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Downsizing your Franklin IN Home?

By
Real Estate Sales Representative with REALTY WORLD-Harbert Company, Inc.

🏠 Downsizing in Franklin, IN? Here’s Why Now Might Be the Best Time to Move

By Heather Fitzgerald, Real Estate Expert | Realty World | Serving Johnson County and Beyond

Downsizing your Franklin Home


Thinking about downsizing in Franklin, Indiana? You're not alone — and you're definitely not late to the party. In fact, the local market may be perfectly timed for homeowners like you to maximize your equity and simplify your life.

Let’s break it down:


🔥 Why Downsizing Is On the Rise in Franklin, IN

  • Equity is strong: Home values in Franklin have appreciated by 20–25% in the last 5 years.

  • Low-maintenance homes are in demand: Ranch-style homes, townhomes, and new builds with HOA-covered exteriors are flying off the market.

  • Cost of living remains low compared to national averages — Franklin offers affordability without sacrificing community or convenience.

  • Health, lifestyle, and family needs are driving decisions — more homeowners are looking for “right-sized” homes near grandkids, healthcare, or travel hubs.


📊 Market Snapshot: Franklin Downsizer Stats

  • 🏠 Average Home Price (2024): ~$290,000

  • 📈 Average Days on Market: 19

  • 👨‍👩‍👧‍👦 Target Buyers for Larger Homes: Families relocating from Indy or Chicagoland

  • 🚶‍♀️ Top Communities for Downsizers: Heritage, Branigin Creek, Hillview Country Club Villas


✅ What Makes a Home “Downsizer Friendly”?

  • Primary bedroom on the main floor

  • Low or no stairs

  • Smaller yards (or maintenance-free)

  • Walkability to shops, medical care, and parks

  • Modern kitchens, updated bathrooms — but manageable square footage


💡 Heather’s Pro Tip: Sell While Demand is Hot

Here’s what I tell my downsizing clients in Franklin:

  • List your larger home now, while demand for family-sized homes remains strong

  • Buy your smaller home — downsizing later could cost more in mortgage terms

  • Consider a leaseback option if you need extra time to find the right place * If you do this, remember your taxes will basically double as you will not qualify for two Homestead Exemptions in Indiana.


💬 Thinking About Downsizing in Franklin?

You're not just selling a house — you're gaining time, energy, and lifestyle freedom. And I’m here to help you make every move confidently.

📞 Call me today to schedule a free equity consultation.
Let’s talk numbers, timing, and what your next chapter could look like in Franklin.

317-371-2622

Check out my company blog on downsizing in Greenwood:

https://www.harbertcompany.com/blog/posts/2025/05/13/do-you-need-to-downsize-your-greenwood-indiana-home/

Posted by

________________________________________________________________________________________________

Heather Fitzgerald

REALTY WORLD-Harbert Company, Inc.

317-371-2622

indplsrealestate@gmail.com

www.FindingYourIndyHome.com

 

 

If you need assistance in Indianapolis IN, Carmel IN, Martinsville IN, Greenwood IN, Whiteland IN, Franklin IN and surrounding areas, considering buying or selling a home, or considering the option of a Short Sale, contact us today at 317-885-8858.  We have experience in Greenwood Real Estate, Indianapolis Real Estate, Greenwood IN Short Sales, Greenwood IN Real Estate for Sale,  Franklin IN Real Esate, etc.

About the Author: Heather Fitzgerald, who has over 24 years of experience in real estate, title insurance, and lending that can be put to work for you. Heather can be reached by phone at 317-371-2622.

Areas of Service: Greenwood IN Real Estate, Indianapolis IN Real Estate, Franklin IN Real Estate, Whiteland IN Real Estate, Mooresville IN Real Estate, Martinsville IN Real Estate, Avon IN Real Estate, Carmel IN Real Estate, Westfield IN Real Estate and surrounding areas. We are experienced Greenwood IN Real Estate Agents.

Copyright © 2018 By: Heather Fitzgerald- Greenwood Real Estate For Sale. All Rights Reserved.

Heather Fitzgerald on Facebook  Heather Fitzgerald on Twitter  Heather Fitzgerald on LinkedIn

Comments(2)

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Will Hamm
Hamm Homes - Aurora, CO
"Where There's a Will, There's a Way!"

Hello Heather and with people staying around longer, it is wise to down size from a big growing family home to a home that is smaller.  So many benefits.

 

May 14, 2025 08:54 AM
Heather Fitzgerald

For sure Will!  How are things in Aurora, CO?  I am grateful I ended up buying a ranch home for this very reason.

May 14, 2025 10:23 AM
GilbertRealtor BillSalvatore
Arizona Elite Properties - Chandler, AZ
Realtor - 602-999-0952 / em: golfArizona@cox.net

Thanks for sharing and enjoy your “Hump Day” Wednesday and have a productive week!

Bill Salvatore, Realtor- Arizona Elite Properties

May 14, 2025 09:02 AM
Heather Fitzgerald

Thanks Bill! You as well!  Do you utilize YouTube marketing wise by chance?  Just curious.

May 14, 2025 10:24 AM