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First-Time Homebuyer Checklist!!!

Reblogger GilbertRealtor BillSalvatore
Real Estate Agent with Arizona Elite Properties SA545073000

Good post by Keith, worthy of our re-share. Bill 

 

GILBERT ARIZONA HOMES FOR SALE, Bill Salvatore, AZVHV /
Helping Arizona Heroes, New-Construction Advantage, Realtor,
sell my house, 2025 Market, Chandler

Original content by Keith O. Royal, MAPA

What is the ultimate checklist Buyers can use before purchasing a home?

Here are my top four designed to navigate buyers through the process with precision and confidence.

So, before you start house hunting, make sure you’ve got these steps covered.

1. Check Your Finances

Review credit score and debt-to-income ratio. Also save for down payment plus closing costs.

2. Get Pre-Approved for a Mortgage

Make sure you get PreApproved and not just PreQualified. You also want to make sure you understand interest rates and know what you want your monthly mortgage payment to be.

3. Set a Realistic Budget

Don’t forget there’s property taxes, insurance, and maintenance.

4. Find a Real Estate Agent

Referrals are good but just make sure the Agent is as hungry as you are so you both are moving at the same pace.

 

 

KEITH O. ROYAL, MAPA, ABR®, AHWD

REALTOR® / e-Town Certified

Signing Agent/Notary

NEFAR Leadership Academy 2023

People’s Trust Realty

Bus Email: TheRealtorORoyale@gmail.com

Website: https://KeithRoyal.PeoplesTrustRealEstate.com

Comments(2)

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George Souto
George Souto NMLS #65149 - Middletown, CT
Your Connecticut Mortgage Expert

GilbertRealtor BillSalvatore this is a good list for even repeat Buyers.

Oct 30, 2025 05:34 PM
Laura Cerrano
Feng Shui Manhattan Long Island - Locust Valley, NY
Certified Feng Shui Expert, Speaker & Researcher

Again, you seem to have really nailed this fully! I especially agree with the realistic budget aspects. This is absolutely great!

Oct 30, 2025 11:34 PM