Free Sample Debt Settlement Offer Letter
Today's Date
Your Name
Home Address
Phone Number
Attention: {name of collector or collection agency}
RE: Collection letter dated {date of letter here} or phone call on {date of call here} reference account #: {account or reference number}
Dear {Collector's or Collection Agency's Name}
I do not agree that I owe as much as you claim I owe on the above referenced account. In an effort to save both of us a great deal of time and expense I am offering to settle this account for $ ________. (see alternative text below)
If you accept my offer, please send written confirmation to my address listed above. Once I receive your written confirmation, I will mail payment to your organization within five business days. If you wish to discuss this settlement offer, I can be reached at (insert daytime phone number with area code). However, please understand that I will not make any payment until receiving written confirmation that you accept my offer.
Sincerely,
Signature
Your Printed Name
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Alternative Text
I do not agree that I owe as much as you claim I owe on the above referenced account. In an effort to save both of us a great deal of time and expense I am offering to settle this account by making payments in the amount of $___________ every month (week or two weeks).
Send this debt settlement letter via "return receipt requested" and keep a copy for your records.
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