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Thank You Carol Williams

By
Real Estate Agent with Appraisal Review Board, Denton County, TX 0506509

Journal Entry for 3/23/2026

 

Hi Carol Williams - Thank you for the book, "Living Louder," by Portia Louder. This book written by Portia about herself having to do time in Prison for what she did in real estate was sad, gripping, and filled with heart and soul. 

 

 

When I got to the Chapter on "The Big Short," when she met Chet & Adam and learned about their friend who would lend money for a house at a high interest rate, and it was called "Hard money loan," I nearly choked.


When I first got started in the business, two different lenders approached me and were sniffing me out like a dog in heat. They were both fast-talkers and I didn't know anything about hard-money loans. I am glad I had the courage to say no. After reading Portia's story, I count my blessings that I didn't get involved with hard lenders. 

 

It was Portia's faith, belief in herself, her family, new friends in prison, and determination to pay the consequences without blaming others, that enabled her to do her time in order to be set free. The only thing Portia had in common with the people associated with hard lenders, and the people she met in prison, was you have to build relationships and understand that neither one comes easily without risk and vulnerability. 

 

"In the end, it is impossible to have a great

life unless it is a meaningful life. And it is

very difficult to have a meaningful life without

meaningful work. Perhaps, then, you might

gain that great tranquility that comes from

knowing that you've had a hand in creating

something of intrinsic excellence that makes

a contribution. Indeed, you might even gain that

the deepest of all satisfactions: knowing that 

your short time on this earth has been spent,

and that it mattered." 

~Jim Collins

 

P.S. Carol Williams - I found a YouTube video of an interview with Portia Louder. Search YouTube: Convicted felon Portia Louder answers your questions about her crimes, time in prison and more

Bing Videos

Comments(7)

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Roy Kelley
Retired - Gaithersburg, MD

Good Monday afternoon, Patricia. This a very good book recommendation. Thanks to Carol.

Mar 23, 2026 02:20 PM
Carol Williams
Although I'm retired, I enjoy sharing my knowledge and learning from other real estate industry professionals. - Wenatchee, WA
Author, Golfer, Traveler, Retired, Wenatchee, WA

You're welcome, Patricia.
I'm glad you enjoyed the book. You have captured the heart of Portia’s story. It was not just about what happened, but how she chose to take responsibility, grow, and find meaning through it all. That is not an easy path, but it is an inspiring one.

Mar 23, 2026 03:02 PM
Patricia Feager

Carol Williams - I am very grateful for the book. What was very surprising to me was to learn there is goodness and value in discovering healthy relationships, even in places like prison, despite family background, making mistakes by taking drugs, and acquiring learned and bad behavior. Having true faith is a powerful motivator, even if it takes years.  

Mar 23, 2026 03:27 PM
Dorie Dillard Austin TX
Coldwell Banker Realty ~ 512.750.6899 - Austin, TX
NW Austin ~ Canyon Creek and Spicewood/Balcones

Good evening Patricia,

Wow...what a great book to read and one you critiqued beautifully! 

Mar 23, 2026 06:00 PM
Patricia Feager

Dorie Dillard Austin TX - There was a lot to learn from this book and many wonderful quotes at the end of each short chapter. I went back and dropped an interview with Portia Louder and an interviewer. If you don't get the book, you might be interested in watching the interview. I added the link to the bottom of my page. 

Mar 23, 2026 09:33 PM
Lew Corcoran
Better Living Real Estate, LLC - East Bridgewater, MA
Expert guidance. Exceptional results.

I loved how this story pulled real lessons out of some tough moments, Patricia Feager, and you shared it with such heart that it stuck with me. It’s wild how one choice can shift a whole path, and your take on it all brought a little light and a little grit to the mix. Thanks for passing this along. It hit deeper than I expected :)

Mar 23, 2026 06:26 PM
Patricia Feager

Lew Corcoran - Loved your comment! If you don't feel like reading the book, I dropped an interview with Portia and a guy who interviewed her. She tells the whole story and doesn't leave anything out.  

Mar 23, 2026 09:35 PM
Kat Palmiotti
eXp Commercial, Referral Divison - Kalispell, MT
Helping your Montana dreams take root

I've had a note scribbled next to my computer for a few weeks now that I want to either read that or listen to the podcasts. (and/or). Thank you for the review!

Mar 24, 2026 05:21 AM
Patricia Feager

Kat Palmiotti - I hope you get to read or listen to the podcasts. By accepting responsibility for her actions and paying the consequences she became a better person - without losing her family or self-respect. 

Mar 24, 2026 06:34 AM
Brian England
Ambrose Realty Management LLC - Gilbert, AZ
MBA, GRI, REALTOR® Real Estate in East Valley AZ

Such a sweet thing for Carol Williams to do, she is a very sweet woman!  It's nice when people put their experiences in a book for others to read.

Mar 24, 2026 06:13 AM
Patricia Feager

Brian England - I am grateful.

Mar 24, 2026 06:34 AM
George Souto
George Souto NMLS #65149 - Middletown, CT
Your Connecticut Mortgage Expert

Patricia just a side note on hard money loans.  Hard money loans are useful when used in the way they were designed to be used.  The problem with hard money loans is basically the same as subprime loans that were used for borrowers they were not meant for.  All loan produces have a purpose when used properly. 

Mar 24, 2026 02:07 PM