Cnote: Does Home Insurance Really Cover Everything?

There’s a common myth that home insurance covers everything, but that’s not always the case. Let’s debunk this myth and clarify what your policy covers. Myth #1: Home Insurance Covers All Damage Fact: Most home insurance policies exclude certain types of damage, such as flood or earthquake damage. It’s important to know what’s covered and what’s not. Myth #2: Home Insurance Covers All Valuables Fact: While home insurance may cover personal belongings, high-value items like jewelry or art often require additional coverage or riders. Myth #3: Home Insurance Automatically Covers Renovations Fact: Major renovations may require an updated policy or additional coverage to protect new features. Understanding these myths can help you better prepare and protect your home. We're here to assist if you have questions about your coverage or need to update your policy.

The C-Note is a short version of the monthly newsletter put out by Charles Stallions, (CRS) Certified Residential Specialist, (SREE) Senior Real Estate Expert, (CPI) Certified Property Investor, New Home Specialist, Certified Buyer Expert, and Broker of Real Estate since 1995.

Mortgage 101: Thinking of financing, refinancing, or just needing to understand how the process works? It all starts here. We research whether it's a VA, FHA, conventional, or non-traditional loan for you. We can help simplify the process and remove the challenges.

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Are you looking to sell your home? Click here for a Free Appraisal and a Guide on Selling Your Home in the current market.

Need to sell your home before you buy and are concerned about managing two payments? Click here to receive an instant offer today and see if it suits your needs.

We charge a 1% Commission with no hidden fees or gimmicks—not the average 5, 6, or even 7% charged by others. This saves the average homeowner $12077.00. We offer a 206-step selling system with 28 specifics tailored to your home's marketing.

If you’re ready to sell your home, you need a marketing expert. Charles Stallions, with over 28 years of experience, will advise and guide you through approximately 184 potential challenges that can arise during and after your home sale, ensuring a smooth closing. Call Charles NOW at 850-476-4494 for a 7-minute phone analysis of your home's value.

At Charles Stallions Real Estate Services, we utilize our TRI-merge System, known for its impeccable accuracy. We integrate data from the MLS, Zillow, Tax Rolls, and an appraisal evaluation system, along with one other secret ingredient, to determine the TRUE VALUE of your home.

 

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We are Ambassadors for Pensacola, Pace, and Gulf Breeze, Florida. Whether you're a first-time guest or a frequent visitor, do as the locals do when you need to know something — whether about an excellent place to eat, job opportunities, or a real estate question. Call or text Charles Stallions at 850-476-4494 or email charles@charlesstallions.com. It's Who We "R."

Authored by Charles Stallions, CRS, GRI, CBR, a leading real estate broker in the Florida Panhandle who has helped thousands of families move since 1995. 

 

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Charles Stallions is your complete source for all Pensacola FL real estate and local events and information.  Charles Stallions Broker Office Phone: 850-478-8811 Office Fax: 850-332-6838 Email: charles@charlesstallions.com View Listings