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When the Microphone Turns Off...

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Education & Training with Although I'm retired, I enjoy sharing my knowledge and learning from other real estate industry professionals.

“The best lines always arrive right after the conversation ends.”

I had a lot of fun chatting with Margaret Rome Baltimore 410-530-2400  on her radio show All About Real Estate! on Sunday. We talked about my book The ABCs of Life: Letters to My Granddaughter, what “refirement” means to me, and how real estate lessons apply to life. 

Have you ever had a conversation and thought about what you wish you'd said after it's over? 

That was me last Sunday after being a guest on Margaret’s radio show. We had about forty minutes to talk, which went by very quickly... as all of my conversations with Margaret do.  

I spent thirty years in real estate before I retired. Retirement has turned into "Refirement" for me. Retirement sounded too much like winding down, and I had no intention of doing that. Refirement means lighting up in new ways.

As you all know, the book started as a single letter for an ActiveRain Challenge in 2024. When I began writing, I wanted to leave something lasting for my granddaughter Michelle... a legacy she could read long after I’m gone. Over time, with much encouragement from you, I understood these weren’t just lessons for her. They were lessons life and real estate had both taught me: how to adjust, handle challenges, and keep moving forward.

That theme shows up in one of my favorite letters... K for Kangaroo. Because of their long back legs and short front legs, Kangaroos can’t move backward easily, and neither should we. Life’s too short to keep hopping in reverse.

And then there’s V for Velcro. Some things are meant to stick: kindness, integrity, laughter, and the people who cheer you on. Others are meant to be peeled off, like guilt, regret, or saying yes when you want to say no. 

Margaret asked what I miss most about selling real estate. That answer, of course, was simple...the people. Meeting clients, making new friends, hearing their stories, solving problems, and celebrating new beginnings. I even miss a good negotiation, but not the paperwork!

Whether you’re new to the business or decades in, I believe real estate is one of the best teachers around.

For new agents:
Get a mentor. The licensing test won’t teach you how to run a business.
Choose your brokerage carefully. Promised training isn’t always delivered.
Pick a niche and become the go-to expert.

For seasoned agents stuck in a rut:
If something isn’t working, change it.
Create systems — they save your sanity.
And remember, you can’t be everything to everyone. Be selective, and be authentic.

Real estate gave me a lifetime of lessons, but life gave me a few more:

You don’t have to do everything alone. It’s okay to ask for help.
Things don’t have to be good for good to come from them.
And you’re never finished (until your last breath). There’s always more if you choose more.

I’ve learned to love my age (despite its challenges), embrace curiosity, and see every day as an adventure. Golf, travel, writing, community... they’re all part of my refired life.

When the show ended, I couldn’t help but think of all the little stories and lessons I wanted to squeeze in. But that’s the beauty of refirement, there’s always another opportunity to share, learn, and connect.

Many of you have my book, and I thank you for that! If you don't and would like to read more of the stories behind my journey, and recall a few of your own reflections along the way,  I invite you to explore The ABCs of Life: Letters to My Granddaughter on Amazon. It’s available in paperback, Kindle, and free with Kindle Unlimited.

Maybe it will inspire you to write your own letters to your children, grandchildren, clients, or even to yourself. 

Thank you, Margaret Rome, for such a lovely conversation. 

Posted by

Carol Williams

"Information is FREE.
Knowledge, Experience & Integrity Are Priceless."

- Carol Williams

Retired: Real Estate Broker/Owner, Property Manager 
Coaching, goal setting, and marketing consultant

Active: Golf & Travel Blogger
"Golf isn't a sport. It's a lifestyle."
SeniorWomenGolfers.com
TopTeamCarol@gmail.com
 

Whatever You're Doing, Make It Fun!



Comments(17)

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Michael Jacobs
Pasadena, CA
Pasadena And Southern California 818.516.4393

Hello Carol - lightbulb moments continue. . .   

Dec 18, 2025 03:35 AM
Carol Williams

Hi Michael Jacobs 
I hope they continue until I take my last breath. 

Dec 18, 2025 05:44 AM
Nina Hollander, Broker
Coldwell Banker Realty - Charlotte, NC
Your Greater Charlotte Real Estate Broker

Amen and 100% to this, Carol: "And remember, you can’t be everything to everyone. Be selective, and be authentic." This is important advice for all of us whether we are real estate agents or not. In real estate too many agents think they will lose business by being selective or something they are not. And it's just the opposite... the more selective and authentic we are the more great business and clients we attract.

Dec 18, 2025 04:44 AM
Carol Williams

Hi Nina Hollander, Broker 
The more selective we are, the better clients (and referrals) we get. 

Dec 18, 2025 05:45 AM
Gwen Fowler SC Lakes & Mountains 864-710-4518
Gwen Fowler Real Estate, Inc - Walhalla, SC
Gwen Fowler Real Estate, Inc.

Carol, this is a beautiful reflection on legacy, learning, and what it truly means to keep moving forward. Your idea of refirement resonates deeply, not as slowing down but as sharing wisdom in new and meaningful ways. The lessons woven from real estate into life are timeless, especially the reminders about mentorship, authenticity, and letting go of what no longer serves us. Thank you for continuing to inspire and encourage all of us, both on and off the microphone.

Dec 18, 2025 04:50 AM
Carol Williams

Thanks, Gwen Fowler SC Lakes & Mountains 864-710-4518 
I appreciate the inspiration I receive here. 

Dec 18, 2025 05:46 AM
Brian England
Ambrose Realty Management LLC - Gilbert, AZ
MBA, GRI, REALTOR® Real Estate in East Valley AZ

Talking with Margaret Rome Baltimore 410-530-2400 always brings beautiful thoughts to mind!

Dec 18, 2025 04:58 AM
Carol Williams

It's always fun to talk to Margaret! 

Dec 18, 2025 05:46 AM
Margaret Rome Baltimore 410-530-2400

And it's always fun to talk to Brian England and Carol Williams 

Dec 18, 2025 05:58 PM
Kat Palmiotti
eXp Commercial, Referral Divison - Kalispell, MT
Helping your Montana dreams take root

Refirement! I love it! Yes indeed, we all need to find new things to fire us up! Great post!

Dec 18, 2025 05:24 AM
Carol Williams

Thanks, Kat Palmiotti 
You know all about Refirement! It's a word I have added to my dictionary. 😊

Dec 18, 2025 05:47 AM
Wayne Martin
Wayne M Martin - Oswego, IL
Real Estate Broker - Retired

Good morning Carol. Refirement covers it well! And thinking about what you left out when the microphone went off is a testimony to your retirement. Enjoy your day.

Dec 18, 2025 05:44 AM
Carol Williams

Hi Wayne Martin 
We only had about 40 minutes of talking time, so there was bound to be a lot more to talk about!  Maybe another time!

Dec 18, 2025 06:29 AM
Dorie Dillard Austin TX
Coldwell Banker Realty ~ 512.750.6899 - Austin, TX
NW Austin ~ Canyon Creek and Spicewood/Balcones

Good morning carol,

You have coined a new word "refirement." I like it! Certainly creates a visual of how you choose to live your life!

Dec 18, 2025 06:01 AM
Carol Williams

Hi Dorie Dillard Austin TX 
I'm not sure if I coined it first or someone else did... but it's a great word!

Dec 18, 2025 06:29 AM
Roy Kelley
Retired - Gaithersburg, MD

Good Thursday morning, Carol. Thank you very much for sharing your experience and advice.

Dec 18, 2025 08:05 AM
Carol Williams

You're welcome, Roy Kelley 
Enjoy your day! 

Dec 20, 2025 06:34 AM
Ed Silva, 203-206-0754
203-206-0754 - Waterbury, CT
Retired Real Estate Broker

Carol Williams    How fun that the cessation was taking place across the country. I have had times when I wish there was at least a 1-minute delay because of what I had said that I shouldn't have. Never good when the mouth is faster than the brain.

Dec 18, 2025 09:11 AM
Carol Williams

Hi Ed Silva, 203-206-0754 
I don't think I said anything embarrassing. 😂

Dec 20, 2025 06:35 AM
Will Hamm
Hamm Homes - Aurora, CO
"Where There's a Will, There's a Way!"

Hello Carol and I wish I would listen to her show more often, I seem to forget more about it doing football season.

Dec 18, 2025 10:02 AM
Carol Williams

I know what you mean, Will Hamm 
It comes on at 9 am Pacific time and by the time I think about it, it's already over. I need to set a reminder. 

Dec 20, 2025 06:35 AM
Kathleen Daniels, Probate & Trust Real Estate Svcs.
KD Realty - 408.972.1822 - San Jose, CA
Probate Real Estate Services

Yes, why does that happen - oh, I should have said this.

Or why did I say that! 

Refirement is the way to be after retirement, which sounds like death! 

Dec 18, 2025 11:01 AM
Carol Williams

Good morning, Kathleen Daniels, Probate & Trust Specialist 
I am much more clever AFTER the microphone goes off. 😂

Dec 20, 2025 06:37 AM
Kathleen Daniels, Probate & Trust Real Estate Svcs.

👍                                                         

 

Dec 20, 2025 11:09 AM
George Souto
George Souto NMLS #65149 - Middletown, CT
Your Connecticut Mortgage Expert

Carol Williams in my opinion you have a very good handle on refirement!  You have refined it.

Dec 18, 2025 01:23 PM
Carol Williams

Thank you, George Souto 
It's a different journey for everyone. I know you're defining refirement in your own way. 

Dec 20, 2025 06:38 AM
Joan Cox, Retired Broker/Owner
Denver, CO
Enjoying Every Day to Its Fullest!

Sorry to have missed your radio show Carol!   I did read all your posts from Michelle's letters.

Dec 18, 2025 02:51 PM
Carol Williams

Hi Joan Cox 
I haven't listened to the reply yet. I'm not sure I want to, even though I don't think I said anything embarrassing. 😂

Dec 20, 2025 06:39 AM
Margaret Rome Baltimore 410-530-2400
HomeRome Realty 410-530-2400 - Pikesville, MD
Sell Your Home With Margaret Rome

Carol Williams, Love having you as my guest. You were great!  Here is the recording of Sunday's show.

 All About Real Estate with Margaret Rome 12.7.25

Dec 18, 2025 06:07 PM
Carol Williams

Thanks, Margaret Rome Baltimore 410-530-2400 
I haven't listened to the replay yet. I'm on the road again for a few days, so I'll find a time soon. 

Dec 20, 2025 06:39 AM
Lew Corcoran
Better Living Real Estate, LLC - East Bridgewater, MA
Expert guidance. Exceptional results.

Your reflections on refinement and the way those life lessons weave through real estate and family felt so warm and full of heart, Carol Williams 🙂. I loved how you tied those stories to growth, curiosity, and the courage to keep moving forward, and I’m glad you shared this glimpse into your journey. Thanks for offering something that lingers long after the last line.

Dec 19, 2025 11:54 AM
Carol Williams

Thanks, Lew Corcoran 
It's been quite a journey. 😊

Dec 20, 2025 06:40 AM
Mark Don McInnes, Sandpoint-Idaho
Sandpoint Realty LLC - Sandpoint, ID
North Idaho Real Estate - 208-255.6227

Carol, you hit a biggee in here for me.  The importance, ability, to say NO.  It is a gift and one that takes a practiced effort.  m

Dec 20, 2025 03:00 AM
Carol Williams

Absolutely, Mark Don McInnes, Sandpoint-Idaho 
It is a good skill to have.

Dec 20, 2025 06:42 AM
Jeff Dowler, CRS
eXp Realty of California, Inc. - Carlsbad, CA
The Southern California Relocation Dude

Hi Carol:

There's lots of wisdom in your post, as there no doubt was in your conversation with Margaret. I suspect you two could have talked for hours!

I'm sorry I was not able to tune in, but than for giving us a hint about the contents of the show!.

Jeff

Dec 20, 2025 10:39 PM