I saw a survey on social media the other day and saw this question...
Why haven't you purchased a home?
One of the top answers: "I don't know where to start."
I assume there are many potential buyers out there that just don't know where or how to start. Here is my answer (and it is going to sound a little self serving...):
Your best place to start your home buying journey is with a local licensed mortgage lender like myself.
Even if you aren't ready to buy immediately you should have the finance conversation early on in the process to be sure you are doing the right things now that will not hurt your chances of getting approved.
It's usually a pretty simple conversation about income, assets, credit and work history. It will also include your financial goals and most importantly your comfort level for payment. In addition, it will be a road map for you to follow as your begin that journey. I have spoken to many clients that didn't buy for months and even years after speaking with me, and some would never have been able to buy if they didn't follow my suggestions.
the qualification conversation is more than just: can we get approved? It is about getting situated with financing that best meets your financial goals and your household's needs. Looking at homes that you cant afford before you even know what you can afford is a horrible way to begin.
What is keeping you from buying?
If you are interested in following me on social media, I am on just about every platform as @RobRauf or @RobertRauf
If you are looking to purchase or refinance a home in NJ, please give me a call, I can also help you in all 50 states, CMG is licensed throughout the country.
Robert Rauf
Mortgage Loan Originator NMLS# 248937
http://www.RobertRauf.com
or my blog: http://activerain.com/blogs/rrauf
Cell (732)740-0175
RRauf@CMGhomeloans.com
www.RobertRauf.com
Since 1987 I have been helping my clients fulfill their dream of home ownership! CMG Home Loans is located at 222 Commons Way Toms River, NJ 08755. NMLS #1820. Visit www.RobertRauf.com for more information. NJ Mortgages, New Jersey Mortgages, Mortgages in NJ, mortgage in New Jersey, Mortgages in New Jersey, Toms River NJ 08753, Toms River NJ 08755, Brick NJ 08723, Brick NJ 08724 Mortgage in Ocean County NJ, Mortgage in Monmouth County NJ, Jackson NJ 08527, Howell NJ 07731, Lacey 08731 08734, Beachwood 08722 Bayville 08721,
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