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14 Essential Steps to Buying a Home (Without Losing Your Mind)

By
Real Estate Sales Representative with Royal Lepage Integrity

Buying a home is one of the biggest decisions you’ll ever make, and yes, it can feel overwhelming. But it doesn’t have to be. Whether you’re a first-time buyer or just need a refresher, I’ve broken down 14 essential steps to help you navigate the home buying process like a pro.

Here’s a quick preview:

✅ Know your credit score – Your financial report card plays a big role in your mortgage rate.
✅ Get pre-approved – Know your real budget and shop with confidence.
✅ Understand the costs – From closing costs to future repairs, know what you’re getting into.
✅ Define your must-haves vs. deal-breakers – Be realistic about what you need and want.
✅ Work with the right realtor – Don’t settle. Your agent should be a trusted advisor.
✅ Avoid being house poor – Just because you’re approved for more doesn’t mean you should spend more.
✅ Inspect everything – Especially water damage, electrical systems, and hidden issues.
✅ Don’t sweat the paint or furniture – Focus on layout, light, and structure—those are harder to change.

Plus, I share bonus tips like talking to your insurance broker early, checking zoning laws, and answering your most common questions like:

  • “Should I buy now or wait?”

  • “Do I need 20% down?”

  • “Can I back out after making an offer?”

🎥 Watch the full video to learn all 14 steps and make your next move with confidence.

Have questions? Call, text, or email me anytime. I'm happy to help.

Comments(3)

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Gwen Fowler SC Lakes & Mountains 864-710-4518
Gwen Fowler Real Estate, Inc - Walhalla, SC
Gwen Fowler Real Estate, Inc.

New school is on buying now.  Houses are sitting on the market longer, interest rates are higher, harder to qualify for a loan--almost sounds like 1997 again.  Houses will be sold, loans will be made and people will move.  The process just takes a good conductor who understands the process and what is coming next.  Wonderful presntation.

Jun 11, 2025 09:08 AM
Will Hamm
Hamm Homes - Aurora, CO
"Where There's a Will, There's a Way!"

Hello Jean and thank you the great information in your blog on this Wednesday.  Make it a great rest of the Week.

Jun 11, 2025 09:10 AM
George Souto
George Souto NMLS #65149 - Middletown, CT
Your Connecticut Mortgage Expert

Jean Richer that is a winning strategy and simple to follow. 

Jun 11, 2025 10:37 AM