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Just Getting Started....

By David Ellis

Mortgage and Lending with Infinity Home Mortgage Company, Inc.

July 11, 2008 04:22 AM

Well, here I am. How does that saying go, "wherever you go, there you are???". This is my first blogging experience as an AR member & I have just started out with Equity Mortgage, LLC as a (drumroll, please) Loan Officer. This company is offering a great opportunity for growth & I can't wait to get a head of steam going.

I have to say I am very excited & am looking forward to learning all there is to know about the mortgage lending trade. FHA's you say. What's that??? HUD, 80/20, Fannie Mae ----Aunt Mae??? (I'm only half-kidding). There's a lot to learn but I'm truly looking forward to it. I plan on writing a blog every week or more often as I find out something new & exciting to share with everyone.

Any tips from you veterans out there? I'm just getting my feet wet but I can already see how this career can be very lucrative. What were your first steps? Learning every loan product at your disposal? Developing business relationships with builders, realtors, etc??

Or that statement everyone makes at some point in their life: "If I knew then what I know now...." Thanks for your help, guys & gals!!

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Trey Affolter

Keller Williams Realty - Tacoma, WA

Brings HOME Results!

Welcome to AR. I am recently new to this community as well & blogging. I have learned a lot from reading & networking. Encourage you to do the same. Pretty amazing how helpful members are. Good luck.

Jul 11, 2008 04:26 AM

Bryan King

Ascent Home Loans - Simpsonville, SC

FHA is the way to go in today's market. That's my specialty at the moment. You have to work hard, but it does pay off. Always be honest and upfront with your customer. Give them the facts and let them absorb them. If you're ethical and helpful at the same time, it is a winning combination! You want referrals, so even if you can't do a loan for a customer now, maybe down the road you can. Be ready and willing to give advice about getting in financial shape for a loan in the future. Keep tabs on your computer or day planner. I have given loans to people recently that did not have a good enough credit score 6 months ago. I guess organization is also key.

I have not had a lot of success with builders(they usually already have relationships with big lenders)

Hope this helps

Jul 11, 2008 04:35 AM

David Ellis

Infinity Home Mortgage Company, Inc. - Ardmore, PA

Trey & Bryan -

Great Tips - networking, hard-work, ethics, perserverance, organization. Sounds like a winner to me. (or as they say in Atlantic City casinos - Winnaaahhh!!!!)

Jul 11, 2008 04:39 AM

Randall Schrader

Competitive Insurance of Dundee - Dundee, FL

It's a great time to ramp up . . . . NOT! LOL

I would highly recommend mastering FHA programs as the previous post mentioned. If you can navigate FHA, the rest is so simple.

Good Luck - Randall

Jul 11, 2008 04:43 AM

Mana Tulberg

805 County Real Estate - Camarillo, CA

Real Estate Agent - Camarillo CA

Welcome to the best Real Estate community online. We have just gone through some fantastic changes. Make sure you read all about our new Localism and post as many materials as you can about your community. Best of luck.

Jul 11, 2008 04:47 AM

Yvonne Curry

REMAX Preferred - Winslow, NJ

RE/MAX

Stay focused and always, always keep your vision on the end result which is being successful and you surely will be. Best of luck!

yvonne curry Remax Preferred New Jersey nj

Jul 11, 2008 04:55 AM

Just Getting Started....

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