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Honolulu Mortgage Rates - February 2025

By
Real Estate Agent with HI Pro Realty LLC RB-21531 RS-76763

              

Honolulu Mortgage Rates February 2025

 

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rates may have changed click here to verify

 

Wednesday, February 5th, 2025

 

 

Lender Term/Type Interest Rate % Points % *APR
American Savings Bank
808-593-1226
NMLS#423168
15-YR Fixed 5.500 2.000 5.942
30-YR Fixed 6.375 2.000 6.656
5-YR ARM 5.000 2.125 6.462
Bank of Hawaii
877-616-2636
15-YR Fixed 5.625 0.750 5.742
30-YR Fixed 6.125 1.750 6.292
5-YR ARM 5.375 1.750 6.551
Central Pacific Bank
808-544-0500
NMLS#416603
15-YR Fixed 5.500 2.000 5.951
30-YR Fixed 6.250 2.125 6.546
5-YR ARM 6.875 0.000 7.219
Finance Factors
808-548-3300
NMLS#449916
15-YR Fixed 5.500 2.250 6.081
30-YR Fixed 6.375 1.875 6.704
5-YR ARM 6.125 1.500 7.114
First Hawaiian Bank
808-643-4663
15-YR Fixed 5.500 2.000 6.010
30-YR Fixed 6.375 1.875 6.680
5-YR ARM 5.500 2.125 6.790
Hawaii State Federal Credit Union
808-447-3480
NMLS#405316
15-YR Fixed 5.750 1.500 6.144
30-YR Fixed 6.375 1.875 6.659
5-YR ARM 5.750 1.625 6.804
Imperial Mortgage LLC
808-263-6363
NMLS#289505
15-YR Fixed 5.250 1.978 5.683
30-YR Fixed 6.000 1.625 6.234
5-YR ARM      
Kama'aina Mortgage Group
808-888-9013
NMLS#1276471
15-YR Fixed 5.500 1.490 5.959
30-YR Fixed 6.250 1.115 6.496
5-YR ARM 5.625 0.875 8.664
Territorial Savings Bank
808-946-1400
NMLS#449554
15-YR Fixed 5.500 2.000 5.842
30-YR Fixed 6.000 1.875 6.195
5-YR ARM      

 

 

Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

For Expert Real Estate Sales and Property Management

CONTACT HI Pro Realty TODAY!

 

 

 

Posted by

Crypto Certified Agent - By Propy 

HI Pro Realty LLC

REALTORS®, PROPERTY MANAGERS® 

We are a boutique brokerage firm offering responsive, dedicated, and professional Real Estate Sales and Pet Friendly Management Services in Honolulu, Hawai'i. 

 

                Office: (808) 941-8866   Mobile: (808) 926-7667

 

Show All Comments Sort:
Will Hamm
Hamm Homes - Aurora, CO
"Where There's a Will, There's a Way!"

Hello Kimo and interesting the mortgage rates and thank you for sharing it with us today in the Rain.  Make it a good one.

 

Feb 06, 2025 11:28 AM
Bill Salvatore - East Valley
Arizona Elite Properties - Chandler, AZ
Realtor - 602-999-0952 / em: golfArizona@cox.net

great information. Thanks for sharing it.

Have a super fantastic week!

Bill Salvatore, Realtor- Arizona Elite Properties

Feb 06, 2025 11:40 AM
Mark Don McInnes, Sandpoint-Idaho
Sandpoint Realty LLC - Sandpoint, ID
North Idaho Real Estate - 208-255.6227

Hello Kimo.  Have not said hello in awhile.  Seems your rates are holding pretty steady with the mainland.  m

Feb 06, 2025 11:48 AM