate, Inc.; www.AuburnOpelikaALRealEstate.com

Stick to Your Budget: The Importance of House-Hunting Within Your Pre-Approval Limit Are you diving into the exciting world of house-hunting? It’s an adventure filled with possibilities, but it’s crucial to keep one thing in mind: staying within your budget.

As an award-winning agent, I’m here to guide you through the process and help you understand why it’s essential not to look at homes over the amount you’ve been pre-approved for a mortgage loan.

Why Stay Within Your Pre-Approval Limit? Your pre-approval amount isn’t just a random number—it’s a clear indicator of what you can comfortably afford based on your financial situation.

Here’s why sticking to this limit is vital:

Avoid Financial Strain: Purchasing a home beyond your pre-approval limit can lead to financial strain. Even if you’re tempted by a larger, more luxurious property, if you don’t have the cash on hand to make up the difference in what the lender will loan you, it’s simply not feasible.

Respect for Sellers: Sellers invest time, effort, and resources into preparing their homes for showings. Viewing homes outside your budget not only wastes your time but also the seller’s time. It’s essential to respect their efforts by focusing on properties within your approved range.

Prevent Disappointment: Falling in love with a home you can’t afford can lead to disappointment and frustration. By staying within your budget, you ensure that you’re exploring options that are both realistic and attainable.

Etiquette to Sellers It’s important to remember that each showing requires preparation on the seller’s part. By viewing homes within your pre-approval limit, you demonstrate respect for their time and resources.

Assistance in Finding Your Perfect Home As an award-winning agent, I am dedicated to assisting buyers in finding a home within their budget. My expertise lies in understanding your needs and matching them with properties that not only meet your criteria but also align with your financial capabilities.

Don’t let the allure of homes outside your budget cloud your judgment. Stick to your pre-approval limit and pave the way for a successful home-buying journey.

Ready to find the home of your dreams within your budget? Reach out to me today, and let’s start the search together!

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Posted by


Laura Sellers

Associate Broker, Realtor, GRI

Berkshire Hathaway HomeServices 

Preferred Real Estate, Inc.

1810 E. Glenn Avenue, Suite 130

Auburn, AL 36830

Phone: 334-332-7263

Fax: 1-888-217-3682w







If you are buying or selling  property in the Auburn - Opelika, AL  area, my team and I will provide you with the service that you need.  We're the #1 real estate company in Auburn's #1 office.  

Please call me today at (334) 332-7263.


To view homes for sale in the Auburn - Opelika area please click here. 


Referrals are always welcomed and appreciated, Thank-you!



Michael J. Perry
KW Elite - Lancaster, PA
Lancaster, PA Relo Specialist

NOT IN A SELLERS MARKET  !  I just won’t show buyers 20-40 properties! Never had , never will . I can close buyers after 4-7 showings most of the time .

Apr 22, 2024 02:22 PM
Ed Silva, 203-206-0754
Mapleridge Realty, CT 203-206-0754 - Waterbury, CT
Central CT Real Estate Broker Serving all equally

In a buyers' market it may be one way to go but in a seller's market it will not be at all productive.

Apr 22, 2024 04:32 PM