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Who Orders What Condo Paperwork In Danbury, CT Area?

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Real Estate Agent with William Pitt Sotheby's International Realty CT RES.0783448

I am asked this question all the time when I am representing clients in the Danbury area.

Sellers are responsible for ordering the condo bylaws. It can take 10 days to get them back from the management company, and buyers have 5 days to review.  When representing sellers, I recommend ordering these once the inspections are completed and a secondary deposit has been given. That way if there is something in the rules that makes the buyer uncomfortable, they can legally work & you will need to put the house market on the market asap.  However each time the buyers name changes the management company will charge you for it. The sellers attorney typically orders this and you reimburse  them for the cost at closing. 

Buyers lenders also require a questionnaire and proof of insurance. This is the responsibly of the buyer. The questionnaire acts things like how many units are rented, if any of the unit owners are behind in their dues and if there are any assessments. Each bank generally has their own questionnaire, and if there are things that the bank doesn't like, they can deny your loan, make you increase your down payment or the interest rate may go up or require further clarification from property management. Talk to your bank or mortgage professional. 

Post last updated 7/24/2026

Posted by

Jonathan Hall-Realtor Serving Greater Danbury & Candlewood Lake with William Pitt Sotheby's International Realty
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This information is provided by Jonathan Hall,Realtor  with William Pitt Sotheby's International Realty in the Greater Danbury & Candlewood Region of CT. For additional information, please call him at 203-417-0523 (cell), 203-796-7700 (offiice) or email JonathanHallRealEstate@Gmail.Com  . Unless indicated, all content is the property of Jonathan Hall. If you would like to use any of this information, please contact me for permission. Information is accurate but not guaranteed. He is a licensed CT Salesperson License #RES.0783448 with William Pitt Real Estate LLC License # REB.0751698. His office is located at 67 Federal Road, Brookfield CT 06804.

Comments(2)

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George Souto
George Souto NMLS #65149 - Middletown, CT
Your Connecticut Mortgage Expert

Jonathan Hall Sellers are often surprised that they are the ones responsible for ordering and paying for the Condo Docs, especially since it is the Buyer who needs them to obtain financing.

Jul 24, 2026 01:34 PM
Lise Howe
RLAH RE LLC - Washington, DC
Assoc. Broker in DC, MD, VA and attorney in DC

Thanks for sharing your expertise. Knowing what to expect during a condo purchase can make the entire process much less overwhelming. 🏡

Jul 24, 2026 05:59 PM