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Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rates may have changed click here to verify
Wednesday, August 5, 2026
| Lender | Term/Type | Interest Rate | % Points | % *APR |
|---|---|---|---|---|
|
American Savings Bank 808-593-1226 NMLS#423168 |
15-YR Fixed | 5.375 | 2.000 | 5.772 |
| 30-YR Fixed | 6.250 | 2.125 | 6.511 | |
| 5-YR ARM | 5.375 | 1.750 | 6.199 | |
|
Bank of Hawaii 877-616-2636 |
15-YR Fixed | 5.625 | 0.875 | 5.761 |
| 30-YR Fixed | 6.125 | 2.000 | 6.316 | |
| 5-YR ARM | 5.625 | 2.000 | 6.270 | |
|
Central Pacific Bank 808-544-0500 NMLS#416603 |
15-YR Fixed | 5.500 | 2.125 | 5.971 |
| 30-YR Fixed | 6.250 | 2.000 | 6.533 | |
| 5-YR ARM | 5.625 | 2.000 | 6.467 | |
|
Finance Factors 808-548-3300 NMLS#449916 |
15-YR Fixed | 5.500 | 1.875 | 6.021 |
| 30-YR Fixed | 6.250 | 2.000 | 6.589 | |
| 5-YR ARM | 6.000 | 1.500 | 6.989 | |
|
First Hawaiian Bank 808-643-4663 |
15-YR Fixed | 5.375 | 2.500 | 5.960 |
| 30-YR Fixed | 6.250 | 2.250 | 6.590 | |
| 5-YR ARM | 5.500 | 2.000 | 6.320 | |
|
Hawaii State Federal Credit Union 808-447-3480 NMLS#405316 |
15-YR Fixed | 5.500 | 2.000 | 5.968 |
| 30-YR Fixed | 6.250 | 1.875 | 6.531 | |
| 5-YR ARM | 5.625 | 2.000 | 6.340 | |
|
Imperial Mortgage LLC 808-263-6363 NMLS#289505 |
15-YR Fixed | 5.375 | 1.738 | 5.783 |
| 30-YR Fixed | 6.000 | 1.950 | 6.265 | |
| 5-YR ARM | ||||
|
Matanuska Valley Federal Credit Union 907-745-9165 NMLS#418470 |
15-YR Fixed | 8.375 | 0.000 | 8.457 |
| 30-YR Fixed | 8.875 | 0.000 | 8.958 | |
| 5-YR ARM |
Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.
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