Yes, it’s real — scammers are stealing identities, forging documents, and selling homes they don’t own. It’s called title fraud, and it’s especially common when a property is mortgage-free.
⚠️ How It Happens:
Identity theft – Scammers gather your personal info from phishing or social media.
Fake documents – They create IDs and paperwork to impersonate you.
Illegal sale – They list and sell your home, then disappear with the money.
🚩 Red Flags:
You get mail about mortgages or title changes you didn’t authorize.
Strange activity on your credit report.
Someone contacts you about selling your home — but you never listed it.
You stop receiving important mail.
🛡 How to Protect Yourself:
Sign up for title fraud alerts (if available in your province).
Monitor your credit report regularly (Equifax, TransUnion).
Keep personal info secure and watch for phishing.
Buy title insurance — it could save you financially.
Make sure your address is always updated with land registry offices.
🚨 If You Suspect Fraud:
Contact your land registry office right away.
Report it to the Canadian Anti-Fraud Centre.
Call the police and notify your bank.
Talk to a real estate lawyer ASAP.
Bottom Line:
Title fraud is scary, but preventable. Stay informed, protect your identity, and don’t ignore the warning signs. Questions? Let’s chat — I’m here to help.
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