By Adam Chubbuck
Navy Veteran | #18 Ranked Maryland Realtor (54 Sales, $28M+ Volume in 2025)
Team Leader – Team Alpha Charlie at Douglas Realty | Top 0.5% Statewide
Happy New Year, Maryland! As we kick off 2026, the housing market is showing real promise—moderate price growth, easing mortgage rates, rising inventory, and a more balanced environment for buyers and sellers alike.
After closing 54 transactions and over $28 million in volume in 2025 (earning me the #18 spot out of 20,000+ Maryland Realtors), I'm excited about what this year holds. Bright MLS, Zillow, and Realtor.com forecasts point to a healthier market, with Trump's housing reforms adding potential tailwinds for affordability and supply.
Key 2026 Maryland Housing Market Highlights
- Home Prices: Steady 2–4% appreciation statewide (Bright MLS). In Anne Arundel County, expect 3–5% growth in desirable areas like Severna Park and Pasadena—sustainable gains without the frenzy.
- Mortgage Rates: Settling in the low-6% range (6.2–6.3% average forecast). That's $200–$400/month savings on a $400K loan compared to 2025 peaks.
- Inventory & Sales: Up 15–20% more homes for sale, with transactions rising 5–10%. More choices mean better negotiation for buyers and quicker sales for sellers (my team's average: 6 days at 102% of list).
- Local Hot Spots: Fort Meade/NSA demand keeps Severn and Odenton strong; waterfront in Annapolis sees premium but stable growth; Glen Burnie offers great value for first-timers.
Trump's "aggressive" reforms—cutting red tape on construction and boosting supply—could accelerate inventory relief, making 2026 one of the best buying windows in years.
Table: 2026 Forecast Snapshot for Central Maryland
| Metric | 2025 Average | 2026 Projection | Impact for You |
|-------------------------|-----------------------|-----------------------|---------------------------------|
| Median Home Price | ~$446K statewide | +2–4% (~$455–$464K) | Steady equity growth |
| Mortgage Rates (30-yr) | 6.6% | Low 6% (6.2–6.3%) | Lower payments, more qualified |
| Inventory | Tight (2–3 months) | +15–20% | More options, less bidding wars |
| Days on Market | 17–44 days | Similar or shorter | Faster moves (mine: 6 days avg) |
Why Now Is Prime Time in Maryland
Whether you're a military family near Fort Meade eyeing a VA loan (0% down), an investor hunting BRRRR deals in Glen Burnie, or downsizing in Severna Park, 2026 favors action. Rates below 7%, growing supply, and stable appreciation create opportunity without chaos.
"Adam helped us buy our dream home in Provinces with zero down—smooth from start to finish!" – CPO James R.
Ready to Make 2026 Your Year?
As Maryland's #18 Realtor, I'm here to guide you—free valuations, VA expertise, investor strategies, and my vetted contractor list for updates.
Text “2026” to 443-347-6692 for your personalized market forecast.
— Adam Chubbuck
Team Alpha Charlie | Douglas Realty
Serving Anne Arundel, Baltimore, Howard, PG & Beyond 🇺🇸🏡
P.S. The market doesn't wait—let's turn 2026 into your best move yet!
Comments(3)