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Understanding Market Value vs. Appraised Value

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Real Estate Agent with Brokers Hub Realty SA514778000

When you’re pricing your home for sale, you need to understand two critical numbers: market value and appraised value.

Market value is what a buyer is willing to pay today, while appraised value is what a licensed appraiser determines through data and comparables.

The two don’t always match. Sometimes homes sell above appraisal due to demand, location, or upgrades. If you’re buying, this difference matters for your loan approval. Let me guide you through accurate pricing strategies that align with lender expectations.

I also break this down in my YouTube video on market vs. appraisal—so you’re never caught off guard during the process.

 #AppraisalTips #HomeValue #MarketValue #ArizonaRealEstate #ChrisDunhamRealtor  appraisal vs market value, home pricing, real estate appraisal, Chandler home values, listing strategy

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Chris Dunham
The Real Estate Guy™
602-321-6188
Chris@RLS8GUY.com

 

"Equal Housing Opportunity"


Brokers Hub Realty

Comments(5)

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Roy Kelley
Retired - Gaithersburg, MD

Good Saturday morning, Chris. 

Have a great day and a productive weekend.

Nov 08, 2025 05:18 AM
Gwen Fowler SC Lakes & Mountains 864-710-4518
Gwen Fowler Real Estate, Inc - Walhalla, SC
Gwen Fowler Real Estate, Inc.

Great post! You explained the difference between market value and appraised value so clearly — something many buyers and sellers misunderstand. It’s so important to set realistic expectations and know how these numbers impact financing. I love that you’re offering a YouTube video for deeper insight — that’s such a helpful resource for clients navigating today’s market!

Nov 08, 2025 05:58 AM
Michael Jacobs
Pasadena, CA
Pasadena And Southern California 818.516.4393

Hello Chris - understanding the ins/outs of real estate can be difficult especially when it concerns your personal home.  It isn't easy to see that loved property suddenly become thought of as another house for sale compared to others houses.  

Nov 08, 2025 06:29 AM
Will Hamm
Hamm Homes - Aurora, CO
"Where There's a Will, There's a Way!"

Hello Chris and great information on this Saturday that you are sharing in your blog with us.  Thank You.

Nov 08, 2025 10:18 AM
John Pusa
Glendale, CA

Hello Chris Dunham very valuable helpful detailed educational report for understanding market value vs. apprised value.

Nov 08, 2025 01:31 PM