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Mortgage Options for Those Impacted By Hurricane Helene

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Mortgage and Lending with Rate, Inc NMLS# 2611 NMLS #151088
If you’ve been impacted by Hurricane Helene, we want to help. An FHA 203(h) loan could be a great option for you, offering 100% financing for home repairs and rebuilding in Presidentially-Declared Major Disaster Areas (PDMDA).
 
We also offer many Renovation mortgage options including:
  • FHA 203(k) Renovation
  • VA Renovation
  • Fannie Mae HomeStyle Renovation
  • Freddie Mac CHOICERenovation

With a Renovation mortgage, you can purchase and renovate all in one loan.  You can also use a Renovation mortgage to renovate or repair your existing home.  

Please feel free to reach out for more information. I can personally assist with all your mortgage needs for impacted areas in FL, GA, NC, SC, TN, & VA. 🏡
 
#Mortgage #MortgageExpert #LoanOfficer #DownPayment #FHA #FHA203h #FirstTimeHomeBuyer #FloridaMortgage #GeorgiaMortgage #NorthCarolinaMortgage #SouthCarolinaMortgage #TennesseeMortgage #VirginiaMortgage #Hurricane #HurricaneHelene #HurricaneRecovery #PresidentiallyDeclaredMajorDisasterArea #PDMDA #FEMA
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It is always advisable to consult with a knowledgeable lending professional when navigating today's turbulent mortgage and real estate marketplace.  I am committed, qualified and equipped to help you evaluate your options!

 

Also check out:

Conventional Financing Mortgage Program Overview/Updates

FHA Financing Mortgage Program Overview/Updates

USDA Financing Mortgage Program Updates  

 

Programs Include:

 

  • Conventional (Fannie Mae & Freddie Mac)

  • FHA, USDA, & VA

  • Jumbo to $3,000,000

  • Bank Statement Program for Self-Employed Borrowers

  • Foreign National Program

  • Investor Cash Flow

  • Non-Warrantable Condos

  • Renovation - FHA 203(k), Fannie Mae HomeStyle Renovation, & VA Renovation

 

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  • Rodney Mason is a Licensed Branch Manager located in Atlanta, GA.   He can be reached at (404) 591-2453.
  • Providing financing for all cities across Georgia including: Acworth, Albany, Alpharetta, Athens, Atlanta, Augusta, Austell, Avondale Estates, Blairsville, Bloomingdale, Blue Ridge, Bogart, Brunswick, Buckhead, Buford, Canton, Carrollton, Cartersville, Chatsworth, Clayton, College Park, Columbus, Commerce, Conyers, Covington, Cumming, Dahlonega,  Dacula, Dalton, Dawsonville, Decatur, Doraville, Douglasville, Duluth, Dunwoody, East Point, Fayetteville, Flowery Branch, Gainesville, Greensboro, Hampton,  Hapeville, Hinesville, Hiram, Jackson, Jefferson, Jonesboro, Kennesaw, Lagrange, Lawrenceville, Lilburn, Lithia Springs, Macon, Madison, Metter, Morganton, Morrow, Newnan, Norcross, Oakwood, Peachtree City, Pooler, Richmond Hill, Riverdale, Rome, Roswell, Sandy Springs, Savannah, Scottdale, Statesboro, Stockbridge, Stone Mountain, St Marys, Sugar Hill, Suwanee, Thomasville, Thunderbolt, Tucker, Tybee Island, Valdosta, Waleska, Warner Robins, Waycross, Wilmington Island, Winder, Woodstock, and many more.

    Providing financing for all cities across Alabama including:
    Alabama Port, Anniston, Athens, Auburn, Bessemer, Birmingham, Boaz, Bridgeport, Cedar Bluff, Chickasaw, Clayton, Coden, Dauphin Island, Decatur, Dothan, Eufaula, Fairfield, Fairhope, Florence, Foley, Forestdale, Fort Morgan, Fort Payne,Gasden, Grand Bay, Gulf Shores, Heron Bay, Homewood, Hoover, Jasper, Josephine, Madison, Meadowbrook, Midfield, Mobile, Mon Louis, New Hope, Orange Beach, Oxford, Oyster Bay, Phenix City, Prichard, Rainbow City, Saraland, Satsuma, Scottsboro, Selma, Troy, Theodore, Tillmans Corner, Trussville, Tuscaloosa, Vestavia Hills, Warrior and many more.

  •  
  • Providing financing for all cities across Florida including: Altamonte Springs, Atlantic Beach, Boca Raton, Bradenton, Cape Coral, Clearwater, Coral Springs, Daytona Beach, Delray Beach, Destin, Fort Lauderdale, Fort Myers, Fort Walton Beach, Gainesville, Hollywood, Homestead, Jacksonville, Jupiter, Key Largo, Key West, Lake City, Largo, Marathon, Mexico Beach, Miami, Naples, New Smyra Beach, Ocala, Orlando, Palm Coast, Panama City Beach, Pensacola, Pompano Beach, Port St Joe, Sanibel Island, Sanford, Sarasota, St Augustine, St Petersburg, Tallahassee, Tampa, Vero Beach, West Palm Beach, & Winter Park, and many more.

 

  • Providing financing for all cities across South Carolina including: Aiken, Anderson, Beaufort, Bluffton, Charleston, Columbia, Conway, Edisto Island, Florence, Greenville, Hilton Head, Johns Island, Myrtle Beach, North Augusta, Orangeburg, Rock, Hill, Spartanburg, Sullivans Island, Summerville, and many more.  
  •   

    Providing financing for all cities across Tennessee including: Athens, Brentwood, Bristol, Chattanooga, Clarksville, Cleveland, Cookeville, Dyersburg, Franklin, Gatlinburg, Greeneville, Johnson City, Kingsport, Knoxville, Maryville, Memphis, Morristown, Murfreesboro, Nashville, Newport, Oak Ridge, Pigeon Forge, Sevierville, and many more

 

All mortgage lending guidelines are accurate at time of post, but are subject to change without notice.  Please call for the most current information.

    

          GR - Reverse Mortgage Certified GR - Renovation Certified GR - VA Loan Expert

Comments(3)

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Dennis Neal
Exp Realty of Southern California, Inc. - Big Bear Lake, CA
Your Home Sold in 21 Days or We Sell It For Free

Rodney, thank you for providing such valuable information for those impacted by Hurricane Helene. It’s crucial for homeowners in disaster-affected areas to know that there are tailored mortgage options, like the FHA 203(h) loan, to help them rebuild and recover. Renovation loans that bundle purchasing and repairs in one are also fantastic for providing a smoother recovery process. In Big Bear Lake, natural disasters like wildfires can have similar impacts, and knowing these options exist is a lifeline for many. Thanks for the insight and for being a resource during tough times!

Oct 05, 2024 05:19 PM
Rodney Mason, VP of Mtg Lending

Yes, the FHA 203(h) is not a well-known mortgage program.  Its important to help get the word out about possible solutions for those impacted.  Renovation mortgages are great options as well to help restore housing stock and provide homes for those in the community.  

I am licensed in CA and happy to assist if you ever have any needs.  

Oct 08, 2024 12:06 PM
Michael Jacobs
Pasadena, CA
Pasadena And Southern California 818.516.4393

Hello Rodney - unfortunately, disasters/disruptions natural and otherwise, are a part of life.  It can be reassuring to know that options for solving them exist.  May those impacted find solutions that work best for them.  Helene has certainly been and will continue to be impactful.  Very sad.  

Oct 06, 2024 03:35 AM
Rodney Mason, VP of Mtg Lending

Hurricane Helene definitely devasted areas not prepared for hurricane weather.  It will take parts of TN and NC months to years to recover.  It's important to spread the word about possible options to aid in their recovery.

Oct 08, 2024 12:04 PM
Richard Weeks
Dallas, TX
REALTOR®, Broker
Great information, thanks for sharing.  I hope you have a great day.
Oct 06, 2024 04:48 AM