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A step too far

By
Real Estate Agent with Jameson Sotheby's International Realty

I'm a bit behind the tech curve.  I used to be one of those in our office that people turned to for technical help, and step by step, I've fallen behind the curve as technology has gotten away from me.

Ah well, çest la Vie, no?

But this new turn in technology caused me to drop my jaw.  I will admit that I'm one of those people who watches reels online of this guy called The tow GOAT (greatest of all time), who drives a tow truck and repossesses cars.  I don't know why, but I find it fascinating, including those where the offender chases after the car yelling, "please!, please!".

And now, Ford Motor company has filed for a patent on their new autonomous cars (read that as self-driving) that have a feature (feature?) included that allows their cars, if you are financed the Ford Financing and you are more than three months behind on your payments, for the car to self-drive itself back to their repo lot.

Before returning to the lot there are other steps that might be taken.  Including; locking the owner out of the vehicle, playing annoying sounds, limiting features, like Air Conditioning, Power Windows and Power seats.  But if payment isn't made... well...

This may just be a little too Big Brother for my taste.  I have never defaulted on a loan, nor had my car repossessed, but this is a bridge too far for me.  I would not purchase a car that included such a 'feature', and I'm not sure I'm comfortable doing business with a company that would include such a feature.

I do understand that those companies that lend money for the purchase of new vehicles have to come up with new and creative ways to protect their investments, but this, it seems to me, is just too damn far.

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UPDATE:  It turns out that Ford has withdrawn their application for this new technology.  Maybe there was too much public outcry?!

Comments(17)

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Kathy Streib
Cypress, TX
Retired Home Stager/Redesign

Hi Alan- I like technology but I'm not a fan of self-driving cars (hackable) so I would not be a fan of the car driving itself back to the dealership if someone defaulted on a loan! Now they're putting the repo man out of business!!!  

Jan 04, 2025 04:43 PM
Kathy Streib

Oh yes...imagine someone shooting at you while you drive off. 

Jan 04, 2025 06:08 PM
Alan May

repo man is a dangerous job, too.

Jan 04, 2025 05:14 PM
Kathy Streib
Cypress, TX
Retired Home Stager/Redesign

Jan 04, 2025 06:08 PM
Jeff Masich-Scottsdale AZ Associate Broker,MBA,GRI
HomeSmart Real Estate - Scottsdale, AZ
Arizona Homes and Land Group/ Buy or Sell

I am am with you on the "little to much big brother big sister" Alan. I would like to see some stats with accidents statistic to these autonomus driverless cars. When there are manually placed cones on the road for accidents or construction how are they navigated. Some of the cones are very confusing and direct you to drive into head on traffic when the other side is completely shut down. A driverless car? Yikes. Jeff

Jan 04, 2025 06:25 PM
Alan May

That's an entirely different episode of Oprah.

Jan 05, 2025 03:43 AM
Bob "RealMan" Timm
Ward County Notary Services - Minot, ND
Owner of Ward Co Notary Services retired RE Broker

That is crazy Alan May . Like you I've got nothing to worry about but still it will keep me from purchasing another Ford.

Jan 04, 2025 07:04 PM
Alan May

They claim that they have no plans of "activating" this service... they've only applied for the patent... and yet, why bother applying for the patent unless....

Jan 05, 2025 03:44 AM
Pete Xavier
Investments to Luxury - Pacific Palisades, CA
Outstanding Agent Referrals-Nationwide

I love it and think it's funny. I don't see it as a step too far, it's a much safer solution...after they work out all the technological bugs.

Jan 05, 2025 12:55 AM
Alan May

Funny?  Perhaps.  But in my mind, it's just another invasive step for Big Brother.  I agree that it's safer... RepoMan is a very dangerous job.  But I just don't like the concept.

Jan 05, 2025 03:45 AM
Mel Ahrens, MBA, Kelly Right Real Estate
Kelly Right Real Estate - Hood River, OR
Customized Choices for your Real Estate Needs

Creative debtors would figure out how to circumvent the autonomous return to the dealership. For example, deflate the tires each time you leave the vehicle. Time consuming but they might keep their ride. Or put it in the garage with the door closed... or ... let the creativity begin.

Jan 05, 2025 02:18 AM
Alan May

You would think... but I watch those Repo videos... and having received multiple notices of impending doom from the repo man... they leave their cars parked out in the open.

If they had the option of parking in a garage... I think they already would.

Jan 05, 2025 03:47 AM
Wayne Martin
Wayne M Martin - Oswego, IL
Real Estate Broker - Retired

Good morning Alan. While this type of technology may have a purpose based upon the credit history of some, it has no place as a standard feature. I am a Ford fan,. my Dad was a huge Ford fan, but if my next Ford has this feature, no longer a customer. And that is my point of view, a step too far! Enjoy your day.

Jan 05, 2025 02:51 AM
Alan May

I think they would have to either 1) install it on every single autonomous car they manufacture, or 2) don't do it at all.  There is no middle ground.  Otherwise it would be seen as discriminatory (right?), and they would find themselves on the losing end of an enormous law suit.

Jan 05, 2025 03:48 AM
Kat Palmiotti
eXp Commercial, Referral Divison - Kalispell, MT
Helping your Montana dreams take root

Holy macaroni! Imagine if everything that was bought on time had some sort of similar feature? You're watching your TV one night and "poof", it just dies or vaporizes or has a big screen that says "Sorry, you owe us $$$". Or your HOUSE! You're a few months behind on payments and you come home from work and can't get into the house. Or...

Jan 05, 2025 04:56 AM
Alan May

Apparently they give you virtual on-screen warnings.

Jan 05, 2025 02:58 PM
Thomas J. Nelson, REALTOR ® CRS,ABR,PSA,RCS-D, CFSP
Big Block LPT Realty 858.232.8722 - San Diego, CA
Coastal San Diego, Veteran's & Retirees Services

That's a fantastic idea! If they're falling behind on payments, why not take a strong approach to hold them accountable? 😂 Technology is set to amaze us in the next decade. For those of us raised in the 1970s or earlier, it will be both fascinating and a bit frightening to see where technology leads us in the 2030s and beyond. It's a shame there isn't an app to promote kindness and address the pressing issues of homelessness and hunger that continue to affect America today...I'd love to see that resolved before FORD is able to repossess automobiles.😉

Jan 05, 2025 07:36 AM
Alan May

There are apparently many different levels of warnings.. including turning off features, such as AC, and Power windows, and steering.. etc...

Jan 05, 2025 02:59 PM
Jeff Dowler, CRS
eXp Realty of California, Inc. - Carlsbad, CA
The Southern California Relocation Dude

Alan:

Wow, first I have heard of this...can't claim to be in favor of such a thing. And I can't say I am a big fan of driverless cars to begin with. But perhaps I am old fashioned.

Jeff

Jan 05, 2025 12:41 PM
Alan May

I think the tech is very cool, but don't love the idea of self-repossession.

Jan 05, 2025 02:59 PM
Lew Corcoran
Better Living Real Estate, LLC - East Bridgewater, MA
Expert guidance. Exceptional results.

Thank you, Alan May, for sharing your thoughts on this alarming trend in automotive technology. Your perspective on ethical considerations surrounding autonomous vehicles and financial practices is valuable and adds a crucial voice to the conversation.

Jan 05, 2025 12:46 PM
Alan May

I don't know about "crucial"... but it certainly adds a voice.

Jan 05, 2025 03:00 PM
Nick Vandekar, 610-203-4543
Realty ONE Group Advocates 484-237-2055 - Downingtown, PA
Selling the Main Line & Chester County

Wow Alan, I had not read about that, if it was April 1st I would say April Fool, but this sounds just plain wrong.

Jan 06, 2025 07:11 AM
Alan May

It could have been designed by an April fool

Jan 21, 2025 12:31 PM
Adam Feinberg
Howard Hanna Elegran - Manhattan, NY
NYC Condo, Co-op, and Townhouse Advisor

I sold my car when I moved to the city back in 2006, and in the rare instances that I need a car, Zipcar allows me to rent one by the hour. Not only that, my neighborhood is in a trial with carsharing programs with dedicated parking spaces on each block- so it's possible that I can rent a car already on my block or possibly on the next block or two. Most of the time the subway gets me where I need to or I can walk. That said-  this new tech is too big brother for my taste. I wouldn't be surprised if you start seeing this technology implemented by all the auto makers at some point- and you don't have a choice unless you pay cash for the car.

 

Jan 06, 2025 08:07 AM
Alan May

Well, that's certainly convenient.  Owning a car is very expensive.

Jan 07, 2025 05:50 AM
Wanda Kubat-Nerdin - Wanda Can!
Red Rock Real Estate (435) 632-9374 - St. George, UT
Southern Utah's Preferred Real Estate Agent.

Being financially irresponsible has consequences but a car leaving you on it's own is just too much to grasp, Alan! Criminals will always find a way to outthink car manufacturers though and like Nick said, very April Fool-ish.

Jan 06, 2025 03:08 PM
Alan May

I agree... I think it's just too much.

Jan 07, 2025 05:51 AM
Anna "Banana" Kruchten
Retired Broker/Owner - Phoenix, AZ
602-380-4886

The other day while out and about we saw a poor guys car being 'picked up' and he was not looking happy at all. What a drag.  And to have a company pick up self-driving cars, or lock out the unfortunate behind payment owners etc etc - that's over the top nuts in my book too Alan.  Give em a chance to get caught up, something......just saying.

Jan 06, 2025 03:12 PM
Alan May

Well, they do have a chance to catch up... they have to be at least 90 days past due...

Jan 07, 2025 05:51 AM
Dr. Paula McDonald
Beam & Branch Realty - Granbury, TX
Granbury, TX 936-203-0279

Call me old-fashioned but, no self-driving cars for me, thank you very much. Crazy times!

Jan 07, 2025 11:15 AM
Alan May

I Don't have a wholesale objection to self-driving cars in general... but self-returning cars, well, that's a different kettle of fish.

Jan 08, 2025 05:14 AM
Roy Kelley
Retired - Gaithersburg, MD

The trends in technology can definitely bring some alarming changes. 

Thanks for your interesting post.

Jan 08, 2025 05:25 AM
Alan May

Always love to be interesting.

Jan 08, 2025 06:57 AM