Admin

AR Challenge: Round Table - Staying Viable in a Changing Market

By
Real Estate Agent with Appraisal Review Board, Denton County, TX 0506509

Journal Entry for 9/3/2026 for the September 2026 Challenge presented by Carol Williams and Debe Maxwell, CRS. Because I got out early today, I had time to put together my suggestion for an AR Round Table Discussion. 

"I was lost and I was found." This topic is something that I had to figure out on my own and it paid off. An implementation of a Round Table Discussion can change lives.

Here is my entry/suggestion for the 2026 AR September Challenge. 

*********************************************************************************************

 

Round Table Discussion: Staying Viable in a Changing Real Estate Business

A professional conversation for real estate colleagues facing market pressure, compensation uncertainty, and the need to build a sustainable plan forward.

Discussion Overview

My suggested round table topic centers on serious questions.  These are questions many real estate professionals may already be facing—or may face soon: How do we remain financially stable, compliant, and confident when familiar transaction practices, market conditions, and income patterns shift beneath us?

Industry changes have made agent compensation, buyer representation, and fee negotiations more transparent and more dependent on clear written agreements. Many agents are navigating low inventory, fewer active clients, inflation, rising business costs, and dried up pipelines. Others, like me chose to be inactive and keep the license. These pressures can leave many professionals wondering not only how to close the next transaction, but how to protect their livelihood and plan for the future.

Why This Conversation Matters

A Round Table Discussion needs strong and serious participation. Its premise is to encourage colleagues to speak honestly about the realities of the business today. What happens if certain fees can no longer be handled as part of the traditional closing process? How should agents discuss compensation with buyers and sellers when fees are negotiated outside the real estate contract or handled through separate broker-client or agent-client agreements? How do referral fees, relocation fees, and service fees fit into a compliant, transparent, and sustainable business model?

The goal is not to create fear, but to create preparedness. A round table gives professionals a safe, practical setting to compare experiences, ask difficult questions, and learn how others are adapting before a personal or financial crisis develops.

Round Table Discussion Questions

  • What changes in the real estate market or regulatory environment are affecting your business most right now?

  • How are you explaining your value and compensation to buyers and sellers in a clear, professional, and compliant way?

  • If agent fees can no longer be handled through the closing statement, what systems or conversations would need to change?

  • What strategies have helped you rebuild a dry pipeline or create new sources of business?

  • How are you managing the cost of doing business during slow production period?

  • What financial planning habits help agents survive months with limited or no closings?

  • When business slows down, how do you decide whether to stay the course, adjust your model, add another income stream, or begin something new?

  • How can colleagues support one another without judgment while still encouraging accountability and action? 

Personal Value of the Round Table

A meaningful round table allows colleagues to move beyond private worry and into collective problem-solving. By putting real concerns on the table, agents can hear different perspectives, identify practical options, and begin forming a plan. The conversation may help participants clarify how to communicate their value, structure their services, manage expenses, strengthen their pipeline, protect their finances, and determine what steps are necessary to remain in business—or thoughtfully transition into a new business path if needed.

Most importantly, this discussion creates space for honesty, encouragement, and strategy. Many agents face similar pressures, but few benefit from facing them alone. A professional round table can help turn uncertainty into shared insight and shared insight into action.

Comments(13)

Show All Comments Sort:
Debe Maxwell, CRS
Savvy + Company (704) 491-3310 - Charlotte, NC
The RIGHT CHARLOTTE REALTOR!

Patricia, thank you for sharing such a thoughtful, honest and important suggestion. I especially appreciate that it comes from personal experience—you recognized when the business was no longer working for you in the same way, made a difficult decision and ultimately found a new path forward.

This is exactly the kind of conversation that could truly help others. Creating a safe place where agents can speak candidly about financial uncertainty, changing business models and whether to adapt, add another income stream or transition altogether could genuinely change lives. Thank you for trusting us with your story and proposing a discussion with so much practical value and heart. This one will definitely be a fantastic round table for us when you're through with your assignment!! 

Sep 03, 2026 06:42 PM
Patricia Feager

Debe Maxwell, CRS- It is so important for agents to recognize when there is a shift in income due to real estate sales and an increase in expenses to remain in the business. This is something I had to take personally by end of year 2024, because it had a direct impact on how I would manage financially. Although I learned how to adjust during the time period when many buyers were upside down and were forced, by Mortgage Companies to pay now, plus interest, and penalty or run the risk of losing their right to own their home. Those years between 2008 and 2010 were very stressful for sellers and agents too. Taking short sale classes and staying in the business was tough, but I stayed in it and came out stronger.

But what agents are facing now in reference to how they are going to get paid, can be very stressful because it does impact their livelihood. As I wrestled in my own mind about what's most important to me, my savings dwindled. I had to face the facts. Like the sands of time, how much further could I go on paying increased fees, spending time and money on transportation to serve the needs (with no guarantees), the demands I faced serving on the Professional Development Committee, paying for Winter Meetings in Austin, Conferences, and continuing education? Just about every day, there were conferences and committee meetings with Brokers, Attorneys, and other committee members about making changes to contracts. 

I never had a chance to talk about the challenges I faced with anyone! I am a proud woman, without a stream of income from other sources. I did not want to hear any ha, ha, ha's or read about how others were going to living relatives who kept them financially sound. Rather than lose face by writing a blog post, I would have preferred a Round Table Discussion with serious folks who gave sound advice. 

What I really needed to do was figure it out myself about finding a way out of the madness with constant updates to contracts, and all the threats imposed on agents when someone had the idea to change the fee structure. 

Sep 04, 2026 04:16 AM
Debe Maxwell, CRS

Oh, and like you, it's been all me (for both of us) and I cannot predict what my mindset would be without that incredible motivating carrot (that two mouths counted on what my business did)! I do feel strongly that I would have challenged myself just as I have my entire career if I were married to someone who could financially back my business. Who knows though?!! 

I would love for you to lead a discussion when you are free from your current task. You would do a wonderful job leading this discussion.

Sep 07, 2026 09:23 AM
Jeff Masich-Scottsdale AZ Associate Broker,MBA,GRI
HomeSmart Real Estate - Scottsdale, AZ
Arizona Homes and Land Group/ Buy or Sell

I always have liked the very concept of a round table. There is no presenter standing on a stage where most people can snooze or only half listen. The round table provides for equality of input and listening. Opens up a lecture from the one on the state to a criss cross across the table of free-flowing ideas. Nice.

Sep 03, 2026 11:10 PM
Patricia Feager

Jeff Masich-Scottsdale AZ Associate Broker,MBA,GRI - It can be very difficult to learn from a presenter who stands in front of the class, especially if it's a BIG class. Things that annoyed me were people who snoozed, turned and coughed in my direction, sat near me sniffling, people texting and looking at their phones, making noise when one gets up pretending or actually needing to use the restroom, people talking or laughing out loud amongst themselves during lectures, paying no attention to their distractions to others in the room, or having to sit through a boring speaker who didn't speak loud with clear communication, missing important information, and worst of all, some big head sits in front of me, and I can't see over their head.  I like your idea of having a "criss cross" conversation, one person speaking at a time, sharing "free-flowing ideas!" In a Round-Table discussion on Zoom, at least there is a moderator who can mute people or control the room. 

Sep 04, 2026 04:31 AM
Nina Hollander, Broker
Coldwell Banker Realty - Charlotte, NC
Your Greater Charlotte Real Estate Broker

Patricia Feager good morning, Patricia. Nice entry to the challenge. I've actually sat in on discussions like this (albeit not in the Rain). Maybe, I'm too independent for my own good, but somehow I always ended up feeling I just needed to figure out things on my own as no one else's experience was really quite like mine. However, that's me doing me. I wouldn't say that this kind of a roundtable discussion would not be useful to others.

Sep 04, 2026 04:21 AM
Patricia Feager

Nina Hollander, Broker - I understand. All my life, I've been my own problem-solver. But what's going on in the real estate world today is not the same as other challenges I faced in the business. I consider myself an Independent Woman who is always eager to learn. When I began on ActiveRain, I attended RainCamp in Houston. It was well organized, very informative, and I met Kerrie, Bob Stewart, Joni and other AR members. 

Sep 04, 2026 04:37 AM
Ken Semler
ImpresaModular.com - Martinsburg, WV
Nationwide Custom Modular Home Builder

Patricia, I think the strongest part of this idea is moving the conversation from private anxiety to practical problem-solving. Compensation changes, higher operating costs, dry pipelines, and uneven production are much easier to navigate when professionals openly compare what is working, what is not, and where adjustments are needed. A good round table can turn uncertainty into better decisions and stronger accountability. Have a great day!

Sep 04, 2026 05:34 AM
Patricia Feager

Ken Semler - you reminded me that it takes a village to raise a child. By the same token, it takes supportive, experienced, and knowledgeable colleagues to navigate through tough times in the real estate industry. Collective responsibility can help individuals cope with compensation changes and skittish buyers and sellers. 

I am off today and will do my best to enjoy everything I do. I wish you a great day too! 

Sep 04, 2026 05:47 AM
Patricia Feager
Appraisal Review Board, Denton County, TX - Flower Mound, TX
Licensed to April 2027

Debe Maxwell, CRS - I love your positive attitude and how helpful you are to others. Never a cross word. Always supportive, never disagreeable, and very, very smart. You are one of the best leaders I've had the pleasure of meeting in person and here on ActiveRain. 

Thank you. 

Sep 04, 2026 06:02 AM
Brian England
Ambrose Realty Management LLC - Gilbert, AZ
MBA, GRI, REALTOR® Real Estate in East Valley AZ

I have a feeling that people can change as much as they would like, but unless they are able to utilize AI, they will become obsolete in their ability to work.  I think that in the next 5-10 years, AI and robots will create an abundance of everything in the world around us.

Sep 04, 2026 06:31 AM
Patricia Feager

Brian England - isn't that the truth! It seems like just yesterday members on AR were starting discussions and had Zoom meetings, thanks to Debe Maxwell, CRS and others. Regarding AI. Some were for it; others were against. But look where we are today! I agree. In the next 5-10 years, AI will be saving more lives in operating rooms, teachers will have different curriculums, and children, including all people will have to shift in the way technology is headed. 

Sep 04, 2026 06:48 AM
Carol Williams
Although I'm retired, I enjoy sharing my knowledge and learning from other real estate industry professionals. - Wenatchee, WA
Author, Golfer, Traveler, Retired, Wenatchee, WA

Hi Patricia,
Real estate has always required us to adapt, but today’s agents are dealing with changes in compensation, consumer expectations, expenses, technology, and market conditions all at once. 

Your final question is particularly important. ActiveRain has always been at its best when we can share what is working, admit what isn’t, and help one another without judgment. Sometimes hearing how another agent has successfully navigated a difficult period can provide not only a new idea, but the encouragement someone needs to keep moving forward. This is exactly the kind of honest conversation Roundtables are for. 

 

Sep 04, 2026 07:02 AM
Patricia Feager

Carol Williams - There has been an avalanche of change in the most important aspects of a professional's career in real estate. Many agents spent the better half of their lives committed to focusing on needs of buyers, sellers, and investors. They have put their lives on hold to commit to quality and the best expertise in their professions. Now is the time for AR to foster open communication about serious strategy and to establish plans to champion change. I really do believe Roundtables on this topic will be very beneficial to all. 

Sep 04, 2026 03:43 PM
Dorie Dillard Austin TX
Coldwell Banker Apex Realtors, LLC ~ 512.750.6899 - Austin, TX
Educating. Encouraging. Serving.

Good morning Patricia Feager ,

What a thoughtful entry into the September challenge! Creating a safe place where agents can speak candidly in a round table discussion is so beneficial to all who participate. An open mind is crucial because as much as we think we can do it all on our own we will grab nuggets from others that can inspire us and help us. No man is an Island. Your suggestions for conversation are perfect! 

Sep 04, 2026 08:18 AM
Patricia Feager

Hello Dorie Dillard Austin TX- your support is greatly appreciated. Speaking candidly in a Roundtable discussion can be very motivational and inspiring. When it comes to critical thinking we shouldn't have to do it alone. Here's where AR can help those that are suffering to know they are not alone. Picking brains can be healthy with open-ended discussions on major concerns that impact all.  

Sep 04, 2026 03:49 PM
Roy Kelley
Retired - Gaithersburg, MD

Good Friday afternoon, Patricia. Thank you very much for sharing your suggestions.

Have a great day and an outstanding weekend.

Sep 04, 2026 10:26 AM
Patricia Feager

Roy Kelley - today and always, I wish you and Dolores good health and great ways to spend your days. 

Sep 04, 2026 03:50 PM
George Souto
George Souto NMLS #65149 - Middletown, CT
Your Connecticut Mortgage Expert

Patricia the question suggested for discussion could actually be material for a couple of Round Table Discussion Meetings. 

Sep 04, 2026 01:59 PM
Patricia Feager

George Souto - I can see this being an ongoing Roundtable discussion to expand on issues of importance. By bonding together and developing suggestions that focuses on challenges that have become overwhelming, we continue to build on strength. 

Sep 04, 2026 03:55 PM
Hannah Williams
HomeStarr Realty - Philadelphia, PA
Expertise NE Philadelphia & Bucks 215-820-3376

Patricia Feager You always have fantastic ideas. Thank you for taking the time to outline a Zoom session 

Sep 09, 2026 10:56 AM
Ed Silva, 203-206-0754
203-206-0754 - Waterbury, CT
Retired Real Estate Broker

Patricia, a round-table should feel like a 'safe haven' where one can ask a question and not get criticized by those that know it all and are looking for that extra recognition at the expense of someone that just wants a simple answer.

Sep 10, 2026 05:20 AM
Eileen Burns 954.483.3912
Douglas Elliman Las Olas - Fort Lauderdale, FL
FLorida Real Estate Connector

Another reason we do not record any of our calls Patricia Feager Looking forward to visiting with you in the Rain soon

Sep 19, 2026 09:36 AM