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Home Inspections Necessary in Florida

By
Real Estate Agent with RealtyOne MVP SL3627985

Home inspections are increasingly a necessary step in the home buying process. As homes age in Florida, they are often in need of repairs they don’t get, with deferred maintenance that gets overlooked. Home inspections can give home buyers peace of mind but also provide an assessment for homeowners.

In the Fort Myers area homes sustain damage from storms that often go undiscovered until it becomes a major problem. Roof and plumbing leaks from hurricanes have been known to develop as long as three years after a storm. HVAC systems can be damaged but still operate until they have issues related to storm damage up to two years after a storm.

Swimming pool pumps and systems can become weather beaten and operate inefficiently years after hurricanes go through an area.

Home inspectors examine plumbing, HVAC, home foundations, electrical wiring, roofs and many other components of homes. Choosing the right home inspector requires buyers to ask about the professional’s qualifications and experience, and what the state’s standards of practice require. Inspectors are often referred by their real estate agents.

Home inspections necessary step to home buyingThese days home inspections have become a necessary step in the home buying process and can be the difference between buying a home that is in decent condition with some issues that need to be resolved and a nightmare scenario that should be left to someone else.

Florida and every other state has its own code of conduct and ethics, a list of conditions that should be assessed, and how to become a licensed home inspector. The standards are a starting point for a home inspection, but potential home buyers should add to the list of items to be inspected.

Home buyers often review a sample home inspection report, contact a list of referrals and confirm that they can come to the inspection, which is advisable so they can get their questions about the property addressed. This is when buyers get to evaluate what the homes problems are. Just about all homes, condos and townhouses have some sort of problems. It’s a matter of degrees.

Home inspections necessaryThe structural integrity is also evaluated by home inspectors but if major structural issues are involved, additional experts may be needed to make evaluations. Structural engineers’ expertise come at a price but are sometimes the difference between buying a home in acceptable condition and buying a property that could have serious costly problems in the future.

These days home inspections typically run between $400 and $600 for a single family home, depending upon square footage. Swimming pools, hot tubs and solar panel assessments are usually extra.

Potential home buyers should be active participants in the home inspection process from beginning to end. Buyers should be observant throughout the process, making notes of stains on walls or ceilings, which could signal plumbing or roof leaks or smells that could signal mildew, or mold issues, which is a major issue in the state of Florida.

Home inspections necessary step to home buyingMost homes need repairs or updating but assessing the amount of work needed is an integral part of the inspection process and a buyer should leave the inspection or be provided with a written report detailing the inspectors findings.

Home inspectors are retained to provide an objective assessment of the property, not to advise buyers on whether they should buy a home or not. Home inspections may include:

  • Buyer’s Inspection
  • Pre-Listing/Seller’s Inspection
  • Commercial Building/Property Inspection
  • New Construction Inspection
  • New Construction Phase Inspections
  • 4-Point Inspection
  • 11-Month/Builder’s Warranty
  • Loan Draw Inspection
  • Re-Inspections
  • Wind Mitigation
  • Radon Testing
  • WDO/Termite Inspection
  • Water Testing
  • Mold Testing
  • Structural Inspection
  • Chinese Drywall Inspection
Posted by

Mike Colpitts sells and lists real estate in Fort Myers, Florida, including Fort Myers Beach, North Fort Myers, Cape Coral and Naples. Feel free to contact Mike through the form here or through his website, FortMyersAgent.com. Or call Mike at (239) 379-2552.

https://FortMyersAgent.com

Comments(6)

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Gwen Fowler SC Lakes & Mountains 864-710-4518
Gwen Fowler Real Estate, Inc - Walhalla, SC
Gwen Fowler Real Estate, Inc.

Mike Colpitts I use a professional to advise me on purchases over $10,000. I need a new car and I gave my list to a car shopper.  They do the test drives, give me reviews and let me know how many boxes each one checks off.  I pay them by the job and I will buy a new car by the end of the month with their help.  I expect them to get me the recalls and saftey issues, just as the home inspector gives you a list of issues, problems and structural things with their report.

Jun 17, 2025 06:18 AM
Mike Colpitts
RealtyOne MVP - Fort Myers, FL
Providing Customer Service the old-fashioned way!

Great point Gwen. Thanks!

Jun 17, 2025 06:52 AM
Carol Williams
Although I'm retired, I love sharing my knowledge and learning from other real estate industry professionals. - Wenatchee, WA
Retired Agent / Broker / Prop. Mgr, Wenatchee, WA

Hi Mike,
I believe a buyer should get a home inspection regardless of the age of a home... even new construction. An occupancy permit is one thing, a home inspection is a whole 'nother matter. I once had a home inspection (for a buyer) done on a completed new construction. It revealed the roof was not properly installed!!!

Jun 17, 2025 08:01 AM
GilbertRealtor BillSalvatore
Arizona Elite Properties - Chandler, AZ
Realtor - 602-999-0952 / em: golfArizona@cox.net

So very important. Great information. Thanks for sharing and enjoy your week! Bill 

Bill Salvatore, Realtor- Arizona Elite Properties

Jun 17, 2025 10:39 AM
Lew Corcoran
Better Living Real Estate, LLC - East Bridgewater, MA
Expert guidance. Exceptional results.

Thanks for sharing this thorough overview, Mike Colpitts. I appreciate how you highlight the importance of inspections in Florida’s unique environment and the need for buyers to stay engaged throughout the process. It’s valuable info that can really help folks make smarter choices when it comes to homeownership 😊.

Jun 17, 2025 12:55 PM
Mike Colpitts
RealtyOne MVP - Fort Myers, FL
Providing Customer Service the old-fashioned way!

Yep Carol sorry to say stuff like that happens all the time. As a former federal building inspector I've seen things I'd never imagine were possible but people are just people and too many don't take pride in their work. 

Jun 17, 2025 03:00 PM