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Comeback day for rates

By
Mortgage and Lending with Wisconsin Home Lending, Inc.

Good morning.  I hope everyone had a great weekend.  Here is a quick update on mortgage rates today.  The Fed gave Fannie and Freddie access to the emergency discount window, and mortgage bonds are suddenly a hot commodity again.  Thus, rate are better today than when we left work Friday.  Par rates are at or near:  

  • 30 year Fixed - 6.00%
  • 15 year Fixed - 5.50%
  • 5 year ARM - 5.50%

Please stay tuned for future updates.  We've gotten back over half of what we lost on Friday's major move downward.  I'm going to keep floating, as cooler heads are prevailing.

Show All Comments Sort:
Donna Harris
Donna Homes, powered by JPAR - TexasRealEstateMediationServices.com - Austin, TX
Realtor,Mediator,Ombudsman,Property Tax Arbitrator

Great news, thanks for the rate updat!

Jul 14, 2008 03:37 AM
Sara Bonert
Zillow - Atlanta, GA
Real Estate Internet Marketing

Thanks for the update.  I was wondering what affect the bailout would have on rates. 

Jul 14, 2008 03:54 AM
Carey Pott
January Financial - Foothill Ranch, CA

Thanks Jeff - I'm floating too, but with an itchy finger on the trigger. It doesn't take long for things to move sharply in either direction these days...

Jul 14, 2008 03:56 AM