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Stucco Verses Wood Frame and Building Codes

By
Real Estate Agent with Dick Betts National Speaker SL3537832

I get asked all the time which is better for the wind here in The Villages, FL block stucco or wood frame.  I tell people it is a matter of preference as both homes are built to the same building codes when it comes to withstanding wind.  You can see by the picture homes built in The Villages need to withstand 150 MPH which we haven’t seen.  You might feel more secure in block stucco, some think block stucco looks nicer than wood fame but hold on a minute!  I have a wood frame stucco home, yep The Villages built them and you can’t tell the difference just driving by.   

I am seeing people replacing vinyl siding with Hardie Board, don’t know what that is?  Here are parts of an email I got today:  “Think all Florida homes have to be stucco? Think again. Thanks to state-of-the-art resilient building techniques, wood frame construction with Hardie® products have what it takes to stand up to Florida’s unique climate. From hurricanes to humidity, homebuyers can be confident wood frame construction will protect them from Florida weather.

For those homebuyers who are hesitant about all-wood frame homes, you can reassure them that all-wood frame homes are engineered to meet the same stringent Florida building codes as block homes. Homes must comply with a rigorous inspection process that ensures every metal connector and fastener is securely in place to ensure a continuous load path from frame to foundation. When it comes to extreme weather, homebuyers can take added confidence that Hardie® siding is Engineered for Climate® and helps resist the impacts of windblown debris and is approved for installation in High Velocity Hurricane Zones.” 

PLEASE check with ARC and County if you are interested!

Dick Betts, REALTOR®

The Betts Team

LPT Realty

The Villages, Florida

717-860-3107 cell

www.DickBetts.com

Dick@DickBetts.com

#realestate #realtor #thevillagesflorida #homesincentralfl #thebettsteam #dickbettsrealtor #dickbetts #thevillages

Comments(4)

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Michael Jacobs
Pasadena, CA
Pasadena And Southern California 818.516.4393

Hello Dick - as an ActiveRain member, I continue to learn information, real estate-related and otherwise, that might not regularly catch my attention.  

Oct 05, 2025 04:36 AM
GilbertRealtor BillSalvatore
Arizona Elite Properties - Chandler, AZ
Realtor - 602-999-0952 / em: golfArizona@cox.net

Thanks for sharing, enjoy your weekend, and here's a GOOD LUCK to your favorite Football Team 🏈! Bill

Bill Salvatore / Arizona Elite Properties

Oct 05, 2025 04:55 AM
George Souto
George Souto NMLS #65149 - Middletown, CT
Your Connecticut Mortgage Expert

Dick Betts I will take there word that both materials can withstand 150 MPH winds.  I would not want to be part of testing that.  ☺️

Oct 05, 2025 11:39 AM
Lew Corcoran
Better Living Real Estate, LLC - East Bridgewater, MA
Expert guidance. Exceptional results.

Thanks so much for sharing this insightful post, Dick Betts. I really appreciate the clear comparison and the way you highlight the strengths of both stucco and wood frame homes. Your expertise helps us better understand what options are out there and the importance of building codes. This is truly valuable information for anyone considering a home in The Villages.

Oct 06, 2025 11:16 AM