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Ask An Ambassador: About The Fluff

By
Real Estate Agent with Transaction Alliance 513.520.5305 www.WarrenCountyOhioRealEstate.com SAL.2002007747

I'm a few days short of a year since my retirement from my engineering job.

Of course, there were adjustments in my life.  Suddenly I had 40-50 hours a week back.  No commutes to work.  No thinking about what to pack for lunch.  No business deadlines.  The realization that I didn't have some excuses that I had before, and it was time to drop some pounds. 

And some adjustments in our real estate business too.  I had a retirement pension and 66 weeks of severance pay coming at the same time (there are some perks for 33 years of work for the same company), so we could be even more selective about our clients.  That meant fewer "fluffy" clients, buyers that aren't really motivated to buy, sellers that aren't willing to listen to what the market is speaking.  Nothing warm and fuzzy about spending time that you know will have no payoff at the end.

Flash forward to last June and my old job called me back as a Kelly temp doing the exact same work I did before, but this time without the fluff.  Just 20 hours a week, completely flexible schedule, fully remote.  I went in to the office about 5 times over the first two weeks to say hello, get a laptop, catch up on any procedure changes, and get full access to the online tools I needed.  

Meetings are minimal.  Extra projects?  Not happening.  My tasking is solely to focus on the core tasks of the role.  Net effect?  I'm getting as much done in my 20 hours as I used to get done in 40+ before because the fluff is gone.  I enjoy the work and the people I work with.  And even better for the team is it frees up other team members with different skill sets to do what they do best while I do what I do best.

The net for me personally of cutting out a bunch of the fluff?  A better work-life balance then I've had in a long, long time.  I'm a 40 pound bag of kitty litter lighter (although that's not to say I couldn't lose more!).  My heart has had a tendency for years to skip beats due to afib, but I managed a 4 month stretch this year with zero irregular beats.   I still have the occasional afib incidents, but instead of dragging on for days, maybe even more than a week, most times I return to normal heart rhythm within a day or two.

Our new house is getting closer to being done (this is the one aspect of our lives that has gone much, much slower than we expected!).  Hickory floors installed and sealed.  Interior painting done.  Doors and trim done.  Patio poured, deck ready for railings.  Solar system and batteries installed.  Cabinets, counters and appliances going in soon.  Bath tiling in progress.   Early 2026 is looking good.

Once we move, I'll have to reevaluate where the fluff is in my life, and what I need to change with the new conditions, but isn't that a part of life for all of us?  Recognizing when change is needed, and deciding how to make it happen.  Be it work or personal, very few things in life are static and without some level of change. It shouldn't take a major life change to make us take action, yet, we often need that extra little push don't we?

So if I can give you that nudge, go make the changes you know you need to make.  Refer out the fluffy clients.  Stop with the real estate activities that deep inside you know are just fluff.  Do more of what you enjoy.  Work with the clients that WANT to work with you and respect you.

Bye bye fluff.

Until next Tuesday, just Ask An Ambassador if you need help (I won't consider you fluff!),

Bill & Liz aka BLiz

Posted by

Serving Warren County Ohio & Adjacent Areas

The Liz Spear Team of Transaction Alliance
Elizabeth Spear, ABR, Ohio License SAL.2002007747

William (Bill) Spear, Ohio License SAL.2004011109 
Ask for us by name if you visit the office!

EHO
Bill Direct:  513-520-5305
Liz Direct: 513-265-3004     
Fax: 866-302-8418

MailTo:  Liz@LizSpear.com

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Comments(21)

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Michael Jacobs
Pasadena, CA
Pasadena And Southern California 818.516.4393

Hello Bill (and Liz too) - I'm with Kat Palmiotti - out Out OUT Fluff!

Nov 18, 2025 05:30 AM
Liz and Bill Spear

Almost Shakespearean :)

Nov 18, 2025 01:17 PM
Wayne Martin
Wayne M Martin - Oswego, IL
Real Estate Broker - Retired

Good morning Bill. I seem to attract "fluff" in retirement and I don't deal with clients anymore. Your post is a reminder to shed some of that "fluff". Thanks for the reminder that I should start immediately. Enjoy your day.

Nov 18, 2025 05:44 AM
Liz and Bill Spear

What I look forward to is adding fluff of my choosing at a later date!

Nov 18, 2025 01:18 PM
Brian England
Ambrose Realty Management LLC - Gilbert, AZ
MBA, GRI, REALTOR® Real Estate in East Valley AZ

I love that you are in a position where you don't have to work with the fluffy clients since I always dread having to work with them, haha.

Nov 18, 2025 06:02 AM
Liz and Bill Spear

Brian, I figured out some time back that some clients just aren't worth the potential paycheck.  My stress levels have a cost too.

Nov 18, 2025 01:18 PM
Alan May
Jameson Sotheby's International Realty - Evanston, IL
Home again, home again...

This is the fluffy life to hope for... and if I'm allowed to say this, without coming off sounding pompous... I'm really proud of you.

Nov 18, 2025 06:47 AM
Liz and Bill Spear

Just this one time my friend, I'll allow it :)

Nov 18, 2025 01:19 PM
Gwen Fowler SC Lakes & Mountains 864-710-4518
Gwen Fowler Real Estate, Inc - Walhalla, SC
Gwen Fowler Real Estate, Inc.

Your message hits home. Clearing out the fluff, whether in work or in life, has a way of sharpening everything that matters. What you describe is a reminder that permission to simplify doesn’t need to come from a major shift, though it often takes one for us to finally act. Focusing on motivated clients and meaningful tasks isn’t just more productive, it’s healthier. Congratulations on finding a rhythm that serves you well and on the progress with the new home. That balance you’ve carved out is something many of us are still working toward.

Nov 18, 2025 06:59 AM
Liz and Bill Spear

It's still not perfect, but I've moved in the right direction.  Still need to set aside more time for fun, but the furballs often have other plans for me...is it dinner yet??? :)

Nov 18, 2025 01:20 PM
Nick Vandekar, 610-203-4543
Realty ONE Group Advocates 484-237-2055 - Downingtown, PA
Selling the Main Line & Chester County

Makes you wonder how your old company didn't remove the fluff before your retired. Glad you are achieving so many of your goals and that your house is coming along.

Nov 18, 2025 07:40 AM
Liz and Bill Spear

I don't think the fluff totally goes away, it just gets transferred to others.  

Nov 18, 2025 01:21 PM
Dorie Dillard Austin TX
Coldwell Banker Realty ~ 512.750.6899 - Austin, TX
NW Austin ~ Canyon Creek and Spicewood/Balcones

Good morning Bill,

Can't wait to see your home completed! We need photos as you are coming close to move in! I'm with you..cut the fluff and do more of what brings you joy, work with clients that WANT to work with you and value your expertise! 

Nov 18, 2025 07:46 AM
Liz and Bill Spear

We get photos from my in-laws, one of the neighbors and sometimes the builder updates the online link, but nothing like being there ourselves, which we have not since last December.

Nov 18, 2025 01:22 PM
Hannah Williams
HomeStarr Realty - Philadelphia, PA
Expertise NE Philadelphia & Bucks 215-820-3376

Liz and Bill Spear  I adore your picture, and I almost called you this morning. 

Nov 18, 2025 09:57 AM
Liz and Bill Spear

That's our oldest Chihuahua Bunny, all cuddled up on the couch a few years ago.  She's about 16 now, cloudy eyes, and can't jump up on the couch under her own power, but otherwise is doing very well.

Nov 18, 2025 01:23 PM
Anna "Banana" Kruchten
Retired Broker/Owner - Phoenix, AZ
602-380-4886

Bill this is such an important message on every level both business and personal.  Good for you for making some changes and taking off the lbs. I bet you feel much better. As for fluff in business I totally agree.  That is how I operated for years.  Less hours and just the right amount of clients (mostly referrals).  Now, that my health is getting back inline I want to figure out what's next.  And your post is so perfect for me - thank you!

 

Featured in BananaTUDES

 

Nov 18, 2025 10:03 AM
Liz and Bill Spear

Overall I do feel better.  I'm still paying for my years of soccer goalie fun, and one more reason we built a ranch home :)
A lot of our clients (especially patio home buyers) tend to be one and done.  Their kids already have their own agents.  So I'm reliant on our internet presence to keep new clients coming.

Nov 18, 2025 01:25 PM
Anna "Banana" Kruchten

I can relate to the sports thing Bill.  I typically laugh when people ask me why I'm not hiking or golfing right now - and then say "I'm an old washed up athlete"!  Which is true!

Nov 19, 2025 09:35 AM
Patricia Feager
Referral Specialist - DFW FINE PROPERTIES - Flower Mound, TX
Licensed to April 2027

Liz and Bill Spear -

Bill, it's hard to believe your future started before your official retirement. You started out on the right path making good choices about your weight and overall health. Dealing with less stress and losing weight has to be a wonderful feeling. You've shared so much of your life story that is truly remarkable. By now, I think it's safe to say job security is ancient history. But your company had been good to you throughout the transition - obviously you are a man of integrity who is deeply trusted. Although there may be days when the new construction seems to drag on, it's about the quality and the time it takes to do things the right way. Weather permitting is part of the unknown challenges - materials and labor too. You have communicated honestly with us about all that you have/are going through. Thank you, I truly admire who you are and how you've stayed committed to achieving your goals.

Dealing with fluff is essential because it creates efficiency and increased productivity. I wish you the very best.

Nov 18, 2025 10:12 AM
Liz and Bill Spear

We had to change lanes.  We started building on the promise of fully remote work being okay, then changes in management, policy, budget and "retirement/severance" became the best option.   Happy to be back in a part time fully remote role, so it's a win for all of us.  I made sure doors were left open as I left, so it made it easy for them to call me back, no meals of crow required :)

I knew job security was always a risk, that's what led me to having the dual career with real estate.   The path has been a little different than I expected, but that's just part of life.  God puts us where we're supposed to be, when we're supposed to be, and I trust that it will work out.

Nov 18, 2025 01:28 PM
George Souto
George Souto NMLS #65149 - Middletown, CT
Your Connecticut Mortgage Expert

Bill I retired from doing mortgages about two years ago, but became the Republican Registrar of Voters in town.  It is a part time job with flexible hours for most of the year, except at election time.  By doing this it has eliminated much of the Fluff that I would probably be dealing with otherwise.

Nov 18, 2025 10:53 AM
Liz and Bill Spear

Trading one form of chaos for another? :)
I do enjoy the flexibility right now.  Other than the occasional meeting, my hours are totally at my discretion.  I need to go something else all day?  No problem!  There's always tomorrow!

Nov 18, 2025 01:29 PM
Jeffrey DiMuria 321.223.6253 Waves Realty
Waves Realty - Melbourne, FL
Florida Space Coast Homes

Someone (like me) who is (or has been) a real estate broker for a VERY long time, does not have anything to fall back on (like a pension). I have done a pretty good job for retirement, but I am envious! 

Nov 18, 2025 01:11 PM
Liz and Bill Spear

A lot of hours and trade-offs working dual career.  My last travel somewhere besides to visit my parents type vacation was in 2018.  I'm sitting on 700,000 Delta Skymiles, so hopefully after our move I can start rebalancing that aspect of my life.

Nov 18, 2025 01:31 PM
Laura Cerrano
Feng Shui Manhattan Long Island - Locust Valley, NY
Certified Feng Shui Expert, Speaker & Researcher

Hi Liz and Bill, I’m always down for some fluff and some cuddly stuff and giving some treats and belly rubs. :)) A

Nov 18, 2025 09:20 PM
Liz and Bill Spear

Bunny the Chihuahua (in the picture) also loves a good belly rub :)

Nov 19, 2025 05:52 AM
Dr. Paula McDonald
Beam & Branch Realty - Granbury, TX
Granbury, TX 936-203-0279

That is great news for you. And, I hope to see pictures of the new home soon.

Nov 19, 2025 05:29 AM
Liz and Bill Spear

We're getting there.  Various roadblocks that come with building something different, but we're working through them.

Nov 19, 2025 05:53 AM
Brenda J. Andrew
Aqua Terra Real Estate, LLC. - Willis, TX
Broker/REALTOR in N Houston & Corpus Christi

Good morning Bill.  I am slightly jealous of your retirement, but I believe everything is working out just like it should for you.  It is a win/win.  I appreciate this reminder of the fluff.  I’ve got a client I wanted to drop a month ago.  My husband is a Realtor also and he encouraged me to finish out the listing.  Here we are a month later, of course nothing has changed except we finally got a contingency off they accepted, then we get a better back up offer a few days later.  Of course it is my fault they took the contingency offer.  The contingency people decided to waive the contingency so now the sellers are upset with me they cannot move forward with the backup at this point.  Oh well, you win some and you lose some.  I should have gone with my gut and let them go.  The fluff is trying to give me a heart attack!  Anyway, I will definitely stick to my guns the next time.  Life is too short to work with the ones who don’t appreciate, or want to cause more drama than it’s worth!  Enjoy your retirement/semi retirement.  Can’t wait to see photos of this house.  I’ve been popping in and out of the rain but have seen post on it for a while!  It will get there.  Best wishes.

Nov 19, 2025 06:14 AM
Vickie Teel
RE/MAX PALM REALTY - Port Charlotte, FL
Sharing Florida sunshine one homeowner at a time!

Congrats on your “semi” retirement and your new home.  How exciting to move into that next chapter.  This post really did make me stop and think about any fluff I could get rid of.  Thank you for that

Nov 19, 2025 06:26 PM
Liz and Bill Spear

We're having our share of hiccups with the build, but we're getting there.

Nov 20, 2025 04:57 AM
Carol Williams
Although I'm retired, I love sharing my knowledge and learning from other real estate industry professionals. - Wenatchee, WA
Author, Golfer, Retired Broker, Wenatchee, WA

Hi Bill,
Fluff Be Gone... personal, professional, all of it! 

As I often say, the only constant is change. Those who resist it miss the chance to grow into the next, often better, version of themselves. 

It's great to hear the house is getting close to move-in ready. 

Nov 20, 2025 05:27 AM
Liz and Bill Spear

We're anxious to get this next chapter started.   A lot of changes in the last year, more to follow!

Nov 21, 2025 08:08 AM
Tammy Lankford,
Lane Realty Eatonton, GA Lake Sinclair, Milledgeville, 706-485-9668 - Eatonton, GA
Broker GA Lake Sinclair/Eatonton/Milledgeville

Sounds like a great plan to me.  I'm looking forward to doing what you are doing now in about 4 or 5 years. (When it's my Donald's time to retire I'm going with him)  Not sure if we'll build here, that really depends on my family life at that time.  Right now I'm "here" because my parents are still here and need me to be here.

Nov 20, 2025 09:34 AM
Liz and Bill Spear

Our new location puts us within 30 minutes of most of Liz's family, and just a bit over 3 hours from my parents (which is about half my current drive time to their place).

Nov 21, 2025 08:09 AM
Ginger Harper
Coldwell Banker Sea Coast Advantage~ Ginger Harper Real Estate Team - Southport, NC
Your Southport~Oak Island Agent~Brunswick County!

Cute post.  Thanks for sharing this with us.

 

Nov 20, 2025 04:21 PM
Liz and Bill Spear

You're welcome!

Nov 21, 2025 08:09 AM
Kathy Streib
Cypress, TX
Retired Home Stager/Redesign

Bill- unless you're a pillow, going fluffless is the way to go. Life is too short to have to wade through pointless people, things, and meetings. When I staffed offices, I loved what I did but hated it when we grew and office politics came aboard.  Meetings were a showcase for people who needed to say something just to look as if they had something to say.

I'm happy to hear the poundage is on the decline and that you've lessened your periods of a-fib. 

Question- when you move, will you, if you want, still be able to do remote work for your company?

By the way...as much as I miss many things about FL, being closer to family has been the best thing we could have done. 

 

Nov 29, 2025 05:31 PM
Liz and Bill Spear

Kathy Streib , my current Kelly contract is up at the end of December, but I expect it to be extended.  Whether that's a 6 month or a year, I don't know.  There's potential for it to go for years if they're not willing to hire someone full time permanent to fill my old role.  Bottom line, as long as they are open to it, and I still want to do it, I can continue this 20 hours a week from our new home.  One of the things I like best with the current role is the scarcity of meetings, and obviously in my role politics isn't something I'm concerned about.  What do you need done?  I'll get 'er done :)

Nov 29, 2025 06:42 PM