Ruff Housing Around v20080710

RUFF HOUSING AROUND v20080710

Mortgage Rates (as of 7/10/2008)
30 Year Fixed: 6.35%
15 Year Fixed: 5.92%
1 Year Adj.: 5.17%

*rates subject to change * national averages

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Illinois housing market improves in May;
 sales up 17.3 percent from April.

 Illinois REALTORS statewide reported an upswing
in home sales in May from April 2008, according
to the Illinois Association of REALTORS latest report. Total home sales (single-family and condominiums) were up 17.3 percent in
May 2008 to 11,173 sales compared to
April 2008 sales of 9,523; year-over-year
sales were down 22.9 percent from May 2007 totals of 14,493. The Illinois median price in
May reached $190,000, down 7.3 percent from $204,900 in May 2007.

(Courtesy Illinois Association of Realtors)

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Send me your Puppy Pictures!
See pics and details :
www.TheRuffHousingTeam.com/DawgsDogs

shane.ruff@cbexchange.com
Subject: Dawg's Dogs

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Should I stay or Should I go?......

When should you lock in your mortgage rate? Get advice

 from the experts!    Daily Rate Lock Advisor!

www.TheRuffHousingTeam.com/RateLockAdvisory

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Got Real Estate?
Call THE RUFF HOUSING TEAM TODAY!
630.637.2547

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~ THE RUFF HOUSING TEAM PRESENTS ~

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Luscious in Lockport

**1.55+ Acre -Wooded Secluded lot!**

17328 W 145th Street,

Lockport, IL 60441

GEORGIAN COLONIAL RANCH ON SECLUDED, WOODED 1.5+ACRE LOT.
MBR SUITE W/SITTING AREA AND SGD
TO PATIO, PARTL FINISHED BSMT W/HUGE CEDAR
CLOSETS! STONE FP IN FAM RM. PICTURESQUE BACKYARD SETTING.45LX25WX18H OUTBUILDING
CAR OR BOAT LOVERS DREAM! NEWER ROOF.
ANDERSON WINDOWS. AIR/HEAT ZONED.

MUCH MORE! COME SEE!

$516,900

Additional Information and Visual Tour at:

www.TheRuffHousingTeam.com/17328w145

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Great Home for the Money! Romeoville Gem!

323 Macon Avenue,
Romeoville, IL 60446

Nice! Recently remodeled with many newer updates inside and out. Newer windows, ventless fireplace with custom
 built-in media center. Custom front bay window and hot water heater. Updated bath. Newer flooring in Kitchen and Bath. Spacious fenced backyard with patio, shed and access to easement and bike path. Gazebo, swing, Koi pond and play set included. All appliances stay. Quick close possible. Motivated Seller! !

$149,900

Additional Information and Visual Tour at:

www.TheRuffHousinTeam.com/323Macon

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**Investment Opportunity!**

8224 Leawood Lane, Woodridge,IL

Priced well under market value. Needs some TLC. Newer roof, AC, furnace, H20 heater, some flooring. Investment opportunity. Convenient location

$218,900

Additional Information at:

www.TheRuffHousingTeam.com/8224Leawood
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...as always your real estate referrals are most welcome!
If you choose not to receive further emails from
THE RUFF HOUSING TEAM just simply reply
back with the word "REMOVE" in the subject line. <><

ASK RUFF!

(Ruff is the ‘Official' puppy of The Ruff Housing Team and for a dog, he's amazingly knowledgeable in the field of real estate...go ahead! Ask Ruff a question at: Ruff@TheRuffHousingTeam.com.

In between grooming himself for that cute little poodle down the block....grrrrrrr! Ruff will answer a monthly question, and receives no compensation but a pat on the head and a doggie treat!)

 Hey there good looking puppy.... I keep hearing that the Fed's are cutting the rate! How come I 'm not seeing  mortgage rates go down the same????

Wayne L.. -Warrenville, IL

Grrrrrrrrrrreat ! ..bout time someone noticed how good looking I was! As for the Q.....Here is my take....: