Here are some things to consider when buying a home.
- Money Before buying a home, consider your financial status. Check your credit situation by getting hold of your most recent credit report at the credit center. You should know exactly how much money you have and how much you can afford to spend on a home.
- Time Don't expect to find a great home tomorrow if you've only begun your search today. Buying a home is like working on a school project. It needs ample time. If you think you've gathered enough information and resources within your time table, so be it.
- The Right Agent If you believe in the comfort and rewards of buying a home, you will need to trust the agent who will do the work for you. In finding a reliable agent you will need to look at many sources of information to determine "who represents what". It is always best to compare experiences, backgrounds and referrals of reputable people. Our agents at F1rst Realty are highly trained and comply to extensive work ethics.
- Needs vs. Wants Why confuse yourself between needs and wants when you can have both? Upon gathering information in buying a home, take into consideration the different types of houses available and decide what you want from what is offered.
- Word Confusion Needless to say, when you buy a home you should familiarize yourself with the terms and words used during the dealing and negotiating with your agent and contractor. Also, try to keep a list of the questions you have that need further clarification.
- MLS flyers-You don't want to forget even a single detail about the home you've selected, right? Why not keep little notes on your mls sheets, where the ‘plus & minus' on each home or property you've seen is listed and recorded.
- Points and Plus Learn how to bargain and get the best possible deal. Be upfront with your Realtor about your needs.
- Safety and Security Be sure to get homeowner's insurance. It may seem like a lifetime expense, but it will get you continued savings in the long run.
- Final Check Do a final inspection or walk-through of the house before settlement and before the contract is processed.
Consider the above points as helpful factors when you to decide to buy a home. Plan ahead and avoid the common mistakes that most home buyers make.
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