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👨‍💼Can Mortgage Rates Stabilize in 2025

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Real Estate Agent with Ambrose Realty Management LLC SA634540000

💥Can Mortgage Rates Stabilize in 2025


 ☀️For ALL of Your East Valley AZ Real Estate Needs

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️Mortgage rates may stabilize in 2025, but don’t wait for perfect timing! Focus on your goals: improve credit, save for a down payment, and stay informed with expert guidance.  To read the full article...  Click HERE.

 


I specialize in the East Valley of the Phoenix Metro area - Gilbert, Mesa, Chandler, Tempe, Scottsdale, Apache Junction, and Gold Canyon


☀️For ALL of Your East Valley AZ Real Estate Needs

📞Call or 🙋‍♂Text Brian at 480-773-2370

📨Email Brian

Show All Comments Sort:
Nina Hollander, Broker
Coldwell Banker Realty - Charlotte, NC
Your Greater Charlotte Real Estate Broker

Good morning, Brian... that depends on your definition of stabilize. If rates remain unchanged for the most part, I guess we can argue they are stable. We might not like them, but they are stable. :)

Feb 13, 2025 04:08 AM
Brian England
Ambrose Realty Management LLC - Gilbert, AZ
MBA, GRI, REALTOR® Real Estate in East Valley AZ

Good morning, Nina Hollander, Broker in my opinion, the interest rates don't even seem too high, it's mainly that wages have not kept up with inflation, along with higher prices, everything is unaffordable.

Feb 13, 2025 04:24 AM
Nina Hollander, Broker

Brian England you've got a point, Brian. It's never just the interest rates... it's everything wrapped around them.

Feb 13, 2025 04:26 AM
Wayne Martin
Wayne M Martin - Oswego, IL
Real Estate Broker - Retired

Good morning Brian. A buyer has no control over wages or interest rates and should they try to time these issues they are on a fool's errand. What can they control, the decision to by if they are qualified. Want to be in the game, pull the trigger. Enjoy your day.

Feb 13, 2025 04:32 AM
Brian England
Ambrose Realty Management LLC - Gilbert, AZ
MBA, GRI, REALTOR® Real Estate in East Valley AZ

Good morning, Wayne Martin you are absolutely right and I always say that the best time to buy is when a buyer is ready to buy and is qualified to buy!

Feb 13, 2025 04:40 AM
Bill Salvatore - East Valley
Arizona Elite Properties - Chandler, AZ
Realtor - 602-999-0952 / em: golfArizona@cox.net

I sure hope so. Thanks for sharing and enjoy your upcoming weekend! Bill

Bill Salvatore, Realtor- Arizona Elite Properties

Feb 13, 2025 05:37 AM
Dorie Dillard Austin TX
Coldwell Banker Realty ~ 512.750.6899 - Austin, TX
NW Austin ~ Canyon Creek and Spicewood/Balcones

One never knows Brian about mortgage rates. It's like the stock market....too difficult to time!

Feb 13, 2025 06:17 AM
Brian England
Ambrose Realty Management LLC - Gilbert, AZ
MBA, GRI, REALTOR® Real Estate in East Valley AZ

Yes, it's always a guessing game Dorie Dillard Austin TX but I have a feeling that after DOGE is done with their work, things will get much better in the USA!

Feb 13, 2025 06:37 AM
Doug Rogers
RE/MAX Coastal Properties - Destin, FL
Your Real Estate Resource!

The rates need to stabilize. I haven't  danced for money since college. And that was multiple Presidents ago! 

Feb 13, 2025 06:44 AM
Bob "RealMan" Timm
Ward County Notary Services - Minot, ND
Owner of Ward Co Notary Services retired RE Broker

I'd rather hear plummeting in place of stable Brian England 😃.

Feb 13, 2025 07:12 AM
Jerry Newman
Brown Realty, 210-789-4216, - San Antonio, TX
Texas REALTOR, San Antonio Military Relocation

Hello, Brian England Only time will tell if our mortgage rates will drop. I understand that Mr. Trump was planning to work on getting those rates to drop, but I doubt they will ever get back those lower rates we enjoyed few years ago to stabilize the housing market. 

Feb 13, 2025 07:43 AM
Brian England
Ambrose Realty Management LLC - Gilbert, AZ
MBA, GRI, REALTOR® Real Estate in East Valley AZ

I feel that with the new administration in place and kicking some butt Doug Rogers we will have stability all around!

Feb 13, 2025 08:46 AM
Brian England
Ambrose Realty Management LLC - Gilbert, AZ
MBA, GRI, REALTOR® Real Estate in East Valley AZ

That sounds nice Bob "RealMan" Timm but it also seemed ridiculous when interest rates seemed to be way too low, haha.  It's fair for there to be a cost for borrowing large sums of money, in my opionion.

Feb 13, 2025 08:48 AM
Brian England
Ambrose Realty Management LLC - Gilbert, AZ
MBA, GRI, REALTOR® Real Estate in East Valley AZ

It doesn't seem right for them to ever get that low ever again Jerry Newman and I think the interest rate is fair where it is at, it's more about wages keeping up with inflation in my opinion.

Feb 13, 2025 08:49 AM
George Souto
George Souto NMLS #65149 - Middletown, CT
Your Connecticut Mortgage Expert

Brian in my opinion mortgage rates are going to stay around what they are now for a while, and then MAYBE drop down into the upper 5%'s.  The days of rates being in the 3% range will not be seen during our lifetime again.

Feb 13, 2025 10:26 AM
Brian England
Ambrose Realty Management LLC - Gilbert, AZ
MBA, GRI, REALTOR® Real Estate in East Valley AZ

That makes a lot of sense to me George Souto and that is around where they should be, they were way too low for way too long and people were spoiled, haha.

Feb 13, 2025 12:01 PM