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A Toothache, the IRS, and the Cost of Waiting

By
Education & Training with Number Cruncher LLC

Back in September, I had a tooth that started bothering me. I went to the dentist, and he told me the tooth already had a root canal, and I needed to see a root canal specialist. He gave me antibiotics, and within a couple weeks, the pain went away.

And like a lot of people… once it stopped hurting, I stopped worrying about it.

Life got busy. I didn’t make the time to see the specialist.

Fast forward to December. That same tooth flared up again, and this time I knew I couldn’t mess around. I have heart issues, and I know dental infections are not something I can ignore.

I found a root canal specialist who got me in the next day. He started working… and the crown popped off. There wasn’t enough tooth left to rebuild it. I walked out $700 poorer and still not fixed.

Next stop: an oral surgeon. The Monday before Christmas, I had the tooth pulled, bone grafting done, and more work started for dental implants.

Let’s just say Christmas was not as enjoyable as I wanted it to be. Pain meds, soreness, and being uncomfortable the whole time.

And here’s the part that matters:

This is exactly how the IRS works.

Most IRS problems start small. A letter. A balance due. A notice you don’t have time to deal with. Then things quiet down for a while, and you tell yourself, “Maybe it’s fine.”

But silence doesn’t mean the problem is gone.

It just means it hasn’t started hurting yet.

By the time it becomes urgent, it’s usually more expensive, more stressful, and it hits at the worst possible time.

The lesson is simple:
If the IRS is bothering you in the background, handle it while it’s still a “September problem,” not when it becomes a “December emergency.”

If the IRS is in the background of your life, stressing you out, let’s deal with it before it escalates.  Contact me at 702-533-8984 or info@numbercruncherll.tax.

Comments(15)

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Will Hamm
Hamm Homes - Aurora, CO
"Where There's a Will, There's a Way!"

Hello Candy and great way of explaining about taking care of things and not waiting.  Hope you are doing good and glad to see you in the Rain more.

 

Feb 06, 2026 08:25 AM
GilbertRealtor BillSalvatore
Arizona Elite Properties - Chandler, AZ
Realtor - 602-999-0952 / em: golfArizona@cox.net

Thanks for sharing and enjoy your upcoming Superbowl weekend! Bill

Bill Salvatore, Realtor- Arizona Elite Properties

#GoPatriots 🏈

Feb 06, 2026 10:40 AM
Gwen Fowler SC Lakes & Mountains 864-710-4518
Gwen Fowler Real Estate, Inc - Walhalla, SC
Gwen Fowler Real Estate, Inc.

This is a powerful and relatable analogy. Waiting rarely makes problems cheaper or easier, whether it is health or taxes. The way you connect a personal experience to the real cost of delay makes the message clear without being alarmist. A strong reminder that early action often prevents the most painful outcomes.--almost sounds like my year after I put off having my gall bladder removed.

Feb 06, 2026 12:21 PM
Joan Cox, Retired Broker/Owner
Denver, CO
Enjoying Every Day to Its Fullest!

Candy, that is AWFUL, and you are right, you cannot let dental issues go especially when you have heart issues.   So sorry it was so expensive, and still not done.

Feb 06, 2026 01:11 PM
Lise Howe
Keller Williams Capital Properties - Washington, DC
Assoc. Broker in DC, MD, VA and attorney in DC

Candy Stevens, EA This is such an important reminder. Addressing tax notices early preserves options, reduces penalties, and lowers overall stress.

Feb 06, 2026 01:13 PM
Kelly McGovern
Realty Concierge International - Bellingham, MA
Working with Kelly is a good move

The best advice is to tackle issues right from the start. 

Feb 06, 2026 02:39 PM
Brian England
Ambrose Realty Management LLC - Gilbert, AZ
MBA, GRI, REALTOR® Real Estate in East Valley AZ

Ugh, that doesn't sound good at all.  I have been learning more about how our teeth are vital indicators of our overall health.  I have also been learning about natural remedies for toothaches and such, rather than having to rely upon what we consider to be a traditional dentist these days.

Feb 07, 2026 04:47 AM
Kat Palmiotti
eXp Commercial, Referral Divison - Kalispell, MT
Helping your Montana dreams take root

Excellent analogy - I'm hoping you feel a lot better now!

Feb 07, 2026 06:07 AM
Candy Stevens, EA
Number Cruncher LLC - Overton, NV
Helping Clients Resolve IRS Problems

Thank you Will Hamm .  It took a couple of weeks before my mouth felt good, but it isn't bothering me now!

Have a great day!

 

Feb 09, 2026 10:22 AM
Candy Stevens, EA
Number Cruncher LLC - Overton, NV
Helping Clients Resolve IRS Problems

It seems that putting of health issues is a very common thing Gwen Fowler SC Lakes & Mountains 864-710-4518 .  I hope you didn't wait too long before you got your gallbladder removed!

I pushed my heart issues aside and just about positive thought myself into an early grave 13 years ago.  

We should do that!

Feb 09, 2026 10:24 AM
Candy Stevens, EA
Number Cruncher LLC - Overton, NV
Helping Clients Resolve IRS Problems

Thank you Joan Cox, Retired Broker/Owner .  It also helped to go to a dentist or oral surgeon who knows what they are doing, and helped me come up with a plan.  I have lost all of my back teeth because of a cancer treatment I had 28 years ago.  They either have a root canal or have been pulled.  This oral surgeon gave me a plan, even though it will be expensive, it will be worth it.  I just with my Dentist came up with a plan before I got to this point that I have to do something now!

 

Have a great day!

Feb 09, 2026 10:26 AM
Candy Stevens, EA
Number Cruncher LLC - Overton, NV
Helping Clients Resolve IRS Problems

You are 100% correct Lise Howe .

 

Feb 09, 2026 10:26 AM
Candy Stevens, EA
Number Cruncher LLC - Overton, NV
Helping Clients Resolve IRS Problems

For all problems we have in life Kelly McGovern 

Feb 09, 2026 10:27 AM
Candy Stevens, EA
Number Cruncher LLC - Overton, NV
Helping Clients Resolve IRS Problems

That's wonderful Brian England .  I think you should share with us what you have learned.  

Feb 09, 2026 10:28 AM
Brian England

Hmm, maybe I will Candy Stevens, EA and I do from time to time with my comments, but I have actually been thinking about starting a weekly series.  I just have to figure out how to share it without it sounding like medical advice, haha.

Feb 09, 2026 11:53 AM
Candy Stevens, EA
Number Cruncher LLC - Overton, NV
Helping Clients Resolve IRS Problems

Thank you Kat Palmiotti .  I am doing much better now!

Have a great day!

Feb 09, 2026 10:28 AM