The smartest thing you can do as a buyer of commercial property is provide your agent with a letter from your funding source expressing an interest in financing you on a real estate purchase.
Yes, there are subject-tos. Title, suitable property, appraisal, environmental assessment, etc. that the lender will require.
It does not bind either party. 
It's an introduction to the players - and expression of good faith.
What it does do is inform the seller of commercial property who the lender is, and that they have an interest in working with this borrower to purchase property.
When I get an offer on a commercial property that says 'financed' but has no lender information at all, it's almost always a kibosh, or at very least a counter.
It wastes our time and does not put the buyer's 'best foot forward'.
Don't listen to those who say 'we need the accepted offer first'.
I have virtually never come into contact with a reputable and sophisticated lender who wouldn't provide such a letter.
Make it easy for the seller to review and maybe even accept your offer.
A 'Lender Letter of Interest' is also called an 'Expression of Interest'.
Ask your lender or bank to provide you one before you make an offer. It will strengthen your offer.
Featured photo: resumegenius.com
Photo by Annie Spratt on Unsplash
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