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2026 Housing Market Momentum — Charles Explains

By
Real Estate Broker/Owner with Charles Stallions Real Estate Services 610125

.🏠 Market Pulse

  • Gradual improvement after a softer first half of 2026

  • Buyers & sellers adjusting to today’s realities instead of waiting for “perfect conditions”

  • Summer activity stronger than expected despite global and economic headwinds

 

📈 Mortgage Rates

  • Rates are holding in the mid‑6% range, and buyers are finally accepting it

  • 30‑year fixed climbed ~40 bps since January

  • No major rate relief expected this year

  • Buyers & sellers are now comfortable transacting at ~6.5%

 

🏡 Inventory Trends

  • Inventory is rising, giving buyers more options

  • Still ~350,000 listings short of pre‑pandemic levels

  • Inventory up ~40% compared to the record‑low years (2022–2023)

  • June active listings: 1.41M, up 4.2% YoY

  • Big cities remain tight; suburban & secondary markets are seeing healthier supply

 

💰 Home Prices & Sales

  • Prices are holding strong, even with more inventory

  • National median price: $401,000, up 1.5% YoY

  • Homes still selling near full list price

  • Entry‑level affordability improving as move‑up buyers shift higher

  • June sales: 365,393, up 6.1% YoY

 

🔨 New Construction

  • Single‑family starts down 3.25% YoY

  • Builder sentiment negative for 27 straight months

  • Higher costs + buyer hesitation = slower new‑build momentum

  • Forecast: Tough 12–18 months ahead; optimism returns closer to 2028

 

🔥 Charles’ Take for Gulf Coast Buyers & Sellers

  • Life events drive moves — not headlines

  • Inventory is improving, giving buyers more breathing room

  • Sellers are still benefiting from strong pricing

  • Entry‑level buyers are finally catching a break

  • The second half of 2026 is shaping up stronger than the first.

📞 Ready to Take the Next Step?


Whether you’re buying, selling, or exploring your options, myths are everywhere.
Let Charles Stallions guide you with expert advice you can trust.
Call or text: 850‑476‑4494
Visit: www.charlesstallions.com
We “R” The Realtors for That!

 
 

Comments(1)

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GilbertRealtor BillSalvatore
Arizona Elite Properties - Chandler, AZ
Realtor - 602-999-0952 / em: golfArizona@cox.net

Good post with great information. Thanks for sharing it. 

Have a super fantastic week! Bill Salvatore with AEP

Aug 11, 2026 08:08 AM