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Nov. Challenge 1: A Letter That Changed More Than One Life

By
Services for Real Estate Pros with Immediate Home Solutions

Sometimes the work we do transcends business. It becomes something deeply human and touches you.

A few years ago, I came across a case involving a woman who had lost her home to foreclosure. She was around 72 years old, widowed, and aware that there were surplus funds owed to her from the foreclosure sale. Despite her efforts, she had been unable to recover the money. When I learned about her situation, I decided to step in.

I reached out to the State Treasurer’s office, hoping to get clarity. The Treasurer told me, “I know about this case, but I don’t think you’ll ever be able to help her and get her money.” That comment stuck with me, it wasn’t said with malice, but with resignation. Many people had probably tried and failed. But I wasn’t ready to accept that.

I made a series of calls, tracked down every lead, verified the proper paperwork, and when all the pieces were in place, I assigned one of my attorneys to the case. About thirty days later, the woman received her check: nearly $88,000.

A few days after that, I got a letter in the mail. It was handwritten, tear-stained, and full of gratitude. She thanked me repeatedly for helping her recover what she thought was lost forever. She said the money changed her life, but truthfully, her words changed mine.

At first, surplus recovery was just a business for me. But that moment reminded me why I do it. It’s not always about the money. It’s about giving hope back to people who thought all hope was gone.

That woman’s letter still sits in my desk drawer. Whenever I need a reminder of what integrity, persistence, and compassion can do, I read it again and it grounds me every single time. and puts a smile on my face.

Posted by

With Enthusiasm,

Jeffrey M. Richman

Comments(16)

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Pat Starnes-Front Gate Realty
Front Gate Real Estate - Brandon, MS
601-991-2900 Office; 601-278-4513 Cell

I am so touched by this, Jeffrey. This may be a business model for you, but to that woman, it was EVERYTHING. And what an incredible business model it is. Congratulations on your successful endeavors. 

Nov 04, 2025 02:38 PM
Jeffrey Richman

Hi Pat,

Thank you very much.  It was a very moving experience to be able to help her.

Nov 07, 2025 05:45 AM
Dorie Dillard Austin TX
Coldwell Banker Realty ~ 512.750.6899 - Austin, TX
NW Austin ~ Canyon Creek and Spicewood/Balcones

Good evening Jeffrey Richman ,

I love everything about what you did to help this poor woman. You literally changed her life and there is no money earned that is as powerful as knowing you made a difference in someone's life!

Nov 04, 2025 05:39 PM
Jeffrey Richman

Thank you so much, Dorie,

Helping her reminded me that the greatest rewards in life often come from simply doing the right thing for someone in need.

Nov 07, 2025 05:56 AM
Kathy Streib
Cypress, TX
Retired Home Stager/Redesign

Jeffrey= I love this story so much. Not many would have taken the time that you did . I'm sure with all of the hoops and mountains placed before you, it must have been challenging. And yet, you found this lady her money. Thank you!!!

Nov 04, 2025 07:23 PM
Jeffrey Richman

Thank you so much, Kathy.

It was one of those moments that reminded me why helping people will always mean more than any paycheck ever could.

Nov 07, 2025 05:48 AM
Lynn B. Friedman CRS Atlanta, GA 404-617-6375
Atlanta Homes ODAT Realty - Love our Great City - Love our Clients! Buckhead - Midtown - Westside - Atlanta, GA
Concierge Service for Our Atlanta Sellers & Buyers

Jeffrey Richman 
Your help was more than a life-saver for that woman! Her note certainly is "a reminder of ... integrity, persistence, and compassion" 
Good on you! Lynn 

Nov 04, 2025 07:52 PM
Jeffrey Richman

I truly appreciate your kind words, Lynn.

Her story was a reminder that persistence and compassion can move mountains when others have given up.

Nov 07, 2025 05:48 AM
Debra Leisek
Bay Realty,Inc Homer Alaska - Homer, AK

This is the kind of thing that makes life worthwhile. Job well done Jeffrey Richman 

Nov 04, 2025 11:58 PM
Jeffrey Richman

Thank you, Debra,

Those moments when you can truly change someone’s life make all the effort worthwhile.

Nov 07, 2025 05:49 AM
Patricia Feager
Referral Specialist - DFW FINE PROPERTIES - Flower Mound, TX
Licensed to April 2027

Jeffrey Richman - It is stories like this that made Reader's Digest so successful. It took a lot more than trying to reach the right people at the State's Treasury Office - it took an angel on earth to help that woman get her money. Thanks to you (and maybe her husband up there) who successfully received a miracle. I can only imagine her receiving that money holding the letter in her arthritic hands with tears pouring down her face. 

Nov 05, 2025 02:36 AM
Jeffrey Richman

Patricia, your message moved me,

Thank you. You painted the scene perfectly; it was pure grace to be part of her miracle.

Nov 07, 2025 05:50 AM
Michael Jacobs
Pasadena, CA
Pasadena And Southern California 818.516.4393

Hello Jeffrey - I can understand why this letter is a "keeper".  

Nov 05, 2025 03:08 AM
Jeffrey Richman

Thanks Michael.

Yes, that letter will always remind me that integrity and persistence still matter in this world.

Nov 07, 2025 05:50 AM
Nina Hollander, Broker
Coldwell Banker Realty - Charlotte, NC
Your Greater Charlotte Real Estate Broker

Of my goodness, Jeffrey... I had tears in my eyes reading this. And you deserved every bit of praise and thanks you received.

Nov 05, 2025 05:15 AM
Jeffrey Richman

Thank you, Nina,

Her gratitude touched me just as much as her story inspired me.

Nov 07, 2025 05:51 AM
Kat Palmiotti
eXp Commercial, Referral Divison - Kalispell, MT
Helping your Montana dreams take root

What a beautiful story - you both had a hugely positive impact on each other. Kudos.

Nov 05, 2025 05:22 AM
Jeffrey Richman

I appreciate that, Kat.

It’s amazing how two lives can be changed at the same time through one act of compassion.

Nov 07, 2025 05:52 AM
Brian England
Ambrose Realty Management LLC - Gilbert, AZ
MBA, GRI, REALTOR® Real Estate in East Valley AZ

Wow, that is so cool that you were able to do that for the woman!  Everyone should be able to easily get what they are owed, but that is definitely not the case most of the time.

Nov 05, 2025 05:41 AM
Jeffrey Richman

Thanks, Brian.

You’re right.  So many people struggle to get what’s rightfully theirs, and I’m just glad I could help make it right this time.

Nov 07, 2025 05:52 AM
Lew Corcoran
Better Living Real Estate, LLC - East Bridgewater, MA
Expert guidance. Exceptional results.

Wow, this post really hit home, Jeffrey Richman. Thank you for sharing such a powerful reminder that real impact often starts with quiet persistence and a heart that refuses to give up 💛. Stories like this don’t just inform us. They move us!

Nov 05, 2025 12:26 PM
Jeffrey Richman

Thank you, Lew.

Your words perfectly capture the heart of it. It’s persistence and empathy that create real impact.

Nov 07, 2025 05:53 AM
Anna "Banana" Kruchten
Retired Broker/Owner - Phoenix, AZ
602-380-4886

Jeffrey what you did to help that lady is so awesome.  It's hard to believe being in her situation and everyone didn't think she had a chance.  But you did - and made it happen. Game changer is so many ways for her - and you.  Well done my friend! 

Nov 06, 2025 09:34 AM
Jeffrey Richman

Hi Anna,

Thank you for your beautiful message. Seeing hope restored in her eyes was one of the most rewarding moments of my career.

Nov 07, 2025 05:54 AM
Dr. Paula McDonald
Beam & Branch Realty - Granbury, TX
Granbury, TX 936-203-0279

What a wonderful letter to receive. Well done! Thank you for sharing this.

Nov 06, 2025 04:21 PM
Leanne Smith
Dirt Road Real Estate - Golden Valley, AZ
The Grit and Gratitude Agent

What a touching story and again reaffirms the quote "No one cares how much you know until the know how much you care." Congratulations on a well deserved feature.

Nov 07, 2025 08:47 AM
Jan Green - Scottsdale, AZ
Value Added Service, 602-620-2699 - Scottsdale, AZ
HomeSmart Elite Group, REALTOR®, EcoBroker, GREEN

What a great story of human kindness at it's best!  Working to help her find those lost dollars was a gift!  She was hopeless and probably not doing so well.  What a wonderful way to showcase your "team" of people to do the right thing for soneone.  Great job even when there was no home to sell and no compensation involved"  Truly altruistic!

Nov 07, 2025 12:15 PM
Nick Vandekar, 610-203-4543
Realty ONE Group Advocates 484-237-2055 - Downingtown, PA
Selling the Main Line & Chester County

Jeffrey Richman I love this post, you went above and beyond, not getting discouraged by others attitudes or failures. You pushed on and persevered getting to the root of the issue and getting a result that changed this lady's life. Well done my friend.

Nov 13, 2025 06:43 AM