TOP 4 THINGS TO CONSIDER BEFORE YOU CHOOSE YOUR MORTGAGE
Ready to buy a home but are feeling overwhelmed by financing options? Here are the top 4 things to consider when choosing a mortgage:
📈 Credit Score:
This three-digit number can significantly impact your interest rate and the types of loans you qualify for.
📊 Income & Expenses:
Lenders want to ensure your income will comfortably cover your mortgage payments and other debt obligations.
💰 Down Payment:
The amount you put down will affect your loan options, monthly payments, and need for mortgage insurance.
📆 Lifestyle & Risk Tolerance:
Your term length and interest rate type (fixed or variable) should align with your financial goals and comfort level.
For more on choosing the right mortgage for your specific situation, check out my latest blog post on the top 4 things to consider before choosing your mortgage.
By the way, I have a list of vetted mortgage professionals who can explain your options, answer your questions, and help you find the best loan to meet your needs.
I can also develop a custom plan for securing a great home that fits your budget. Reach out when you’re ready to get started.
LOOKING FOR YOUR DREAM HOME IN GREATER CHARLOTTE?
FREE Home Buyer Guide: “Things To Consider When Buying A Home”
This information about what you need to consider before choosing a mortgage is provided by Nina Hollander with Coldwell Banker Realty, Greater Charlotte residential real estate expert. I've been opening doors for Ballantyne area home buyers and sellers since 1999.
If you're considering buying or selling a Charlotte area home, I'd love to earn your business, exceed your expectations, and to show you why experience matters and how:
"The Right Broker Makes All The Difference."
Comments(14)