Instructions for removing ID theft from your credit report:
- Place a fraud alert on your credit report by contacting at least one bureau and by law they must share the alert with the other bureaus.
- Initial alert- good for only 90 days- contact the bureaus and tell them you need to place an ID theft alert on your credit report.
- Extended alert- good for 7 years- get and send an ID theft police report and a notarized ID theft affidavit to the bureaus. You also need to send in a copy of your Social Security card, or W2 form, a copy of a utility bill with your address, and copy of your driver’s license. Also get a copy of your credit report and circle all items that are involved in the identity theft. Mail complete sets of all of the above to all three bureaus.
Equifax Experian Trans Union
P.O. Box 740241 P.O. Box 9532 P.O. Box 6790
Atlanta, GA 30374-0241 Allen, TX 75013 Fullerton, CA 92834-6790
www.equifax.com www.experian.com www.transunion.com
1-800-525-6285 1-888-397-3742 1-800-680-7289
*Verify accurate ID theft specific address for each bureau, as they are different from disputing and correspondence addresses.
*Bureaus have 4 days by law to block fraud after receiving the complete extended alert package.
If you are a victim of identity theft and would like
our help, please contact us at 877-825-7885
Please link to us or post your comments. Thank you. StrategicCreditCoach.com
Mission: We educate and coach people looking to improve their credit score and overall financial health so they are able to learn financial disciplines and achieve a more secure future.
Vision: To raise the standard of living for all people and inspire them to live their passions and dreams and have piece of mind.
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