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Just A Little Kindness

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Services for Real Estate Pros with Ward County Notary Services 607851
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A little kindness goes a long way. This is true with pets, children, spouses, friends and clients alike. Lately I've been dealing with a friend who has gotten into financial trouble. She is a small business owner who has overspent and it's everyone's fault except for hers.

She is in a panic and has asked me to cosign a small loan for her. I know this is a BIG no-no but I want to help her out. When ever I ask a question regarding the loan she has no answer and jumps down my throat. Again I like this woman and want to help but she is making it impossible for me to justify the loan.

Tying this scenario to the cartoon above: if only she would treat me kindly I'd have cosigned that loan a week ago. To be demanded to help, cursed at, and even threatened is a really poor way to ask for help. 

Most people, including myself, want to help out a friend in need. Knowing HOW to ask for help can make a world of difference.

 

 

Posted by

Do you enjoy the cartoons written by my son (Timmothy N. Timm) which I use as a springboard to write my daily posts? His strip, Titus & Philemon, has run in two newspapers for years as well as being printed in my blog every day. Titus & Philemon (pronounced Phi - Lee -Man) are guinea pigs. Their owner is Joe. Timmothy has never repeated a joke/comic strip in the 12 years he has been writing it. He has never copied another strip, such as Peanuts or Garfield. You can follow Timmothy on FB as Titus & Philemon and you can also check him out on Instagram as Instagram.com/titus and philemon/ .For Timmothy's website type timmtimmothy.com into your browser. I tried to put it in a link here but it refuses to work. Do NOT put anything in front of timmtimmothy.com or it will not work. 

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Wayne Martin
Wayne M Martin - Oswego, IL
Real Estate Broker - Retired

Good morning Bob. It takes common sense to get the results you want. Unfortunately a lack of common sense may have created the problem that needs common sense to solve it. And the wheel goes round. Sometimes you have to save the clippings. Enjoy your day. 

Jun 09, 2025 06:10 AM
Bob "RealMan" Timm

Perfectly said Wayne Martin . Common sense is completely missing with this girl. No tact whatsoever.

Jun 09, 2025 07:32 AM
Jeffrey DiMuria 321.223.6253 Waves Realty
Waves Realty - Melbourne, FL
Florida Space Coast Homes

I have cosigned a couple of loans in my day...for my son and my brother. That is it. Never for a friend no matter how much I might want to. I have gifted money...but no loans.

Jun 09, 2025 07:02 AM
Bob "RealMan" Timm

You are a wise man Jeffrey DiMuria 321.223.6253 Waves Realty . I really wanted to help this girl out but she makes it so easy to say now with how obnoxious she is being to me.

Jun 09, 2025 07:28 AM
GilbertRealtor BillSalvatore
Arizona Elite Properties - Chandler, AZ
Realtor - 602-999-0952 / em: golfArizona@cox.net

 Thank you for the great information. Have a fantastic week!

 

Bill Salvatore, Realtor

Arizona Elite Properties

#AZVHV / Arizona Veterans Helping Veterans

Jun 09, 2025 08:40 AM
Bob "RealMan" Timm

Thank you GilbertRealtor BillSalvatore . The week started good... I woke up. I have to admit it wasn't easy to drag my butt to work today.

Jun 09, 2025 08:51 AM
Nina Hollander, Broker
Coldwell Banker Realty - Charlotte, NC
Your Greater Charlotte Real Estate Broker

Hello, Bob... well, I suppose that's one way to win friends and influence people! Crikey. If I've learned anything in my life it's not to lend money... a great way to kill a friendship or even a family relationship.

Jun 09, 2025 08:52 AM
Bob "RealMan" Timm

Her texts to me have been unbelievable Nina Hollander, Broker . So many curse words! If she would have come on sweet as honey there would have been a good chance of me taking the risk but between her curses and lack of information it will be a blessing to me if she loses my number.

Jun 09, 2025 08:56 AM
Bob "RealMan" Timm

Thanks for the reminder Nina Hollander, Broker , I will do that now.

Jun 09, 2025 10:26 AM
Nina Hollander, Broker

Bob "RealMan" Timm well, you could always block her number!

Jun 09, 2025 09:02 AM
Carol Williams
Although I'm retired, I love sharing my knowledge and learning from other real estate industry professionals. - Wenatchee, WA
Retired Agent / Broker / Prop. Mgr, Wenatchee, WA

Good grief, Bob.
If that's the way she treat someone she needs help from, it's no wonder her business is in trouble.

Jun 09, 2025 09:13 AM
Bob "RealMan" Timm

That and overspending Carol Williams . It also speaks volumes to me that I seem to be her only friend and I very rarely talk to her.

Jun 09, 2025 10:28 AM
Kat Palmiotti
eXp Commercial, Referral Divison - Kalispell, MT
Helping your Montana dreams take root

I've helped friends with cash in the past, but never by co-signing a loan. Frankly, if someone were asking me for help but was yelling at me - pfffft go away!

Jun 09, 2025 10:00 AM
Bob "RealMan" Timm

Well I admit that I'm pretty thick Kat Palmiotti but this lesson has finally sunk in.

Jun 09, 2025 10:29 AM
Will Hamm
Hamm Homes - Aurora, CO
"Where There's a Will, There's a Way!"

Hello Bob,  we have a rabbit in our yard that likes to eat grass,  I take a carrot out sometimes but not sure if the rabbit likes the carrot.

 

Jun 09, 2025 10:08 AM
Bob "RealMan" Timm

We have a new bunny or two this year Will Hamm but in the past they have always ignored anything we have put out for them. Now squirells are a whole nother story, they eat anything!

Jun 09, 2025 10:30 AM
Hannah Williams
HomeStarr Realty - Philadelphia, PA
Expertise NE Philadelphia & Bucks 215-820-3376

Bob "RealMan" Timm  If she is yelling at you, she has something to hide . Forget about it!

Jun 09, 2025 01:58 PM
Bob "RealMan" Timm

You know it Hannah Williams . She has gone even farther this evening.

Jun 09, 2025 06:50 PM
Lew Corcoran
Better Living Real Estate, LLC - East Bridgewater, MA
Expert guidance. Exceptional results.

Thanks so much for sharing this thoughtful post, Bob "RealMan" Timm. I truly appreciate your insights on kindness and how it plays a crucial role in both personal and professional relationships. Your story reminds us all that a little empathy can go a long way. Thanks again for the valuable reminder! 😊

Jun 09, 2025 02:05 PM
Bob "RealMan" Timm

Thank you Lew Corcoran. I always appreciate your comments.

Jun 09, 2025 06:48 PM
Anna "Banana" Kruchten
Retired Broker/Owner - Phoenix, AZ
602-380-4886

Holy smokes Bob if she's cursing at you now in texts that a sure sign that perhaps she shouldn't be in business.  Yikes!  On the other hand we do have a friend that is down on his luck due to an very serious injury.  Will we help him out? Yes indeed we are but he is very, very appreciate and grateful.  Totally opposite of what that gal is doing to you.

Jun 09, 2025 02:33 PM
Bob "RealMan" Timm

Anna "Banana" Kruchten tonight she took it up another notch. She says she is going to talk to my wife and make false accusations about her and I. It's funny and sad as Carol already knows what a wacko she is. 

Jun 09, 2025 06:27 PM
Kathy Streib
Cypress, TX
Retired Home Stager/Redesign

Bob- it sounds as if her back is up against a wall and, like a frightened animal, she is lashing out. It's hard not to help someone in need but sometimes that's the best help you can give them.

L

Jun 09, 2025 06:51 PM
Bob "RealMan" Timm

I agree Larry ( Kathy Streib ) . I suppose it's easier to blame me for not coming through than admitting she failed.

Jun 09, 2025 07:03 PM
Michael Jacobs
Pasadena, CA
Pasadena And Southern California 818.516.4393

Hello Bob - money, like politics - religion - sex - can be discussions that don't make sense.  Additionally, financial matters can involve more than a pretty penny, many cents as well as other things that may not fit the bill.  

Jun 10, 2025 04:02 AM
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